Is investing in stock overrated? I want to make money and working my ass of is not helping

Just print out new bank notes, dummy

Financial investments are somewhat arbitrary these days as in implied market backed exchanges of money between unsavories occur in many of the exchanges not even always related to the thing being traded

Also the value of stock is not really related to much more than what someone will pay for it so also somewhat arbitrary

Depending on what you’re investing in also look at it this way you have to have money to make money

So if you’re not making money now how are you going to buy 1000 shares of ibm at 100 piece so that a 1 dollar increase nets you a 1000 profit

When the futures market was explained to me it didn’t immediately sink in but supposedly to trade you need a good 100k account to hope to profit at any kind of pace. I don’t question this so much because the contracts are expensive

It’s a Shame that crypto is a sham as well
You could profit percentage wide there
With percent change in exchange rate between two currencies being your profit or loss on the dollar amount

Personally I don’t think precious metals are a bad investment when the market is down

In context in the 90s silver cost about 4.00 an oz

Now it’s over 20

@MadMadMadMrMim i have been reading a lot about stock markets, and watching of videos etc for about two weeks now and nothing makes any sense :(

Buy a nice index fund.

📌

If you have an idea what you're doing investing could be smart. Best bet is real estate and managed funds.

Rob a Bank

@N00bPancakes this.

Most index funds will grow steadily over time, they won't make you rich quickly but they're a pretty safe and solid investment (as long as you don't invest in something insane like a north korean index)

@brown that’s fair too lol ok so like the regular stock market works this way
The company originally issued shares and they own all of them at first
Then they sell less than half of those shares to the general public at an introductory price which is related to some weird aspect of what they’re worth for example
At that point supposedly the company will no longer receive money from the sale of their stock unless they are selling it
The trades now happen between people
So the stock crashes and everyone offloads their stock supposedly this means jack shit now
The company however does pay dividends per share based off the strength of the company I believe for people who hold onto the stock
But most of the money is made by people owning shares that appreciate in value because someone else says that they will pay more
For them
It actually doesn’t make any sense
The other thing is if you own most of the stock you can control the company also dumb

Oh of interest I chose a well known company stock and took their dividend times the number of proposed shares buy
And you wouldn’t break even for 21 years at a fluctuating rate of return
Based in dividends
I personally think the ordinary stock market is stupid

@MadMadMadMrMim
so if i understand correclty, the stock price increases when people are willing to buy stocks at higher prices hoping there are other people willing to buy it from them at a higher price?
and it has nothing to do with how much the company is earning?
Also if i hold a lot of stocks in the public market and it happened so that i am the person with the most stocks overall, do i get any stake in the company? since as i understand within the company it will be multiple people splitting the other half of the stocks right?

@brown if you hold the most stocks you essentially own the company and if it’s above half the shares you can’t be overruled

thanks @MadMadMadMrMim I learned more from you than all the YouTube videos i watched combined.

@brown yes well, i like to ramble at times but where crap like this is concerned, its so boring I don't meander I just want to know the same thing you were trying to find out which is in a few words:

a. is it worth it
b. is it possible at my present income level

Index funds have pretty much turned into todays way of making sure you have some sort of private pension one day.

They grow steadily (cause if they ever don't long term, then the entire financial system broke down anyway and your money will be worth fuck all), albeit slowly and they are an effective way to protect money against inflation, since banks are nowadays no longer capable of working to provide wish services via interest.

@brown each stock is ownership of a small part of the company and gives you 1 vote, (shareholder meetings tend to be held annually). If you own 10% of the stock you own 10% of the company and control 10% of the votes. (Used to elect the board of directors and other things). (Some companies do have shares that don't give voting rights as well though)

companies with high profits and low growth potential tend to pay very high dividends while growing companies tend to reinvest most of their profits. So if you want high dividends you should buy stock in large established companies in boring markets like insurance or banking, if you want your stock to double or triple in value in a year or two, invest in a company that has a lot of growth potential (and be ready to lose your money if they fail (the stock price of these companies tend to be very speculation driven as well so its easy to pay way too much for the stock)