It's absolutely infuriating chasing overdue accounts. Seriously annoyed at the mo and need to dev rant.

as an ex freelancer i get your pain but i also thought about making an app to cover this problem.

@wildgoosecsharp I have an app that manages everything got me. Some clients are just a pain. :/

Just get an agreement with debt collectors?

In Norway we have them collecting without any cost (their profit is pushed at the client)

Select clients as best you can. Maybe a small discount for early payment will help. At
Some point you may need a good collection attorney.

I also have payment terms as follows:
30% total upfront
30% when we deem the project half finished
40% + outstanding balance at project end

If the client choose to pay it all at project end a 10% fee is added on top for our risk

Also, any outstanding balance that is overdue by 10+ days is sent straight to collection.

This is all about educating your client that when they get their invoices - yours is a priority for them as they all want to have good solidarity