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@ClemFrieckie two words: offline backup. (ok it wouldn't help with banking but that wouldn't be my problem immediately)
@ClemFrieckie yes but that is the problem of my banks cyber security staff. And until then I have to pay in cash. The problem would only be real if for some reason all big stores were to be infected at the same time and I couldn't buy food.
@ClemFrieckie have a cash reserve for when shit hits the fan. And if something big fucks up, it will be brought back to order within some days
@ClemFrieckie please tell me you revoked the right of the user to open anything except office documents