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So, my broadband internet is not working. Naturally, i called my ISP and complained.
He enlightened me, "Turn on your TV and watch the news. Theres a deadly computer virus on the loose and it is affecting banks and businesses and everything. So we decided to help our customers by turning our services down for a few days."
What the actual fuck?
Its like to Not eat anything due to a bird flu.
Oh! and i have an exam tomorrow.
Thank you muggles.17 -
Whenever I feel depressed in life.. I open my GMail inbox...I find:
1) 10 banks are giving me easy loans.
2) I have won GBP 10000000 and USD 500000 for unknown reasons.
3) 10 Job companies have best jobs for me.
4) 5 matrimonial sites have most suited matches for me.
5) Dr. Batra has claimed that he will cure my hair fall.
6) 3 universities are giving me degrees in random subjects.15 -
So, as everyone knows on here by now (or, a lot of ranters), I am a fervid privacy person.
Appearantly a new surveillance law in my country is about to extend mass surveillance/hacking a lot. So here a rundown of what they are about to be allowed to do (stuff that is not okay imo and this is the reason I am so pro-privacy):
- Mass Data Gathering: The intelligence agency over here (lets call it IA from now) can pretty much record everything send through the country.
- Extra Protection: If they want to conduct surveillance on journalists/lawyers, they have to go through extra channels first at least.
- Data/survaillance sharing: The IA is allowed to share their raw/filtered data with foreign intelligence agencies without limits. Also, they're allowed to conduct surveillance based on foreign requests.
- Secret DNA database: A secret DNA database will be created which can store the DNA profiles of any person who has commited any kind of crime. These profiles are allowed to be stored for a maximum of 30 years. This database is allowed to be shared with any foreign intelligence agency.
- Hacking: Unlimited power to hack any device deemed neccesary to hack in relation to crime. From computers to smartphones and so on. Also, it's allowed to use zero-days without reporting them to the vendor (we have seen what can go wrong with that through the ShadowBrokers scandal).
- Automatic Database Collection: They are allowed to directly tap into any database they see required (banks, healthcare, messaging services and so on). Practically this can lead to backdoors being build in because if you don't cooperate, you can go to prison. (mother of god I am not using anything closed source anymore if possible).
So yeah, this is pretty much the reason why I am so privacy consious. This country is fucked.57 -
I don't even know where to start with this rant!
I haven't paid rent for 3 months now.I haven't paid the WiFi and electricity bills too.Hell, I haven't even paid the fucking college fees and it's almost mid-semester.I have like 100+ other bills I haven't paid.I have exhausted loans from all of my banks and I am at the fucking end now!!!!
What's worse is that some motherfuckers owe me close to 4 million in local currency!!!The project was finished in April and until now they can't fucking pay me because their "CEO has not signed the cheque". Motherfuckers, we were all in the same room when we agreed on the pricing.That half-assed CEO was also there!
What the fuck is wrong with people?WHAT THE FUCK IS WRONG WITH PEOPLE?????
How many fucking times do I have to come to your stinking shit office to follow up on payments.How many fucking times????How many fucking times do I have to see new V8s parked outside your office yet you claim you still collecting the funds.How many fucking times?!!?
Please fucking pay me!.I fucking need that money stupid.I don't survive on eating flies! FTW!9 -
So today our CFO stepped into IT and angrily proclaimed someone using tech@ e-mail and fake name is defrauding company funds buying themselves... "used female lingerie with extra virgin juice" (sic!).
I work for an IPSP, we handle finance for commercial services (think PayPal but smaller). One of our clients is a big platform where girls can sell items like bath water, used socks and more. CFO demanded our admins found out who and when connected to that website, what URLs and so on.
As mentioned, said platform is pretty big, hence, from time to time we help them with their service when they ask us to, that's why we have a tech@ account. Last month there was a minor issue with one of the banks, someone fixed it and, as per usual, made a small payment of €1 topping up the account wallet to make sure everything works. It was an intern whose will to live is still strong and unencumbered with experience so she jokingly wrote "panties juice, extra virgin" in the payment note. What she *didn't know*, however, is that admins on that platform used the very same account to test new billing system they've implemented and our CFO received an invoice.9 -
Sometimes I wish I was allowed to just strangle my colleagues...
Example from the 'code base':
try:
do_something()
except Exception as e:
log(e)
do_something()
When I asked why they would redo the same call right after it failed I was told that 'It works the second time because it takes time to raise the Exception '.
Bitch, you've got a race condition in your sensitive banking software. You know it's there. Do you really want to trust the time needed to raise your exception will always be enough to synch that dumpster fire you call code?
Show some fucking respect for your craft and fix that shit. But of course they won't, because it will work flawlessly until it suddenly stops working. Taking down who knows what in this damn, undocumenred monolith with it....
Sometimes I'm honestly afraid to trust banks with my money.7 -
Many people want a cashless society. This is especially useful when:
- you just lost your bank card.
- the banks mobile payment app isn't working at all.
- its Saturday evening.
I'm so fucking glad that I've got some cash left at home and that cash is still a valid payment method 😅28 -
Apparently, because I know how computer works and how to program
I also had to know how to:
- become rich
- hack into banks
- solve all world problems
- make a better windows/facebook/apple/google
- repair a burned down PC
Sometimes I think they are scared that I'm able to zap them with a lightning strike as if would be a motherfucking wizard.
Still love my family though ;)
3 -
I wonder why banks are always so terribly insecure, given how much money there's for grabs in there for hackers.
Just a while ago I got a new prepaid credit card from bpost, our local postal service that for some reason also does banking. The reason for that being that - thank you 'Murica! - a lot of websites out there don't accept anything but credit cards and PayPal. Because who in their right mind wouldn't use credit cards, right?! As it turns out, it's pretty much every European I've spoken to so far.
That aside, I got that card, all fine and dandy, it's part of the Mastercard network so at least I can get my purchases from those shitty American sites that don't accept anything else now. Looked into the manual of it because bpost's FAQ isn't very clear about what my login data for their online customer area now actually is. Not that their instruction manual was either.
I noticed in that manual that apparently the PIN code can't be changed (for "security reasons", totally not the alternative that probably they didn't want to implement it), and that requesting a forgotten PIN code can be done with as little as calling them up, and they'll then send the password - not a reset form, the password itself! IN THE FUCKING MAIL.
Because that's apparently how financial institutions manage their passwords. The fact that they know your password means that they're storing it in plain text, probably in a database with all the card numbers and CVC's next to it. Wouldn't that be a treasure trove for cybercriminals, I wonder? But YOU the customer can't change your password, because obviously YOU wouldn't be able to maintain a secure password, yet THEY are obviously the ones with all the security and should be the ones to take out of YOUR hands the responsibility to maintain YOUR OWN password.
Banking logic. I fucking love it.
As for their database.. I reckon that that's probably written in COBOL too. Because why wouldn't you.23 -
Banks be like
You don't have much money?
Here, let me keep taking some of that from you until you get more, k?
Oh, that was more than you had?
Now you owe me even more, nerd.
What, you can't pay that either?
Better ask me for a loan so you can pay off your debt to me. Loser.
What? You still can't pay?
I'm gonna take your everything!30 -
All bankers are fuckers, fuckin assholes.
I went to bank today.
Gave my card to swipe and he gave me the machine to enter my pin
I entered it
But then it wasn't the actual PIN
Transaction failed
He retried it, but now he didn't give me the machine to enter the PIN, he asked me (whaaat...)
I denied to reveal my PIN
He asked me again and again I still denied.
At last that asshole cancelled the transaction.
And told me to write the deposit slip
Why should I write the slip when I have the card.
Whats wrong with that guy
Why should I give my PIN to him
These assholes come to work at 10 and leave at 3 and their pride is at the peak. They live on our money and showing superiority on us.
I hate them.10 -
WHY can I only make digital payments on weekdays, 7:00-16:00?? Its not like there's a human authorizing all transactions. And computers don't sleep!!4
-
Chase Bank Burning by Alex Schaefer
"This is a "plein air" painting which means I set up my easel right across the street of this Chase bank in my city and painted it like it had caught fire. The police questioned me on the spot. Three weeks later Homeland Security was knocking on the door to my home. The question they kept asking me was "Do you hate these banks?" I can honestly say yes."
9 -
I have bank accounts with 5 different banks.
I HAVE TO use 4-5 different government websites.
Every fucking place: you cannot use these "~-/;^"(some others too) symbols in your password.
Are you freaking fucking kidding me!! And all of them have a limit of 12or15 characters.
