do you have pet insurance for your pets?

Does that mean I can poison my pets and steal all your money? (/s)

@rutee07 did we ever get you insured?

No, I am not buying insidance for something I eat

Sure.

They can look after themselves, can't they?

No, pet insurance is a scam, similar to dental "insurance"

I have it, but it’s a scam, until you need it.

@SortOfTested

How is it a scam lol?

@Linux
Pet insurance here generally has a limit lower than the deductible, you have to submit receipts for reimbursement and they deny for basically anything not related to basic care.

It's pretty scammy.

@SortOfTested

Does dental insurance works the same?

@Linux
Basically. Dental insurance covers regular checkups and maybe half a crown if you get the top tier.

The reason that dental care isn't considered medical care is so painfully emblematic of the corporatist disaster that is our healthcare system it's unreal. It is quite literally a hundred year old pissing match.

https://theatlantic.com/health/...

@Linux Most stuff you would claim for falls below the claim threshold (voluntary excess) so you end up paying insurance as well as for every fucking thing that happens, ‘cos they have worded the policy in such a way that makes you into a stupid twat. If they have to have surgery then you can get your monies worth.

@SortOfTested

Glad that the one I have cover everything, thanks Sweden

@Linux
Don't let anyone convince you to change it. Our excess of people whose entire moral code is guided by survivorship bias is why everything sucks and why so many of us are shitty people

@rooter been there done that