Banks be like

You don't have much money?
Here, let me keep taking some of that from you until you get more, k?

Oh, that was more than you had?
Now you owe me even more, nerd.

What, you can't pay that either?
Better ask me for a loan so you can pay off your debt to me. Loser.

What? You still can't pay?
I'm gonna take your everything!