If this wasn't mind numbingly stupid enough, they fucking go ahead and force you to change password every fucking month or two.
THIS IS NOT SECURITY. YOU SHOULDN'T FORCE SOMEONE TO LIMIT THERE PASSWORDS TO:
- CERTAIN CHARACTERS
- A 15 CHARACTER SIZE LIMIT
- THRN OVERTHAT, FORCE TO CHANGE PASSWPRDS PERIODICALLY.
ALL THE 5 MAJOR FUCKING BANKS IN INDIA.
FUUUUUCCCCKKKKK YOUU 🖕11 -
GF's brother, Connel (a seaman), knows I work in IT
Connel: you hack computers, right?
Me: not really. I'm more of a developer for businesses
Connel: can you hack banks like [insert name of local bank]? We can hack other people's passwords and make tons of money *laughs hysterically*
Me: (a bit awkward) probably. it depends
Connel: but you can really do it, right?
Me: uhm, maybe. It depends
Connel: but you can do it if you choose to, right?
*this went over for next 5 mins*3 -
Call me old-fashioned, but... I kinda liked it back in the day, when Microsoft made proprietary software, the Community made free software and everyone's "cui bono" was quite easy to answer - even those corporations involved in FLOSS did have a clear way to finance themselves.
Now, we have Microsoft coming into open source, seemingly making projects better and offering more and more "free" stuff.
You know.
"Free" Windows 10.
"Free" SaaS Office.
"Free" "Private" Repos on Github.
In general - what happened to clear and concise "I give you money, you give me stuff" capitalism like we had it in the 2000s?
I'd rather pay 20 bucks for a game on Steam than get it "free" and with ads or microtransactions - yet, many games, especially mobile, don't even offer me that option. It wouldn't be that hard now, would it?
The same goes for software. That Canonical would need to fuck their users over after Ubuntu One went to shit was obvious - they didn't offer the kind of commercial/enterprise OS'es that Redhat or SuSE sell.
What people seem to forget is that everyone needs to make a profit somehow. You don't get "free" stuff. Even the volunteers in the Open Source Community get something out of it - an opportunity to pad their CV at least, if nothing else.
Nowadays, software manufacturers have the same legitimacy as the "free" financial "advisors" you find at banks - and who could be dumb enough to trust them? Oh yeah: Almost the entire fucking society is who.
But then again, sell something and noone will want it - because they all want it for free, with annoying, privacy-invading ads or with equally annoying microtransactions, or financing based on commission - so you don't only pay ONCE, you pay until you realize you got fucked over and quit.
Capitalism used to work until all those idiots stepped in. How the fuck don't people realize that there's no free lunch in life? When have we stopped being functional people and turned into idiots.
Even worse: Those idiots think that they're entitled to something! They, who volunteered to become merchandise instead of customers, think that they have rights! Do cattle have rights? Nope. They get their "free" hay everyday and I get to buy beef, that's how it works. Moo!
Hell, they are surprised when they get fucked over by bank salespeople or their data stolen by corporations, intelligence agencies or something... What did they expect, goodwill?
Can we please make Adam Smith mandatory reading in school?! I mean, give people a chance to understand capitalism? The nonexistent "goodwill" of traders in general?8 -
Switched banks, got new e-banking, unable to set up a new password.
It contains invalid characters.
IT'S A FUCKING BANK ACCOUNT I SHOULD BE ABLE TO USE HASHTAGS OR EVEN HAVE FUCKING SPACES IN IT IF I FEEL LIKE IT.7 -
I'm currently looking for an internship related to machine learning (finishing my Msc).
WHY ON EARTH ARE ALL (or at least 80%) INTERNSHIPS PROPOSALS ABOUT BANKS, FINTECH, INSURANCES AND SO ON ?
I mean, we can now create music, identify tumerous cells, generate realistic pictures of anything you could dream of, drive cars without human interaction, create amazing chatbots... But no, I guess all that shit can't make enough money, better work on a system that will refuse you a loan.
Makes me really sad. I mean whats the point of studying the coolest techs around if it is not for the greater good ?
I might be utopist though.5 -
Oh the irony: one of the e-banks I use, forces users to type their passwords via virtual on screen keyboard (javascript based!!!) due to security 'standards' yet in the same breath doesn't allow a user to use any other character for password besides the basic alfanum.. o.O fml4
-
Company that has tech != Tech company.
The amount of "Hey fellow programmers" I get from marketers of all people is cringeworthy. No amount of blockchain in your sentences will magically convince me you know anything about it. -
Finally got access to repo in my new work place (bank). Now I'm considering keeping my money buried somewhere instead of using bank accounts...5
-
A few days ago I had to replace one of the application modules on the production server ...
For about 20 minutes, over 200 banks (and a huge number of stores) in the country could not give loans to clients.
Applause!6 -
Google Pay is about to support PayPal as virtual card (at least in Germany)
That's quite the finger to the local banks here
I like it11 -
Funny thing just happened. I called my bank to verify my card with Apple Pay. Here’s how it went:
> Calls bank with number supplied by phone.
> “Thank you for calling [Bank] Bank!”
> ...
> A minute passes and still ringing
> wtf.jpg
> About thirty seconds in and the ring seems fainter than before.
> [2:00] is it just me or is my speaker dying...
> [3:00] no, it’s definitely getting quieter.
> [3:30] why is no one picking up???
> [4:00] now it’s so bad I have to hold it to my ear
> [4:30] now it’s blending in with the white noise
> [4:45] yeah, no. This is only static now.
> [5:00] this’ll be good for DevRant...
> calls again
> same thing happens
> ohwell.mov
Let’s try again tomorrow, I guess.
Edit: like always, I forgot the picture
8 -
Can https be decrypted easily?
(Or even by spending some time)
Plus what other security methods banks apply to prevent theft of sensible data?
Do they encrypt data using thair own private key thet is changed automatically?29 -
who here has worked for a bank?
without naming names? what was the scariest thing they did, like, bad code, bad security, etc, that you had to fix
always wanted to be a fly on the wall of the devs office for a bank...10 -
A Bank Account Number is like a public encryption key. Any random person needs it to send me money. Why does it seem like banks treat it as a secret or even use it to confirm my identity? It's literally printed in plain text on every check.2
-
So I started getting email notifications telling me about transactions made using my credit card. But I DON'T have a credit card in the first place.
Instead of trying to call customer care and pressing an endless array of buttons, I drive to the bank. I tell them the situation and they check every database they have but they couldn't find any trace of a card connected to my account. Turns out their database somehow had cross-links in their database.
How does the one of the biggest banks in the country possibly have such an issue. Worst part is that it's been a day and they still haven't fixed it -_-7 -
When you spend 5+ minutes creating a secure password for your new bank account and you get a message saying the password must be between 6 and 12 characters long.
Not sure I want to open this account any more.
Fuck me.6 -
Am I the only one who doesn't understand apple card? Like really, it's just the worst pitch ever!
"Apple card. Made by apple. Not a bank" that's a REAL ad I saw today. Why would you trust APPLE more than an FDIC insured bank with decades or (in some select cases) CENTURIES of experience in finance?
"No more card numbers and CVV"
Cool. I get it. Card numbers get leaked and stolen. But that's why banks insure cards and reverse fradulant transactions. How an I'm supposed to use it on Amazon?! I'm sure they have an answer. Like maybe one time use generated cards. But they haven't advertised it yet, and that's a problem!
Why do they think people want this!? And even more so, because I've seen some people are excited: WHY DO PEOPLE WANT THIS?! why is apple trying to make everything?!15 -
So... did I mention I sometimes hate banks?
But I'll start at the beginning.
In the beginning, the big bang created the universe and evolution created humans, penguins, polar bea... oh well, fuck it, a couple million years fast forward...
Your trusted, local flightless bird walks into a bank to open an account. This, on its own, was a mistake, but opening an online bank account as a minor (which I was before I turned 18, because that was how things worked) was not that easy at the time.
So, yours truly of course signs a contract, binding me to follow the BSI Grundschutz (A basic security standard in Germany, it's not a law, but part of some contracts. It contains basic security advice like "don't run unknown software, install antivirus/firewall, use strong passwords", so it's just a basic prototype for a security policy).
The copy provided with my contract states a minimum password length of 8 (somewhat reasonable if you don't limit yourself to alphanumeric, include the entire UTF 8 standard and so on).
The bank's online banking password length is limited to 5 characters. So... fuck the contract, huh?
