Is bunq netherlands only then or is it just full of NL fanboys? I find it pretty funny considering NL doesn't like foreign cards, debit or credit. Oh you want to pay for your stroopwaffels with a Visa card ? no... want to buy your la trappe with your mastercard? no. ING or Rabbobank only.... Netherlands needs to join the 21st century...

i've seen a lot of germans in awe on how much the dutch pay with cards.

Bunq fan here! And it don't think people in the Netherlands don't like foreign payment cards. In The Netherlands we have iDeal for online payments, which really has it benefits for shop owners (amount is immediately added to your account instead of waiting for a week. And you don't pay a % fee over the transaction, but like 25 cents).

For offline payments the debit cards work the same like any credit card. But again, you don't have to wait for a week and don't pay a variable fee but a few cents for a transaction (I don't know the exact amount).

Personally I think the Dutch payment system is far superior than most other countries. Why would they follow the rest of the world? Maybe the rest of the world should follow the Netherlands?

New European laws (PSD2) force European banks to all implement an online payment system which does not depend on CC. Because CC are expensive for shop owners. And you know what? Dutch banks already have their systems ready 10 years before the law existed.

Bunq is a bank originating from the netherlands so ofcourse there is more dutch people. But they are also available in other countries as far as I know.

Why do Americans like writing checks? Its easy to commit fraud with it.
Why are they using a system to identify people which is designed to not identify people (SSN)

@Codex404 True! Bunq was founded by the same person who founded TransIP (a large Dutch hosting provider). They started as a tech startup trying to become a new bank between the large "old school" banks which have been around for years. It really has been an great accomplishment what they achieved (even getting a banking permit).

"Breken met Banken" is a Dutch book describing what they encountered during their first few years. It is a really great read and a great inspiration for those working in IT or starting companies. (Sadly I couldn't find an English version of the book).

@Hel8y a 2 second search https://bol.com/nl/p/...

@Codex404 Just found it at the same time you commented, should have looked better I guess :P

@Hel8y what kind of book is it? Is it like a "roman" or more boring facts listed ina way its less boring?

@Codex404 It's more a "roman" story then some boring facts. It could have been any other fictional story, but this actually happened. The story was not written by Ali himself, but by a writer who had regular meetings with him before the project even started (if I remember correctly, it has been a while since I read the book. The book actually explains it :))

@Hel8y might read it then.

@Codex404 my hard copy is in the office I think (coworkers might me burrowing it at the moment). Most of my book are in my office "library".

This book is actually one of the few I read till the end in the past few years.

Had trouble with British cards in NL using the machines in gig venues that sell tokens for the bar. No problem with manned checkouts, cash machines or NS ticket machines.