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i am 24 and i feel like i am making some very bad choices with money.
my last few regretful stuff:

- i bought a phone when i found my current one (less than 6 months old) to be slightly less peformant. what's worse is that i don't even like that phone i purchased a lower end phone just coz i felt like experiencing a new phone brand!

- i bought an earpods when i lost my old one. whats worse is that they are lost somewhere at home, and i might find them once i life some beds and other heavy stuff ( although i searched significantly)

- i bought a freaking macbook some months ago. i guess that's not a majorly had investment but its being rarely used as i can't play any games in it(feel like it's a good thing though) and i have to sometimes vsit my old hp laptop to run some softwares as m1 sometimes sucks

- i got into an argument with my dad and recently slammed their phone on floor, then bought them a new one . i regret my angry self that day

- i got myself a personal trainer at gym for additional fees even though i am a beginner. our gym has 4 trainers and they provide basic directions for free of cost , i did not needed that guy.

- i recently bought a few track suits which , although i don't regret buying, i felt that i could get them at cheaper price at my local markets.

plus there are many other stuff that if i look into my amazon or flipkart history , i will regret more.

i need help with this shit. i am spending like 5-20% of my salary on regretful stuff, so its not a bad ratio but i still need to control.
send help :'(

Comments
  • 9
    if it's as bad as you describe, it might be benefitial to spend some money on a behavioral therapist. and best to do before it becomes _really_ compulsive.

    my trick is: unless you really need something _urgently_, let it rest in your basket for a week. then buy it only if you haven't forgotten it by then.
  • 2
    Couldn’t be worse than me buying a $300 toothbrush 🤦‍♂️🤦‍♂️🤦‍♂️🤦‍♂️
  • 4
    @phat-lasagna is it made from solid gold? and/or rolled between virgin priestesses thighs? or did someone famous and long dead use to own (and use) it?
  • 1
    @tosensei nah it’s the Sonicare one that has an app and shit. Feels so embarrassing.
  • 2
    Your feelings are correct

    @phat-lasagna shame
  • 0
    @UnicornPoo this is another issue. i earn a lot more than what i need, especially at a time when i have no responsibilities. i mean , i come from a poor family, i can suffice on a salary of a roadside worker and am getting a standard engineer's salary. plus i live with parents so i don't even need money for foods or house stuff
  • 0
    Also, know that if you’re living in a consumerist economy products are getting shoved down your throat whether you’re aware of it or not.
  • 1
    Impulsive buying often correlates with being bored. Maybe, all you need is a hobby you actually like. Depending on what activity that is, it might actually cost you more - but then that will at least be money well spent. I would still suggest trying the cheaper ones first...
  • 0
    I'm a bit on the other end and it's not always great neither (though it's nice to have a rainy day fund).
    But then my basic living expenses are just falling from >60% net to ~25%, so maybe I'll feel a bit better about actually spending (some of) the money I work for!
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