Calling support, they claimed that it is a "technical neccessity" (I never state my job when calling a support line. The more skilled people on the other hand notice it sooner or later, the others - why bother telling them) and that it is "stored encrypted". Why they use a nonstandard way of storing and encrypting it and making it that easy to brute-force it... no idea.
However, after three login attempts, the account is blocked, so a brute force attack turns into a DOS attack.
And since the only way to unblock it is to physically appear in a branch, you just would need to hit a couple thousand accounts in a neighbourhood (not a lot if you use bots and know a thing or two about the syntax of IBAN numbers) and fill up all the branches with lots of potential hostages for your planned heist or terrorist attack. Quite useful.
So, after getting nowhere with the support - After suggesting to change my username to something cryptic and insisting that their homegrown, 2FA would prevent attacks. Unless someone would login (which worked without 2FA because the 2FA only is used when moving money), report the card missing, request a new one to a different address and log in with that. Which, you know, is quite likely to happen and be blamed on the customer.
So... I went to cancel my account there - seeing as I could not fulfill my contract as a customer. I've signed to use a minimum password length of 8. I can only use a password length of 5.
Contract void. Sometimes, I love dealing with idiots.
And these people are in charge of billions of money, stock and assets. I think I'll move to... idk, Antarctica?4 -
What grinds my gears:
IEEE-754
This, to me, seems retarded.
Take the value 0.931 for example.
Its represented in binary as
00111111011011100101011000000100
See those last three bits? Well, it causes it to
come out in decimal like so:
0.93099999~
Which because bankers rounding is nowstandard, that actually works out to 0.930, because with bankers rounding, we round to the nearest even number? Makes sense? No. Anyone asked for it? No (well maybe the banks). Was it even necessary? Fuck no. But did we get it anyway?
Yes.
And worse, thats not even the most accurate way to represent
our value of 0.931 owing to how fucked up rounding now is becaue everything has to be pure shit these days.
A better representation would be
00111101101111101010101100110111 <- good
00111111011011100101011000000100 < - shit
The new representation works out to
0.093100004
or 0.093100003898143768310546875 when represented internally.
Whats this mean? Because of rounding you don't lose accuracy anymore.
Am I mistaken, or is IEEE-754 shit?4 -
My mum just had to call me to change our home WiFi password, because she can't change it on her laptop.
She's pretty bad with technology, but she had to call me to do it, because no one else knew how to. Including my brother-in-law who designs IT systems for major banks and system admins working for the government.
She had to call me, from Hungary to do it. I live in Scotland.3 -
My partner got her credit card transactioned with about USD 500 from another continent.
On a card that had been shut down ten (10!) years ago.
The banks first statement :
Your account hadn't been closed down properly.
You're liable because it's your account.
="D
The cheek they have.
.
Referring to @iSwimInTheC s rant
https://devrant.com/rants/5977066/...5 -
Infiltration chip
https://bloomberg.com/news/...
Damn of we can't trust anymore, even banks went under the attack!6 -
My grandmother think I'm a hacker and i can hack banks, police and state department systems.
Her friends think I can start WWIII while i can hack military systems (think nuclear weapons) ...
I feel bad for them.1 -
!dev && rant
Can we talk about banks? Those fuckers! Suposed to keep our money save and be competent... They today gave me the biggest scare of my live and I've run one an update query on a prod db without a where clause! (Okay I knew we had a backup but still pretty scarry moment!)
As a few know, besides being a dev I help to organize a small openair music festival here in Switzerland. The openair was this weekend. Every thing wen't well, until I checked our ebanking account today. There was only 2/3 of the money that should be there. A quick call to the bank and they told me, nope they never received it. As we've thrown it in a secure locker during the night, we didn't receive any receipt or something like that. It took those fuckers 3.5 hours to actually go and check the looker, just to find the remaining money in the corner of it. What the fuck people, can't you open your fucking eyes and not give me a fucking heartatack? I thought you guys are professionals!
Note locker: we get a key to open it from the outside, place our payment during the night, as soon as we close it, it falls inside a vault, so there it's a pay in only system, for lack of a better word, I called it locker.
My heart is still beating like mad, because of them.4 -
Most upsetting interview rejection?
Back when I graduated college, I did the usual rounds of interviews with insurance companies, banks, various other institutional businesses set up by the college's career center.
One local insurance company interview I thought went great. Usual 'Where do you see yourself in 5 years?' type questions, told her about my job history, very high level type stuff.
Couple of weeks later I get a letter in the mail and after the usual 'It was great to meet you blah blah blah', it ended with
'State Farm will never consider you for a position with our company.'
Never?! My then fiance (now wife) yelled "WHAT DID YOU DO?!!!" and I racked my brain for anything I might have said or done. The HR lady was attractive, but I didn't stare at any body parts and I didn't make any weird sexual advances (I was nervous enough without *that* going thru my mind).
The college career center floods the local companies with graduates and I was #5 in the waiting room that day. My only guess was they got me confused with someone else.
My fiance wanted me to call them immediately to straighten out any misunderstanding, but I knew what was done, was done. It's not like they would realize "Oh, that's right, it was Bob that kept looking at Karen's breasts, not you...come work for us!" Besides, why would I want to work someplace that didn't know/care who I was?5 -
#include <rant>
Using angry standard;
Int main()
{
cout << "So my mom recently started "exploring the web". I'm sure you already know where this is going; she ended up signing up for a free trail of some diet pills with her credit card on some sketchy website. The website never sent any product but attempted to charge her card over $300 multiple times. My mom's bank noticed and froze the account. She has now opened an investigation with the banks fraud department and is awaiting response. I took the liberty of running a whois look up and found the companies website is held by GoDaddy and is hiding behind Domains by Proxy (GoDaddy's sysadmin hider). I'm angry that she's in this situation but I have no idea of how to uncover the real company behind the diet pills site." << endl;
Return 0;
}3 -
“I’m anti establishment.” - works 4 hours a day on open-source library used by all major banks and never makes a dime from it while probably making them millions. (Way to stick it to the man!)9
-
Well, I have a friend working on a major bank in my city. Yesterday we went for a coffee when he told me that the wifi connection that the costumers can use is the same as the network they work in. Like, are you fucking me? Do they know what security means? Jesus Wallace, wake up!
And they have a fucking "web security guy" working there. Doing what? Installing ccleaner on pcs? This shit gets me mad. And that's why I don't trust banks.4 -
Went to a GDD Extended event for the first time. All they told was
repeat
{
bla bla bla
Google
bla bla bla
}1 -
It's not "fintech", it's "trying to get around the regulations imposed on banks by pretending you're not a bank" and it's not "insuretech", it's "scam".2
-
Soo, one of the biggest banks here in northern europe has messed up their SPF - guess what emails is going down the drain today
1 -
Why are the MOST important passwords in my life (banks, financial, insurance) the LEAST secure (i.e. Max length 12, no special chars)
-
I hate silicon valley.
They enable so much of the state's and federal government's bullshit, the corporations and the banks subversion and destruction of society.
It's time to pop their fucking tech bubble.
From here on out, any time you hear or read the words 'startup', be sure to comment with "you mean speculative marketing investments?"
Because most tech runs on shit-tier semi-polished iterations of glorified CRUD anyway, thats all most of it is. And it 100% relies on grabbing network share through massive advertising and presence campaigns. A lot of vc money is being flushed straight down the toilet and this is a point to emphasize. Crash the fucking tech sector. Do it.
It'll have a knock on effect to the advertising space, which will put the hurt on google's bottom line when they and their ilk are already under pressure for all the poisonous, monopolist shit they pull like helping china build their surveillance tech.
Extra points for emphasizing "pot-fueled ideas sketched out on napkins while sitting in fucking chipotle, in unwashed sweater vests, originated by guys who are fresh out of college and never ran a business in their life. 90% of them fail in the first year. VCs and investor are losing their shirts." etc.
The entire dishonest fucking trade relies on other people's money, being bought out in either techno land-grabs or turf-protection e.x. atlassian acquiring trello, a **glorified todo app**.
Thats the business model. Hell go build your own and make a buck.
Build your own. Build something better and most of all... *fuck silicon valley*.
Let it burn, let burn, let it burn.10 -
New experience.
Went to bank at an unknown location all alone for first time and completed tons of pending work with the bank. In all, was worth 4 hours of struggling.
Being a Dev, I really feel bad how much the employee struggle to cope up with banking softwares and consider it as a gigantic task which for us is like the easiest task. Using mostly clicks and number pads and rarely any software updates.
