bunq, N26 or revolut? I am also a bit sceptical because of brexit - i am sure it would affect revolut. I don't like the pricing of n26 but the metal MasterCard looks sexy and I love the features of bunq.
Not sure which bank I should choose...

Has anyone here got some more info about those three mobile first banks?

Yeah there are similar concepts of banks available for years in Austria (ING DiBa / easy bank) and I am looking for a new bank for years now - the thing is that bunq, n26 and revolution dont offer real credit cards. I use credit cards from time to time as I find it practical to be able to use the money of my next salary in case of emergency on the other hand I really like the features of bunq and they are my favorite at the moment.

i like my bank(sparkasse), they're app is nice and they have theyre own app for paying with the phone as an better alternative for google pay. i could get a cc for free but i dont want one. the sepa system is more useful here in germany.

Nope SEPA is definitely not more useful. The reason why I am using my credit card often is because I want to buy things with next months money when I know I will get them next month (for example a washing machine)

@dsteiner my banjk allows me an short time credit. i must only pay if i cannot repay it in one month.

Yeah but I don't want a short time credit with 4-8% interest rate, I want to use pay the amount at once and have a nice overview over my expenses. With my current app (erste bank in Austria) I see my current expenses from all cards in one app

i dont get charged in the first month

How about Transferwise? I find their Borderless Account and attached card very useful for me at the moment (moving countries) even though it has some limitations (with direct debits for example) so I can't really use it as a main bank account.

Revolut has been trying for about year about getting a banking licence. I'm not really happy to use them until they do.

📌

Registered for bunq now, will report back later. Additionally I will try another national bank for some time.