Not directly software related but I am a freelancer paying outright for health insurance. I got a letter yesterday saying the health care I am buying is getting cancelled because there are too many unhealthy people on the on the ACA plans. Everyone in my family is healthy and work out. The insurance was 936.00 per month. Now what?

@g-m-f one more thing to consider if you are thinking about freelancing or contracting.

@g-m-f Hating my ancestors just a little bit for having left the UK 300-ish years ago. That monthly premium is actually on the low side, and there will be many costs to pay over and above that.

Agree with the OP - definitely something to take into consideration before giving up the day gig. Premiums, deductibles, copays, and coinsurance are going up almost everywhere, almost every year.

@fmlfmlfml I fought so hard to get out of corporate world. My husband paid off all debt but health care is a huge part of our budget now.