I wonder why there isn't a proper training provided that would make them realise how simple it is to use banking proprietary softwares.
Or are we lagging behind to provide even better UX to banking employees. -
Banks. Fuck 'em. Worst pay of any industry
Wanted : 6± years native Android experience, senior developer
Pay: $45-48 / hour
I made $50/hour on 2013 and my rates have gone up linearly since.
This earns a big ass WTF from me for BBVA Compass bank3 -
Hang on... If online banks ask you for the n'th, m'th and p'th character of your password, they must be storing it on plaintext! WTF? I don't even understand why they do that in the first place.11
-
Meanwhile in Russia one of the most important banks and its online payment services failed for 6 hours because of the broken cable during road works1
-
Today a task was assigned to a coworker, he is a good guy, but one of those that never complain, never say anything, get there early, go to lunch at the exact same hour everyday, doesnt talk to anybody and gets off at exactly 6pm.
So, the task was submitted by QA, according to them, a disabled input could be enabled by going into the dev tools and enabling it...
So i went over the pm and told her (cos she is a cunt) that the ticket was just bullshit and that first of all, we had no control of it, but if that is the case, we can go over and add event listeners to all the inputs in the platform to avoid people changing them...like wtf?
Since she is a dumb cunt, she 'escalated' the task to the senior dev... he is also a total fucktard who doesnt know a shit. The dude said that the task was ok and we had to do it or not but it was better to do it, justifying the ticket in the most stupid and incoherent way... like wtf is to do with it? Tell the user to not go over the devtools and enable it? The fuckkkk
I felt like i was about to shit my kidney, seriously, but what can i do? It is not the first time things like that happen. The stupid fuck also let one of his friends add several migrations to change several tables columns just because of 'good practices' which in first place left the databas all fucked up and with fucked relations.
I'm just so tired of these fucks, incompetent motherfuckers... I told a friend about it and he said that that was nothing, it is worse when you have to work for banks and that the only thing i could do was to let it go and learn from it, to not do the same mistakes. Im thinking in quitting... what should i do?3 -
Massive cyber attack hits Europe. Hopefully everyone is patched and secure. Critical infrastructure, banks... impacted.1
-
There’s no such thing as quiet quitting. If working accordingly to the pay cheque and job description is called quiet quitting, why not calling
- every jobs are “quiet slaveries” .
- every banks charges are “quiet robberies”.
- every food I ate are “quiet shitting.”
- every gym rats are “quiet dieting.”
See? This doesn’t make any sense. Companies these days ….🤦♂️8 -
Fun fact: banks won't let me take loans. Any kind of loans.
Why? It's not because I have a history of missing payment schedules. It's because I NEVER had a credit card or loans — I paid for everything with cold hard cash my whole life. But it all changed when I fried a charging controller on my laptop, so I needed a new one fast. I was in between jobs then. So, I took a loan for a new laptop, one thousand dollars, a large sum for me back then. I found a job and covered that loan ahead of schedule, in three months instead of one year. In total, my bank made a mere $5 off of me.
Banks now know I won't bring any kind of interest in whatsoever, as I never miss my payments. So, they decided to quit on me completely.
That's a proof that banks don't want you to pay on time — they want you to delay your payments and let your interest build up, so you're forced to take new loans to cover old ones. They want you to pay interest forever, having barely enough money to cover interest, but not the loan itself.
17 -
# Honestly, no intention of starting a holy war;
Been a Linux guy for over 9 years spanning school, college and my previous job years;
Now I have to use Windows at my new job. I know very little abt this os and it has never been among my strong skills (only used it for gaming);
What's more intriguing is that my current company's entire infrastructure is Windows based - which I had no idea that it could be possible at such a large scale;
I don't know about what I feel about this whole thing. But what I know is that I don't wanna shy away from it. I love the job and the role (only just if it was Linux, it'd be perfect).
Just need this for a future reflection:
Can anyone confirm if it's the same with other investment banks/financial services institutions etc. infrastructure?10 -
!rant
Does anyone know what the **day-to-day** differences are between working in IT (banks, hedge funds) vs tech (Google, Facebook, Netflix).
In my mind, I see Hell and Heaven. And there's a giant wall in between called "technical interviews + algorithms and data structures".
I'm on the Hell side... And not sure if I should climb the wall 😔
Is the wall even that big?8 -
Visual Basic.
“Does VBA for Excel count? Because if it does then VBA for Excel has reached the ”nuclear resistant cockroach” level in finance.
You wouldn't believe what sort of processes in very big banks/financial institutions are built using 10-year-old VBA macros. In fact, VBA consulting for finance is a very juicy cottage industry at least in Europe to this very day.”
https://retool.com/visual-basic8 -
Just hung 2 motherboards on my wall that I'll turn into key holders wire holders, power banks and I'll put up a raspberry pi in between as a little server.
Watcha think?
7 -
A software had been developed over a decade ago. With critical design problems, it grew slower and buggier over time.
As a simple change in any area could create new bugs in other parts, gradually the developers team decided not to change the software any more, instead for fixing bugs or adding features, every time a new software should be developed which monitors the main software, and tries to change its output from outside! For example, look into the outputs and inputs, and whenever there's this number in the output considering this sequence of inputs, change the output to this instead.
As all the patchwork is done from outside, auxiliary software are very huge. They have to have parts to save and monitor inputs and outputs and algorithms to communicate with the main software and its clients.
As this architecture becomes more and more complex, company negotiates with users to convince them to change their habits a bit. Like instead of receiving an email with latest notifications, download a csv every day from a url which gives them their notifications! Because it is then easier for developers to build.
As the project grows, company hires more and more developers to work on this gigantic project. Suddenly, some day, there comes a young talented developer who realizes if the company develops the software from scratch, it could become 100 times smaller as there will be no patchwork, no monitoring of the outputs and inputs and no reverse engineering to figure out why the system behaves like this to change its behavior and finally, no arrangement with users to download weird csv files as there will be a fresh new code base using latest design patterns and a modern UI.
Managers but, are unaware of technical jargon and have no time to listen to a curious kid! They look into the list of payrolls and say, replacing something we spent millions of man hours to build, is IMPOSSIBLE! Get back to your work or find another job!
Most people decide to remain silence and therefore the madness continues with no resistance. That's why when you buy a ticket from a public transport system you see long delays and various unexpected behavior. That's why when you are waiting to receive an SMS from your bank you might end up requesting a letter by post instead!
Yet there are some rebel developers who stand and fight! They finally get expelled from the famous powerful system down to the streets. They are free to open their startups and develop their dream system. They do. But government (as the only client most of the time), would look into the budget spending and says: How can we replace an annually billion dollar project without a toy built by a bunch of kids? And the madness continues.... Boeings crash, space programs stagnate and banks take forever to process risks and react. This is our world.3 -
i transferred money to my US account and it "arrived" tuesday
however, due to the absolute JOKE of the US banking system, its now FRIDAY, and THE MONEY STILL ISNT CREDITED TO MY ACCOUNT
i saw once on a video a guy was basically explaining "transfers" in US banks essentially actually just movements of text files on FTP servers somewhere? Is this really true?9 -
Wow or wtf to these banks API. was integrating an API for a service which accept JSON input.
Okay fair enough, that would be fine
Spent an hour writing code(purescript) most of time spent was on writing Types based on the API doc. after that okay let me test the API it failed.
I was what happened? So tested the API from postman with the payload from the doc, it worked. What how?
used a JSON diff to compare the payload from postman and the log. Looked same to me after spending few hours checking what is wrong with it .trying changing value to pasting the body of the log request in postman and trying everything failed.
Later went to the original working payload provided by them and changing the order. It started throwing error. I was like wait what?
It must be only on there UAT. created a payload with production creds and hoping to our production server (they have IP whitelist) ran the curl with proper payload as expected it worked. Later for same payload changed the order or one key and tried it failed.
Just why????
I don't want to create a JSON with keys on specific order. Also it's not even sorted order.4 -
@Gilles had a similar rant and reminded me of a story...
As a kid I learned QBasic. Moved to VB5 and later VB6. Because of this 'knowledge', I was the one who had to maintain legacy applications at my previous job. All of those applications were in use at various banks. On first work day in 2011 all hell broke loose - no date input control would accept the date anymore. I quickly discovered that the max year on date inputs was set to 2010. Later, I was told that nobody expected these applications would still be used in 2010 so they entered it as a distant future number. The funny part was that one bank was still running apps written in VB3 and I had to go back to basics. Didn't even know how to edit basic controls in that interface :D
Good times :)1 -
At a previous job I had, there was a bug in the payment code, we did not know anything was wrong until the customer support team began receiving some crazy emails stating that our company emptied their bank account. Then we investigated further and thousands of customers had their banks emptied. So the payment team went big hunting, found the problem to eliminate further chaos.
