Driving data from your car (direction, Gs, cameras) can be used to estimate your “recklessness”, bought by banks and used to “properly evaluate” your insurance price 🙈

old news.

so old infact that the debate is all but settled in the UK; the private benefit of lower insurance premiums for safe drivers, combined with the public benefit of incentivizing safe driving, lead to pretty much universal consensus that black boxes should be legal.

but when will insurance not be mandatory

how about that

I defy statistics, bitches

tyranny of bullshit

@lorentz what is a "black box" in this context? The evaluator of "recklessness"?

@iiii it's a box full of accelerometers, a GPS tracker, some storage, a cellular link, and a huge battery, provided by the insurance company, that reports entirely too much telemetry to identify reckless driving such as speeding or sudden braking. It sounded dystopian to me at first but apparently young drivers in the UK who couldn't previously get low premiums like it a lot.

@jestdotty insurance will not be mandatory when you move to a shithole country.

@jestdotty you can move to one of those paradise counties free from government regulations, like Zimbabwe

the problem systems like this solve is that a young person has no history to be judged on, no achievements to show, and no money to bridge the gap in credibility so they rank lower in queue for finite resources than basically everyone else. The idea that young people get to do whatever they want comes from an age when the limiting factor was the comfort of habit and not cash and connections, both of which only accumulate with age. Modern youth desperately needs crutches like this to broaden their horizons. And no, not having insurance, getting into an accident and racking up thousands in debt before your CV fills an A4 page is not an alternative.

@lorentz just don’t buy a car

@kiki people don't really need cars in most cases. car culture went out of hand with the most stupidly designed cities and luxurization of cars

@iiii Speaking as someone living in the city a assume... I'd have a hard time having a proper life without a car where I live

@kiki I don't have a car, my vision is far too fucked to drive, I agree, but we would need a different world for this to be an option for everyone.

@iiii So do people not need cars, or does the need for cars emerge from poor urban planning? We're talking about this planet, not a theoretical better world where the car and oil lobby don't dominate the dialogue even in their own criticism.

@lorentz the need for cars is _strongly_ influenced by urban planning.

if you design your city so that everything is reachable by foot or public transportation, you need _no_ cars.

if you plan your city in the archetypical US-way, of big suburbs with big malls surrounded by huge parking lots, you almost need a car to get from your parked car to the mall entrance.

@lorentz > "universal consensus that black boxes should be legal"

This little black box records me swerving to miss a skunk and I get a $300 ticket for 'reckless driving' and because I'm part of the 'evil rich', nothing I can do because Liberal/socialist bureaucrats love it.

Meanwhile, my wife's cousin drives her *brand new truck* down the median and runs over the little wire barricades (not sure what they are called), over-corrects, runs into another car (luckily no one was hurt). She was texting, but because she claimed to be indigent (which she is) and without means, the other driver's insurance had to pay (for his car, not hers).

Nobody...NOBODY asked "Where did you get the money for this new truck?" *We* know (her boyfriend is a drug dealer), and in this liberal/socialist utopia where black boxes are legal, the criminals are rewarded and the 'evil rich' are punished.

not me. I just take the streetcar without paying

@ScriptCoded Most people lives in city nowadays.

Either you live in a low density place (which of course happen) and then yes, you need a car. But it's not that much people.

Either you live in a suburb and if you need a car, it's because your politicians are shitheads. Streetcars used to go everywhere.

@PaperTrail how is it the liberal fault if your wife's cousin is a stupid bitch?

Drug dealing is a right-wing activity. They are entrepreneurs as one say.

Also the left hates trucks.

@antigermanist one comment, three bullets. ouch.

@antigermanist > "liberal fault if your wife's cousin is a stupid bitch?"

It's liberal/socialists policies that coddle and attract these types of people. I've had 'conversations' with individual (I listen and don't engage) and she is 100% on the democrat "kill the rich", "I want my free stuff" bandwagons.

The extreme left-wing nutjobs know they can pander to these type of people and get their vote, knowing they are simply 'useful idiots' and have zero intention on doing anything to better their lives.

The extreme right-wing nutjobs don't get a pass with me either.

