Hi! My name is Raymond Basham, I live in New Jersey. My score has been stuck between 579 and 583 for three years. I have several lates on my report which consist of mortgage, student loans, car loan with DoFD in April 2019 and filled my BK7 5/30/19. I almost have to get my score up, but it never budges. I was able to employ the service of PINNACLE CREDIT SPECIALIST who helped me fix my credit report back to normal and increased my credit score to an excellent score within 9 days. He also paid all the late payments on my credit report. Highly recommend PINNACLE CREDIT SPECIALIST to everyone who wants to fix their credit report. His really a great hacker.