Unfortunately the person responsible for this huge screw up was not fired immediately, but did resign soon there after.1 -
Huge mistake on a customer billing procedure.
That procedure was generating a file for automatic billing requests from our customer bank to his customers banks.
That procedure was shifting the bank coordinates by one byte right making all payment requests invalid and rejected.
That month the customer got nothing from invoices (more or less 80k euros).
Side note; only one payment was accepted because the guy entering the invoice on the system shifted the bank coordinates by mistake, so the procedure fixed it.
:/ -
If software developers / engineers and various other technical people stop serving banks and governments and become free minded we’re be having our own clothes and food served to us whenever we want and where we want by now.
Fucking capitalism and stupid dickheads.
I think being able to be served by robots in your own house to provide you everything you need is first step for long spaceship trips that can take over galaxies.
Living on this planet is boring as fuck.2 -
I'm really tired of all the hype that Python lately gets, mostly by begginers or at most mediors.
I get that a lot of people like it's syntax, but it has just a few use cases where it really shines (like CI scripting or ML). In other cases it always has a much better and much more mature alternative.
As a web developer I would always pick PHP over Python. It has really mature frameworks like Symfony or Laravel which are using PSR standards, well documented and implemented common patterns, option for strict typing and probably most importantly tons of libraries for pretty much everything. For example I could find implementation of payment gate for even the smallest banks in our country, thus saving several days of implementing it myself. And PHP will always humiliate Python in performance. Yet, pretty much every comparison article of those two will state Python as better option for webdev, mostly because it is evident that the person who wrote the article never even tried to do a proper atleast midsized project in PHP, but has ton of experience in Django.
And what exactly is my point? There are two in fact:
1) You should always use the right tools for the job.
2) Even if you could do something doesn't mean you should do it.
In the end of the day I shouldn't really be bothered by people hyping Python, but those fanatics really made me hate the language, even if I would normally consider looking into it.6 -
There is nothing easier than running an insurance company in the US of A. When a big request comes in from a client in distress that got into a terrible accident that is definitely covered by their (very expensive) plan, you just go to the data bank like Equifax and see if they're still rich enough to win a lawsuit against you should you refuse to pay.
For those of you who don't know what a data bank is: data banks are companies that buy/scrape/suck in every last bit of data they can about every person in the country, and then resell it through their fancy UI with all the convenient features and metrics.
So, Umbrella Insurance Co. goes to Equifax and asks whether Joe Schmoe's accident is severe and life-ruining enough that they won't be able to sue us. Exuifax says: let's see... Joe's Revolut©™ account has the grand total of $80.12, with $7,382.25 recently spent on medical bills. Joe's WhatsApp©™ (a Meta©™ company) classifies their recent messages as "desperate". Joe's iPhone©™ Screen Time©™ is increased, and Joe is doomscrolling a lot, especially on The Washington Post©™ (a Jeff Bezos company). All signs show that if you don't pay them, they won't be able to out-sue you. That would be $0.12, thanks!
As a person who is no one in particular that may or may not have been a US of A's supreme court judge once said, "sometimes it's not about justice, but about making the sucker spend all their money".22 -
I'll try to pay back some smaller credit by one large credit...
Hence I need to contact the banks and get one (!) fucking frigging stupid piece of paper which lists the account number and the amount of money I need to pay back.
Sounds simple ...
Well.
One bank just answered my email request by sending me that piece of paper. Except they didn't have any validation of my identity.
Yes. They answered the request of 'I want to pay back the credit in full, can u send me the necessary documents?' (more formal of course) with confidential data without any more credibility than my email address.
YAY.
Another bank requests a telephone call for identity validation and sending back a signed form via postal service...
Another bank just needs a PDF sent via mail with an electric signature (yeah. They were aware of what that means - I was shocked and confused) or a "qualified signature matching previous documents" (translated from German).
The last one offers a WhatsApp number - send a GIF / JPG or video and we answer directly.
I need to reach a higher state than drunk.
It's not funny to know how confidential data gets mistreated by companies who should have the highest security.4 -
Here in my country banks doesn't have a public API to access your bank account extract, 3 years later we make some bots to extract these data to an API8
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Multi User, One Account, and other shit
I'm gonna rant about something as a user, and someone who makes stupid web stuff.
My bank has been updating their web banking over time and they decided that every individual on an account, should have their own login. They really want to push this on their users, I suspect specifically folks like me and my wife who share one login for the joint accounts we have at the bank together.
Why share one login, because it's the only sure fire way I know that I and my wife can see all the same shit no doubt about it.
The banks never tell you what you can see or can't with joint accounts, I doubt it is even documented on their end, but in every damn case something is hidden or different in some weird way.
Messages to the bank people? If I send it, my wife often can't. I get that for security reasons that's a thing, but it makes no sense for a joint account.
ANY difference to me breaks online banking ENTIRELY. Joint accounts are supposed to be... well one account that is the same.
Other banks we used where we had different logins for the joint account, each login actually had separate bill pay accounts per user. So if I went to bill pay and scheduled something to be paid, my wife had no idea, same if she did.
Right fucking there, banking is just broken entirely!
So no Mr. Bank, fuck you we're both logging in via the same login.
Fast forward to N00bPancakes making a thing.
So my employer has a customer (Direct Customer). Direct Customer wants a thing that makes communication with their customer (Indirect Customer) easier.
The worst thing about making something for your customer's customer is that Direct Customer always imagines that Indirect Customer is gonna be super ninja power users....
But no, that's not the case... in fact almost nobody is a power user, and absolutely nobody WANTS to be a power users.
Worse yet in my case the only reason this tool exists is because Direct Customer and Indirect Customer can't communicate well enough anyway... that should tell you something about the amount of effort Indirect Customer is willing to expend.
So with that tool, this situation constantly comes up:
Direct Customer thinks it would be great if every user from Indirect Company had some sort of custom messaging, views, and etc in of Cool Communication Tool. The reason is because that's what Direct Customer loves about Ultra Complex Primary Tool that they use ....
Then I have to fight the constant fight of:
NOBODY WANTS TO BE A POWER USER, NOBODY EVEN WANTS TO DO MUCH OF ANYTHING ON THE INTERNET THAT ISN'T SCREAMING AT OTHER PEOPLE OR POST MEMES OR WATCH SHITTY VIDEOS. THE MOMENT ANYONE AT INDIRECT COMPANY LOGS IN AND SEES ANY INFO THAT IS DIFFERENT FROM THEIR COWORKER THEY'LL SHIT THEMSELVES, FLOOD EVERYONE WITH 'OH GAWD SOME NON SPECIFIED THING IS WRONG' AND RESPOND TO EMAILS LIKE A JELLYFISH DROPPED OFF IN NEW MEXICO... AND NOTHING WILL GET DONE!!!
God damn it people.
Also side rant while I'm busy fighting the good fight to keep shit simple and etc:
People bitch about how horrible the modern web is and then bitch at web devs like we're rulers of the internet or something.... What really pisses me off about that is other devs who do that.... like bro, do you make policy at your company? You decide not to sell some info or whatever shit your company sells? Like fuck off with your 'man I miss html' because you got scared by some shitty JS error and ran back to your language of choice and just poked your head out of the the basement and got scared... and you shit on another developer about that? Fuck you. -
Sad how the easy to make softwares are already flooding the market and making millions so now we actually need to work a lot and innovate on something if we wanna a few bucks.
Also sad how in the 80s you could rob banks with just sql injection and now its almost impossible unless you’ve been devoting you being to cybersecurity for years.
Basically I feel it would have been cooler to be a computer scientist 30 years ago :/1 -
Driving data from your car (direction, Gs, cameras) can be used to estimate your “recklessness”, bought by banks and used to “properly evaluate” your insurance price 🙈35
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The year was 2006. During the first half of my career, I use to work in the NOC. This was before I made my transition to software engineer. I worked on the third shift for a bank services company. The company was on a down turn. Just years earlier they just went public, and secured a deal with a huge well known bank. Eventually they entered a really bad contract with the bank and was put into a deal they couldn't deliver on. The partnership collapse and their stock plummeted. The CEO was dismissed, and a new CEO came in who wanted to "clean things up".
