fuck

I'm doing this side job for a Canadian dude and he wants me to open a Wise bank account, I've never even heard of it and, obviously, no non-life-changing-dough justifies such a thing. For some wtv the fuck reason - I don't get it, honestly - the motherfucker doesn't wanna do PayPal

So... enlighten me, PLEASE, what are people rolling with these days besides PayPal?

Also, I'm pretty sure this motherfucker is putting bumps on the road expecting me to wave on it

The amount of ammunition you get for becoming a famous stand up comedian is outrageous. They confirm you in a deliverable, and randomly message you about this or that to add to the scope. When you say no, they’re pissed, when you say yes, they’re also pissed because what took you so long and this is not what I wanted

I hadn't heard of it either but it sounds like he wants to minimize transfer and currency conversion fees, or maybe he just wants to stick it to the man.

PayPal takes too much of dem monehh. Here we pay eachother with stolen paintings having value

I regularly transfer money using Wise from the USA to Indonesia. Haven't had any problems. Though, they aren't my actual bank account. They just facilitate a transfer from my normal bank account.

Last I heard Paypal is sketchy and shitty.

@jestdotty

In Spain at least crypto is not regulated, so you'd just pay whatever agreed, no tax or anything.

However, if you try to cash out your crypto, then that'd be taxable income, both as transaction (25%), and as yearly income (17-47%).

@jestdotty Thing is, as much as they want to claim crypto is a way to hide stuff from the State (which it is), at least nowadays you still have to convert it to fiat at some point, and that's where they rob you.

Also, keeping your retirement in Bitcoin (or similar) is very risky, since those aren't backed by anything really, and could lose value and leave you with nothing without warning.

@jestdotty

I know fiat is not backed by gold or anything, but it's backed by the state itself, or rather, how trustworthy the state is to their loaners.

Anyway, their problem with crypto is not really the transactions. Those are public by design. Their problem is that they have no way to trace a wallet to any actual person, and without that they can't really do shit.

On the rest, I agree, politics lost their actual meaning long ago, and democracy isn't real democracy, and even democracy isn't a good system, it's just the least bad.

@jestdotty

Thing is, in Spain at least, it's illegal for the state to do that without a court order.

Things in that aspect are going downhill fast (hence why I fled to Portugal).

But well, in the end it's an arms race, and no matter what states will always lose, and thus keep trying to assert dominance through regulation.

I finally got to properly research what Wise is. It seems their fees are lower because they've moved most of it to their exchange rates, meaning: those on the receiving side pay most of those fees