The whole "vote for me, or those evil democrats will take your guns...then your FREEDOM!!"

and

"Vote for me because Jesus says so"

Makes me sick.

lol insurance for young people without a history is so psychologically fucked up

when you're young you're meant to be reckless so you can learn what happens and gain wisdom. much harder to do that later on in life. you'll give people neurotic conditions, like those anxiety rates in the young being so historically high now

that's just all very depressing

@PaperTrail yeah now you would rather run over a grandma than be dinged for reckless driving. the system rewards it. or rather, doesn't punish you as much, which is somehow more fucked up

insurance is dumb anyway. if you do the math it makes no sense. if there's people pushing paperwork and lawyers you gotta pay, do you really think you're going to be saving money? you're not. you always pay in more than you get out. you're always better saving yourself than ever having insurance. and then you have direct feedback systems on how reckless or "risky" people are, but to real risk instead of retarded proxies -- the measurements become the goal in these systems

wonder if there's some magnetic systems that could mess with those accelerometer boxes

and as people hack them or otherwise politically get around it to seem "good", premiums go up for everybody, even the goody goody behaving people

@tosensei yeah, but living in a city is sometimes worse than needing a car. Since I live in village I realize what negative effects city had on me and probably on many people. People who work at home should really consider leaving the city. Rats nest.

@tosensei yeah, but living in a city is sometimes worse than needing a car. Since I live in village I realize what negative effects city had on me and probably on many people. People who work at home should really consider leaving the city. Rats nest.

@antigermanist Oj damn, yean. 85% live in the city in Sweden. Crazy

@jestdotty

> when you're young you're meant to be reckless so you can learn what happens and gain wisdom.

well, what happens when you're reckless with a multi-ton block of steel, hurling down the streets at high speeds, is way too often that you KILL A BUNCH OF PEOPLE.

so maybe, just maybe - is there a chance that you understand the logic of why young people should be DISCOURAGED from being reckless in traffic?

@tosensei no

had a drunk guy drive recklessly and I just wanted to bone him. friend told me not to for the friend group. he still drives his old car from when he was a teen so probably nothing ever happened to him. he went to military school and all that so I'm sure it helped

went out with a safety first kind of guy, and he would swerve the car on the highway if I wasn't smiling in the car during rides wtf... he later killed a guy because he was texting. he was extremely incompetent at physical activities more than likely from the way his body language always moved, and distractable, and irresponsible in character but nobody else could see it for whatever reason. but he was really into following rules. everyone thought he was such an upstanding citizen. paragon, echelon of society. this was not even his only car crash that year. and he didn't do any fun g forces for me with the cars either... just dumb highway swerving because he was a control freak, urgh

@jestdotty so, in other words, 1) you have not the slightest clue about statistics whatsoever, and 2) you're just generally batshit insane.

@retoor you live in the netherlands. You guys are like 5 billions, the densest country in the world. There's no such thing as a dutch countryside.

@PaperTrail guns should be mandatory in my opinion.

Not having a gun should be a valid reason to shoot someone.

Especially kids with all those school shooting.

@retoor

For real, you can have decently low density space with a lot of greeneries and still have trains and tramways going everywhere, like it used to.

It's how you solve traffic. Nobody even enjoy driving in my city either, it's clogged every fucking day.

@tosensei there's no statistics because neither of those people have spy software on their cars. old cars (though the car crash guy's was beat up... hmmm. then totalled and idk what happened after)

you can't even drive new fancy cars. it's all auto cruise bullshit that takes things over from you. talk about dangerous

also I've never driven a car, to be perfectly fair (though I saw that auto cruise shit -- a suburban house mom was driving me places and did I mention fucking dangerous. she likes it because she sucks at driving and paying attention... so what did they do? now she's driving on a highway and it engages and she doesn't pay attention that it's engaged... goddamn not good. someone comes from another lane and she would nearly get hit basically all the time, they would just notice. wtf)

no driving for me cuz sounds like a regulatory nightmare. I was thinking I'd get a dirt bike. you don't need a license for those. evidently you're not allowed to go on highways on them tho

@antigermanist unless where I live. Currently sharing a burger with a cow. Nice huh?