Anyway I entered the company about a year after this whole thing went down. The NOC was a good stepping stone for my career. They let me work as many hours as I liked. And I took advantage of it, clocking in 80 hours a week on average. They gave me the nick name "Iron Man".
Things started to turn around for the company when we were able to secure a support contract with a huge bank in the Alabama area. As the NOC we were told to handle the migration and facilitate the onboarding.
The onboarding was a mess with terrible instructions that didn't work. A bunch of software packages that crashed. And the network engineers were tips off, as they tunnel between our network and the banks was too narrow, creating an unstable connection between us and them. Oh, and there were all sorts of database corruption issues.
There was also another bank that was using an old version of our software. The sells team had been trying to get them off our old software for over a year. They refuse to move. This bank was the last one using this version, and our organization wanted to completely cut support.
One of the issue we would have is that they had an overnight batch job that had an ETA to be done by 7 AM. The job would often get stuck because this version of the software didn't know how to fail when it was caught in an undesired state. So the job hung, and since the job didn't have logging, no one could tell if it failed unless the logs stopped moving for an hour. It was a heavily manually process that was annoying to deal with. So we would kill the JVM to "speed" the job up. One day I killed the JVM but the job was still late. They told me that they appreciated the effort, but that my job was only to report the problem and not fix it.
This got me caught up in a major scandal. Basically they wanted the job to always have issues everyday. Since this was critical for them, all we needed to do was keep reporting it, and then eventually this would cause the client to have to upgrade to our new software. It was our sales team trying to play dirty. It immediately made me a menace in the company.
For the next 6 months I was constantly harassed and bullied by management. My work was nitpicked. They asked me to come into work nearly everyday, and there was a point I worked 7 days with no off days. They were trying to run me so dry that I would quit. But I never did.
On my last day at the company, I was on a critical call with a customer, and my supervisor was also on the line. My supervisor made a request that made no sense, and was impossible. I told her it wasn't possible. She then scalded me on the call in front of customers. She said "I'm your supervisor, you're just a NOC technician, you do what I say and don't talk back". It was embarrassing to be reprimanded on a call with customers. I never quite recovered from that. I could fill myself steaming with anger. It was one of the first times in my adult life that I felt I really wanted to be violent towards someone. It was such a negative feeling I quit that day at the end of my shift with no job lined up.
I walked away from the job feeling very uncertain about my future, but VERY relieved. I paid the price, basically unable to find a job until a year and a half later. And even was forced to move back in with my mother. After I left, the company still gave my a severance. Probably because of the supervisor's unprofessional conduct in front of customers, and the company probably needed to save face. The 2008 crash kept me out of work until 2009. It did give me time to work on myself, and I swore to never let a job stress me out to that degree. That job was also my last NOC job and the last job where did shift work. My next few jobs was Application Support and I eventually moved into development full time, which is what I always wanted to do.
Anyway sorry if it's a bit long, but that's my burnout story. -
Today I noticed how incredibly insecure IBANs are.
You give it to anyone who wants to transfer money to your bank account, and all you need to perform a transaction is an IBAN, the account holders name and his signature.
So anyone who has your IBAN, your name and your signature (which all can occur in a single mail) can just send himself money from your account, cash out and move away. Noone can prove that it wasn't you who did the transaction and you couldnt find the guy.
And this is what all the banks in Europe use? What am I missing here?... how can a system this important be this insecure?10 -
Hey Devrant friends!, i really hope everyone is doing very well today, and that also their week is treating them very well!, i'd like to say to everyone here i'm very sorry for my level of activity within the community.
Approximately one month ago on the 21/01/2019 i lost my best friend and fellow companion for the last 13 and a half years, therefore things have been quite difficult emotionally and just overall :-( though with time things should only get better, (I'm positive) .
Now to more of a positive part of my post :'D, i'd love to ask my fellow developers the following question, if you could help me out i'd be very much grateful!, so for awhile now i had a hobby of messing around with the stock market, and have been re-searching a specific field.
That would be investment-banks such as JP.Morgan, Morgan Stanley etc. What sort of languages would they be using, currently I've been using , C#,C++,Java, Py(learning) :'D, though im not so sure if its a good idea to be juggling so many languages at once, Also i'd love to know do they have opportunities in which allow students like myself to visit such places and see the technology behind the trading and what developers use? i'm really curious, Also are there such positions in which developers work with traders? not really 'quant' type positions, developers who work in the section?.
Friends, i'd like to thank you very much for reading my post, i know it may be quite lengthy and most likely all over the place (im sorry!) , i'm very grateful you have taken the time to do so :-), i really appreciate it!.
I really wish everyone the absolute best <3.
Thank you
Milo <38 -
Because of all the injustice done to a regular folk by the banks and megacorporations, as well as the parts of government that value those two higher than doing the right thing for the regular people, piracy is all but justified.
For me, piracy is the default option. When it comes to stuff made by a megacorp, the first thing I do is see if I can pirate that. I would argue that piracy should be the default option for everyone.
No, you're not depriving corpo staff/hires of their salaries by pirating. If a megacorp is not paying them, it's not your fault.
I only pay for content if I want to support the creators. I was pirating since I got my first computer, I do pirate right now, and I will pirate in the future. I will advocate for piracy.5 -
I know there are a lot of “devs” out there who only feel responsible for the ‘code’ - but you aren’t.
You’re responsible for the end product too.
When you help build a steaming pile of shit - it’s your fucking fault. It’s not the boss’s fault - it’s everyone who let it happen’s fault.
These hell-holes like Kaiser Permanente and Covered California - and nearly all the government portals and the banks... and almost everything I can think of - are way past unacceptable. You are hurting everyone.
If you are putting these pieces of trash into the word: you need to rethink your life. If there is a hell, you are going there.
Wake the fuck up.
You’re going to have to use these things when you are older. Your kids will have to use them. Your parents will have to use them.
Set an example. Stop making horrible things that don’t work and hurt people.
Today.
Start changing - today.11 -
When a banks mobile app, shows the exact number of characters required to login.
Not a blank space, or similar.
Even if the allowed password is within a range, it still shows the exact number of characters.
Correct me if i am wrong but this shouldn't be like this? -
As opposed to my horrific experiences with PayPal, Swish, a Swedish (really smooth) payment processor has some really nice documentation. An example:
"The callback, in the happy case, will return an intermediate response with the status DEBITED."
And other nice things such as clear numbered lists describing user flows, with images for extra clarification. Also, they provide full lists of error responses and in many cases suggested way to proceed with these error cases.
And as the cherry on top, this is developed as a cooperation between a few Swedish banks. The banks, who are the most thick type of companies when it comes to IT, does it better than PayPal.6 -
dear ietf-people i want to thank you that tls1.3 is official. i know it was hard work to say just no to the doughbags and preventing that middleware and spyware manufacturers implementing static keys.
to make it short:
Thank you for your hard work -
Shoutout to any CommBank developers, I've been dreading going in to a branch to open an account - turns out it's only a 3 minute exercise using the website 😌👏 👏1
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Why hospitals,trains,banks and others use this stupid vulnerable OS called Windows and why the hell they need to be connected to the public internet?
Heck I even think Microsoft does one hand with hackers.8 -
Every bank employee I've met as an IT student: "I've never imagined myself working at a bank. I don't like banks, but I like working for them". Which means they pay well.
-
They want you to go paperless (cos it saves them shit loads of money, and the shareholders like to count it all day long) not for environmental reasons. But their shitty, flakey online banking system is always down or having technical problems. Fucking sort it out!4
-
Meh. FFS. Thats how this shit starts.
Get a call to say 2018 Bank Holidays not showing on legacy web calendar.
/me looks for bank holiday code in PHP file ..... no dice.
/me finds a dBase table that holds all Bank Holiday info. Not ideal, but I can work with that.
Enter all Bank Holidaya into dBase. Sit back, relax, wait for page to reload to show me Banks .... no dice.
Huh??
Read code more closely ......
Included file (inline, half way through PROCEDURAL FILE FFS) and notice that the linked file has all Banks hand formatted into Calendar events, and minified.
If I ever meet the old dev in the street, so help me god. 🤬2 -
I absolutely love how capitalism fell on its face when greed went far beyond anyone's imagination.
Corporate wants all the money to themselves and wants to give out as little to us peasants. Housing prices went beyond most people's reach. Banks almost never gives loans. Inflation and interest rates are up everywhere.
So now people are like "Alright I'll live in this rented flat and not have any kids" and now the birth rate is the lowest in the last 50 years and this is reducing the size of the talent pool for these companies.
