For an ostensibly security-focused financial company, these people really don't know what they're doing. Everything I've seen thus far is so hacked-together that I feel like i'm looking at code written by high schoolers.

Seriously, some of API Guy's code is better than this.

And they even make a point to remind me of ultra basics like `.to_a`, `.map`, or "a good command to keep on hand is `rake db:migrate`" -- like seriously? Those are in bloody "Intro to Rails" tutorials (and it's `rails db:migrate` as of Rails 5). For an ostensibly all-senior team, these devs are awfully junior.