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I'm guessing it's because the bank gets a better overview of your spending and the money that's paid into your account
monr0e14032y@BigMacca101 your rental is secured. If you stop paying your rent, the property is recovered and your goods potentially seized to cover the cost. Your bank loan is also secured, as your bank has access to your money. ZipMoney is unsecured, and the risk level is far greater. Assuming the bank loan and rent is all you have, plus utilities and services, you have nothing that would encourage a lender to make an unsecured loan to you.
I would use a credit card instead. That way, you might also be able to take advantage of 0% apr.
However, do you really need to take out credit? If you can afford it without, even in two or three months, do it.
lxmcf196852y@monr0e I suppose youre right in that respect.
And no I don't NEED to take credit but it's more a fact that I budget everything on a fortnightly budget, so it just makes everything easy budgeting for a monthly repayment rather than a lump sum of 2000 at once, just a personal preference thing to make it easier for me
monr0e14032y@BigMacca101 what's stopping you from doing a fortnightly save? Unless your PC is at risk of imminent death (in which case, why'dya let it get that bad?), surely you can coax a few more weeks out of it?
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