I saw an interview of Elon Musk where he went like "We don't have an over-population problem, but its actually an under-population problem.", and this is the first thought that struck my head.
What rich people don't understand, is if they want to be rich and stay rich, a significant amount of people have to stay poor. And due to low birth rates, this isn't going to last long.16 -
Do you guys know of any banks that offer an API to their customers? I'm looking for a way to get bank account balance and transaction history for a small personal project I'm working on (meaning, plad is not really an option)6
-
Being a developer for nearly 5 years now (that's gone too fast!!) has made me suspicious of the reliability of third-party technologies and how often "sods law" likes to creep up on people at the worst times it can.
So much so I found that I caught myself earlier putting this in an email to my solicitors fearing the pending wire transfer I'll have to do soon (goodbye savings!):
3 -
Was an internal auditor translating department process to a technical spec for a programmer. We were going to leverage an external company's API which would replace our need to use their slow and buggy web app.
During a meeting, an audit teammate suggested something be changed with the external service we were using. I said we could bring it up with the company but we shouldn't rely on it because we were a small customer even during out busiest month (200 from us vs 10000+ from big banks).
Teammate said we should have our programming team fix it. I made it clear that it was not our side and that to build out the service on our side was beyond our scope. Teammate continued to bring it up during the meeting then went back to desk after meeting and emailed us all marked up screenshots of the feature.
I ignored this and finished writing up the specs, sending them over to the programmer building out the service.
30 minutes later I get a call from programmer's manager who was quite angry at an expanded scope that was impossible (engineers were king at this company. Best not to anger them). Turns out my teammate had emailed his own spec to the programmers full of impossible features that did not reference the API docs.
I feel bad about it now but I yelled at my teammate quite loudly. I said he was spending time on something that was not reasonable or possible and when they continued to talk about their feature I yelled even louder.
Didn't get fired but it definitely tagged me as an asshole until I left. Fair enough :) -
!dev
I wanted to take small loan from bank I am loyal customer for 15 years to speed up things by month. I decided to pay money for it.
They have some online form for it and I filled it.
So what happened next ?
I got call to confirm every input I filled (heard keyboard typing every time I answered question).
I asked how long I will wait and got response that it will take couple of hours, max 2 days.
Just received another call 10 days later that they need documents to prove my income.
They got 15 years history of every operation and it looks like it means nothing.
I said to person I will earn this money faster then I get it from them so at this point this conversation is just waste of my time.
It’s 10 days left till end of month and I think it will be easier to just wait or ask friend for a favor.
Yet another reason to say fuck banks.
Time is money.7 -
Extremely frustrated with the release process and versioning system at my current company. Don't know if this is same everywhere or the half ass release managers can't think of a better way here.
Basically for any client raised issue that can't wait for next release are built as a hotfix. However hotfixes are never bundled togather or shiped to other clients. This is causing a vicious chain, two clients raise two separate issues on same version. Instead of fixing them as single hotfix (however minor the issues) we create two hotfix versions for each with only their issue. A week later same clients come back with the issue the other raised. Once again instead of bundling what is now effectively same code we build hotfixes on top of the clients respective branches. We now have two branches to maintain with same codebase. No matter how serious issue, the hotfix is never made generally available and always created on client's specific hotfix version.
Now that was an example for only two clients, in reality we have released five patch versions of a product in last 2 years. Each product version contains about a dozen artifacts (webapps, thick clients, etc) with its own version. Each product version being shipped to various clients. Clients being big banks never take a patch of product even if it fixes their issues and continues requesting hotfix. We continue building hotfixes on client branch and creat ever increasing tech debt. There is never a chance to clean up or new development. Just keep doing hotfix after hotfix of same things.
To top if all off, old branches are still in svn while new in git. Old branches still compile with ant new with maven. Old still build with java 5,6,7 while current with 8. Old still build from old jenkins serve pipelines while new has different build server. Old branches had hardcoded integration db details which no longer exists so if tou forget to change before releasing it doesn't work.
Please tell me this is not normal and that there are better ways to do this? Apologies I think I rambled on for too long 😅5 -
So today i had to visit this banks site to do updation on a document but for some reason the modal dialogue that was supposed to open was not working and i couldn't continue to next step.
On an attempt to contact customer support, i browsed the site for relevant details. As i do that, i observed this site is so shitty that it can't even properly render on Google Chrome! It was an horrific experience finding info in that site.
Finally found the customer support form and as I clicked the "submit" it didn't give any feedback whether it was processing or not. After like over a minute of uncertainty, it got redirected to a 404 page.
Frustrated, I went on to their twitter and I almost tweeted calling out their terrible web developer team.
But, my instinct told me to calm my titties and i tweeted a regular confused user tweet.
Got their attention and few hrs later i got a phone call from someone working there. He didn't sound like a customer service representative from the way he spoke. He told it was an issue with their website and had fixed it. I tried again as he was on the line but it was not working for me. And then i shared screenshot of the issue. He tested it again and said it was working for them. Still not working for me. ( Probably cache issue on my end ). Thought he would suggest to clear cache and try. But he asked me to try on another computer since it was working for him.
As i searched for a another system, i got a call from customer support guy and he said he will do the update on their end and told me to tell details. Since the info was not that sensitive in nature, I went with it.
Pretty sure the other guy i talked to was a developer.
This made me think - had i tweeted out a mean tweet calling out their shitty website it would have been probably awkward talking to him - I'd have to be mean again. It could've ruined his day, maybe he was under pressure from his pm that he had to make the phone call. He probably hates his job already managing that shitty legacy code..
I don't know - either way, I'm glad i was able to keep myself calm and not be a source of negative energy. -
not dev.
HSBC rejected my request to have my credit card limit increased. I call to ask why and after 38 minutes of holding she comes back and says the system automatically rejected your request because of "poor account conduct" and "unusual activity.".....
w h a t t h e F U C K does that mean???
She was unhelpful in explaining what that meant, and I'm honestly baffled. I've always paid my cc balance in full every month, never went over my limit (in fact, utilisation was almost always below 30%), always had enough balance in my account to cover any Direct Debits, Standing Orders and other purchases (I don't even have overdraft), and my credit score is practically excellent.
Then she proceeds to say that I can try applying again in 3-6 months but she can't guarantee approval. HAH as if. They can suck it.
I moved away from Lloyd's bank because they were shit, and now this. Are all banks this shit?
I sent them a complaint and they said they'd get back to me in 5 working days... let's see.10 -
Anyone work for a company that banks with Silicon Valley Bank? Coz they've just gone bust. (They're basically a bank for tech startups)2
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How are banks still flexing contactless as a selling point? Talk to me when I can spit at a robot cashier in the face to check my balance.
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Non-programming related rant:
I didn't have a profile picture of facebook. So, I put one & removed the update post from timeline.
Still getting likes.
I don't want them *fb.2 -
My first job was through a technology "Graduate Training Program" at a large bank. We were sold on the job being told that there would be a month of corporate training before getting to work. You know, stuff like presentation skills and Myers Briggs and actual useful stuff. And yeah, they did have that for like two days of the month.
The rest was the most bullshit work to basically kiss-ass to upper management. Having to analyze their commercials and explain how amazing they were and why (they sucked). Explaining a portion of the business to upper management.. you know- the business they knew because they are executives in it- but it had to be "fun". We were stuck making board games and rap songs to these things to make an ass of ourselves in front of executives.
Then after that I was stuck working on VB6 programming with a Cobol mainframe backend. So fucking awful. -
bunq, N26 or revolut? I am also a bit sceptical because of brexit - i am sure it would affect revolut. I don't like the pricing of n26 but the metal MasterCard looks sexy and I love the features of bunq.
Not sure which bank I should choose...
Has anyone here got some more info about those three mobile first banks?9 -
all video streaming fucker companies have found a new way to promote shitty lies!
Hotstar: "try Hotstar! Rs199/month! first 7days free!"
Amazon prime : "try amazon prime! Rs 129/month! first 30 days free!"
those small numbers are fuckin lies. they have only 2 or 3 supported banks and if yours isn't one of them, then you have no option but to buy their full 365 days non refundable subscription of a larger amount, which strangely accepts *all payment bank cards*
liars. liar liar liars!
7 -
Me: The client is getting hosting from a different company than we suggested since they require you to pay via bank and she doesn't consider that safe.
Co-worker dude: But aren't banks like the safest way of paying?
