14
rutee07
77d

Fuck these fucking financial advisors flooding people with "job invitations". Their powers have increased greatly during this pandemic. I don't understand how what you're doing is still legal when it's low-key pyramid scheme and you're just being a parasite to everyone else who's looking for an actual job with consistent pay, not some dumbass quote about "the hustle" or "perseverance".

Last year, I decided to meet one of them in a coffee shop because I fucking hate them and I wanna know how their brain works or how they operate this shit. The jiz-- the gist is this:

"Oh, you can have flexible schedule and work anywhere you want because you'll literally be chasing people down to sign up for a life insurance."

"So yeah, for you to earn from commission, you have to have other people sign up for life insurance."

"You will reach a point where you wouldn't have to do all of this at all because then you'll be managing other advisors who will be asking people to sign up for life insurance."

"We have a quota. You have to bring in X amount of commission or you'll be removed from the team."

Yeah, what a cube world we live in. So of course, I asked, "Where are you getting these people who sign up to you? I mean surely some of them will not be interested and over time, you would have reached out to all of your contacts."

She answered, "You just ask again. Sometimes they refuse at the moment but would say yes at some point."

Lesson #1: Be an annoying and persistent parasite.

She continues, "You'll never run out of contacts because the people you know know other people and those other people know other people. You can reach out to them or get yourself introduced."

Lesson #2: Spread the fucking virus.

Why? How could you? How is this okay? Fuck.

Comments
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  • 3
    "marketing" which consists of spam should be a crime, be it by phone, email, mail, in person or whatever
  • 3
    The key to it is to be genuine.

    I've done marketing that wasn't a total fucking scam and I've quit marketing jobs that I thought were.

    Know your potential customers, actually listen when they say no (or yes), find out why. Know if what your selling actually meets their needs or is right for them. And if it's NOT what they need, don't sell it to them even if they want it. Direct them to business or products that fulfills what they need. Usually they are grateful and you don't end up selling yourself.

    Not enough people get to know what there business is about or if it's even legitimate before taking the job.

    And never take a job where product and sales are more important *than the people who become your customers.*

    Everything else is fraud by any other name, regardless of how dipshit middle executives want to spin it.

    That includes "not taking no for an answer."

    No means no in every walk of life, except apparently sales.
  • 1
    Lol so I "signed up" for SmartAssets just to see what it is. It's the first question in the survey so I'm like ok... Survey itself was short or non existent... Basically end up being "great thanks, found some matches, they'll call"

    They did but first of all I'm at my parents so wrong location... And I'm wondering do I actually need this.

    Like you said they sell u stuff and take commissions... All I really want to know if how to reduce my taxes and how much $$$ I should invest, what do they think about the markets.

    I don't want to pay them commissions or AUM....
  • 1
    @Wisecrack why does this sound like something I've read in a book somewhere...

    Listen to people and just make the story fit their needs...

    Actually I think that was the basis of "sell me this pen"
  • 1
    @billgates I read that like a religious manual.

    Sadly the message never quiet took, but maybe it rubbed off like reverse-osmosis because you're not the first to say something like that.

    It's really not hard. They either want it or don't.

    Your job isn't to convince them to buy.

    Your job is to *efficiently* (as possible) find the ones that *do need it*, and find out what their objections are and solve those first.

    Sometimes it appears they need it, when they don't, or want it when they don't need it, and that comes out in the objections.

    But if it's not about discovering genuine need and demand, then it'll just devolve into being pushy.

    The message of Glengarry Glen Ross, "coffee is for closers", is lost on a lot of people. The guy saying it couldn't sell for shit compared to the other guy who just *talked and listened* to people.

    They say *C*Losers, because it's a contraction of two words: Cunts and Losers.
  • 0
    insurance is essentially a government-sanctioned gambling scheme, and still a scam.
  • 0
    @molaram depends on the insurance.

    Hating it is as common as hating javascript, because most people buy trash insurance.

    But actuarial tables are legit.
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