Me: Well I guess not in the Filipines (where the client is from)
Dude: .......3 -
lmao remember that time I worked for a very respectable payment company for 2 months and made banks before they told me i couldn't use linux (like fuck off lmao) so I quit.
Turns out they were willfully moving drug and whore money lmao
motherfuckerz6 -
Most illogical thing I had to do today.
Today i received an email from bank to fill an attached form to receive payment from a foreign country.
Face palm no 1: The form they sent was in doc format. The layout of the form was all fucked up.
So I downloaded a proper PDF version of the same form from the bank's website.
I filled the form on my computer and signed it using my pen tablet and emailed it back.
Few hours later somone from bank calls me.
Facepalm no 2: He sounded frantic. He asked me to physically mail the "orginal" of the form!
He was thinking I took the printout of the form, filled it by hand and send the scanned copy.
I told him I filled everything digitally so there is no "original" form in physical sense.
Also since I emailed him the form, it doesn't make any sense at all, for me to take the printout of the digital version and mail it to him when he could just open his email and take a print out.
He didn't seem to grasp that idea at all.
Finally, I agreed to go to a branch nearby me and got him speak to an employee there over my phone and they said they will courier the printout to him.
I don't know if the people there are dumb or I am too smart.3 -
Getting tired of old business types managing software projects... I really don’t care if you have fifty years of experience in managing loans in banks, please don’t try to manage software or data projects... this is sooo out of your realm of understanding.
PS I actually like this person, they are a wonderful human, but keep nosing in areas they have no knowledge, and derail the conversation from talking about things we actually need to discuss. Like “how do we build this?”5 -
I finally got my Visa sorted out (after 2 months) so I could finally get DevRant++ and as luck would have it the "Darkest dark" theme came out this same week!
The timing couldn't have been better and it looks incredible on my OLED screen!1 -
The only moral action at this point is to disrupt corporations and banks and wear them down as much as possible4
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All banks in India continue to fail to handle such huge rush of customers.
They should have had a better load balancer, and some ddos protection. -
It all started with me attempting the interview at a bank only for exposure sake and I wanted to benchmark myself to see if I can make the cut because I was told their interviews are hard.
Before, I was sure I won't ever work for a bank because as compared to a tech firm, the general consensus think banks are filled with red tape and work mainly revolves around their proprietary platforms/toolings which isolates the engineer from what the real tech companies are using.
But when I see what they are offering me, the money is really swaying me now. I never imagined to be offered this much... What should I do or how should I process this...?4 -
Ok, @jestdotty , today, i give up on china.
I've been messaging with a rep who is taking the time to keep editing a contract... Im pretty sure she was genuinely trying...
As typing this we finally got to a 'correct enough' contract... so I could click the damn pay button.
Over the past 7 hrs.. at 3 back and forth exchabges and modifications at each issue:
1. Used previous PI from the dude i gave up on... so had a qty at 12 when only 11 exist a colour wrong for a crate of items, and listed the dude i refused to sign a contract under listed as the rep.
2. Now the item subtotals were off... just a few pennies or so... assumed she left the usd prices but calculated with ¥... didn't want alibaba to reject in a day so i checked if it was noted anywhere... Oh boy was it... VERY clearly, all caps, bold in the body of the total row... that the total was, exactly, 11680 (spelled out ofc) RMB aka ¥ chinese yen. I told her this, she sends me a cropped shot of the $ numeric total field... so i sent her the giant all caps bolded line, the one thatd typically be considered final say in most international courts... no clue where that value came from, it had zero relation to any actual values... and i was as curious as when chatGPT creates totally new, unique, lyrics for satirical german songs... i really tried.
3. Wrong incoterms (trade terms... abbreviated to a few letters... had it that I'd be physically going to the tbd port to accept/clear customs... no)
4. Technically it was accurate (well a few strange subtotals since she used ¥ half the time... told her it was fine as long as it had the company name on the label (gave 3 full examples to use whichever)
I get the contract ...shipping...
"To: Sara"
Then the right address (seriously wtf)
5. I point this out and carefully explain in mostly just examples and "the us government doesn't like anything being sent to just a first name, there's no legal way to sign for acceptance"
6. She gets stressed enough to tell me she doesn't have time to keep editing (since this horrid pile of poor formatting was just thrown at her a day ago... i dont point out the ridiculous irony)
7. Imo, the highlight of my night/morning... in her stress she promises me it'll ship right... sooo many issues there...
Even if it was delivered/allowed a signature for "sara" for 7ish large boxes just off a sea freight from china to a residence in the middle of a corn field (which tbh would be hysterical)...the IRS would have a valid reason to audit me... theyve done it w/o valid reasons several times, since I was 18 doing international trade and a contractual employee of a large gambling company, quarterly reporting, and ofc declaring more than my taxes in donating melted glass and crane game prizes...yea, they hate me and always do all that work to find the same thing... i underdeclare charity by 10%.
The entire concept of getting USA mail, even when pristine and you know logistics agents in every major company and port or distribution center, to properly deliver anything... ROFLOL ... and im already on some 'open and check everything' list with customs for a hysterical misconception they made years ago... cant/shouldn't get into detail publicly... but it was caused because 2 packages from different cities in China were both going to my address/through customs at the same time... package 1, 75 of those cheap af ball-pit hollow plastic balls for a 2yr old's bday(very delayed) package 2. 75 rechargeable batteries (the kind in power banks) 9600mah.
8. Told her to change "sara" to company name... glad it's registered to this address still.
It took me under 5min to type this... had to get the WTF out.
Dear AliBaba, please give an option to allow buyers to create the supply side contract for review, not just req modification... please?2 -
PSD2 ist already annoying. Yesterday was the start day of this new ruleset, but now it is just annoying, because the app I use for all my bank accounts across all banks currently doesn’t work with it...1
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!rant
This is fucking how you do it!
Ticketmaster UK had a "data security incident" where they don't really know if any data was actually leaked/stolen/"accessed by an unknown third-party" — their response:
1. Disable the compromised service across their platforms
2. Send a mail to any customer that may have been affected (I got one in Danish because I had only interacted with them through a Danish subsidiary)
2b. All notified customers have their passwords reset and must go through the "Forgot password" process; the _temporary_ password they sent me was even pretty nicely random looking: ";~e&+oVX1RQOA`BNe4"
3. Do forensics and security reviews to understand how the data was compromised
3b. Take contact to relevant authorities, credit card companies, and banks
4. Establish a dedicated website (https://security.ticketmaster.co.uk/...) to explain the incident and answer customer questions
5. "We are offering impacted customers a free 12 month identity monitoring service with a leading provider. To request this service please visit [this page]"
EDIT: As mentioned and sourced in the first comment, the breach was apparently noticed by a banking provider and reported to Ticketmaster on the 12th of April and later to Mastercard on the 19th of April.
Ticketmaster's internal investigation found no evidence of breach (which makes sense, as it wasn't an internal breach), but when Mastercard issued an alert to banks about it on the 21st of June, Ticketmaster followed up by finding the actual breach and disabling the breached third party service on the 23rd of June.
I still think they did the right thing in the right way...2 -
Anyone here banks with ING? I got fed up with their main color, rgb(255, 102, 0), and wrote an add-on for Firefox to change it to black. Their website looks much more professional in black, not to mention easier on the eyes3
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According to the report of Reuter on Geneva-based Libra Association : Facebook's Libra project has failed in its current form and needs reworking to be approved, said the president of Switzerland where the cryptocurrency is seeking regulatory consent. "I don't think (Libra has a chance in its current form), because central banks will not accept the basket of currencies underpinning it," Ueli Maurer, who is Switzerland's finance minister and outgoing president, told Swiss broadcaster SRF.
"The project, in this form, has thus failed," he added in an interview.
Libra did not immediately respond to a request for comment.1 -
It’s crazy that banks don’t have the technology to provide properly redacted bank statements. Will have to remove the labels of 13 pages of transactions by hand.1
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Obviously credit card companies, banks, etc. do not use MySQL. So what database do they use to keep data secure?7
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Sigh, when you realise your bank is using depracated dojo.js (uncompressed with console warnings) and it wont proceed unless you turn ublock origin off ...
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Waking up with a Red wine hangover only to find out the banks changed its cc processing system. That easy to set up extension I'd planned on using today won't work... I've got to write one from scratch.
Can someone please magic me to tomorrow? -
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3 -
What are opinions out there on security theatre?
Should developers have access to aws secrets?
Should dev test and prod be on separate vpcs or all in one vpc.
I have worked at banks where this was strictly not allowed.
Can’t wait to hear responses on this one….11
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