You know what? Fuck this shit. We spend most of our life locked down in a school, we are being told facts, tested and stressed for many years with the only hope to get out as soon as possible.
Failing is something that keeps you there indefinitely.
Parents keep pushing on kids to achieve the best and get good grades to have a job.
Then something happens.
You get out of school and what happens?
You start working.
A.k.a modern slavery...
Employers thinks that since you are young they are doing YOU a favor if they decided to hire you.
So you find yourself having to do the same tasks everyone is doing, perhaps you are even fully capable of managing them and get the shit done but guess what!!
You are paid the minimum.
You barely make enough to pay off your rent which keeps you locked away from Holidays abroad, from that huge cake you desperately want.
And guess what! Try to raise your voice and you'll get fired in a Matter of seconds, replaced with someone else which accepts any condition.
You dream of a house, a family and a car but you can't even eat healthy with that salary.
So you are forced to buy cheap and low quality food from the same store again and again till you had enough and spend some days with that horrible feeling...
Calling you to get a job interview feels like they are doing you a favor, they always try to give the minimum possible and expect you to work in a serious manner and respect their deadlines.
Colleagues earn a lot more even though they aren't doing anything different from you.
For the first year you won't have any holiday, let alone traveling or anything different from just staying home for 3 days straight.

Banks won't give you a loan because your job doesn't pay off
The day that your car is broken you struggle to eat the whole month.

On top of that, taxes. Because they aren't taking away enough.

I don't want to live this life, I don't want to become a modern slave and work 8-17 everyday for the rest of my life and retire with a shitty retirement pension that won't probably grant me anything again.

I had enough of this shit.
I don't want to go back to work and pretend to do what I am supposed to do with a smile on my face knowing that I am just a number and that no matter how skilled I am I can always get replaced with N number of people for a lower salary of mine.

I am tired
I dream of a life that I won't ever reach this way.

Today I looked up houses prices and felt like shit.
I will never in my entire life be able to afford something so expensive, let alone buying furnitures and what is needed or what I like.

I dream of having my place, my dog and my family but apparently I am asking too much.

How is this even fair in 2018/2019?

I... I am... Speechless.
I wonder how many people out there are in the same situation or even worse and I can't even wrap my mind around that.

This is just modern slavery.

My boss makes a shit load of money from young people that can't complain because they are threatened and will eventually be replaced...

This is my rant.

Call me old-fashioned, but... I kinda liked it back in the day, when Microsoft made proprietary software, the Community made free software and everyone's "cui bono" was quite easy to answer - even those corporations involved in FLOSS did have a clear way to finance themselves.

Now, we have Microsoft coming into open source, seemingly making projects better and offering more and more "free" stuff.

You know.

"Free" Windows 10.
"Free" SaaS Office.
"Free" "Private" Repos on Github.

In general - what happened to clear and concise "I give you money, you give me stuff" capitalism like we had it in the 2000s?

I'd rather pay 20 bucks for a game on Steam than get it "free" and with ads or microtransactions - yet, many games, especially mobile, don't even offer me that option. It wouldn't be that hard now, would it?

The same goes for software. That Canonical would need to fuck their users over after Ubuntu One went to shit was obvious - they didn't offer the kind of commercial/enterprise OS'es that Redhat or SuSE sell.

What people seem to forget is that everyone needs to make a profit somehow. You don't get "free" stuff. Even the volunteers in the Open Source Community get something out of it - an opportunity to pad their CV at least, if nothing else.

Nowadays, software manufacturers have the same legitimacy as the "free" financial "advisors" you find at banks - and who could be dumb enough to trust them? Oh yeah: Almost the entire fucking society is who.

But then again, sell something and noone will want it - because they all want it for free, with annoying, privacy-invading ads or with equally annoying microtransactions, or financing based on commission - so you don't only pay ONCE, you pay until you realize you got fucked over and quit.

Capitalism used to work until all those idiots stepped in. How the fuck don't people realize that there's no free lunch in life? When have we stopped being functional people and turned into idiots.

Even worse: Those idiots think that they're entitled to something! They, who volunteered to become merchandise instead of customers, think that they have rights! Do cattle have rights? Nope. They get their "free" hay everyday and I get to buy beef, that's how it works. Moo!

Hell, they are surprised when they get fucked over by bank salespeople or their data stolen by corporations, intelligence agencies or something... What did they expect, goodwill?

Can we please make Adam Smith mandatory reading in school?! I mean, give people a chance to understand capitalism? The nonexistent "goodwill" of traders in general?

I'm currently looking for an internship related to machine learning (finishing my Msc).
WHY ON EARTH ARE ALL (or at least 80%) INTERNSHIPS PROPOSALS ABOUT BANKS, FINTECH, INSURANCES AND SO ON ?
I mean, we can now create music, identify tumerous cells, generate realistic pictures of anything you could dream of, drive cars without human interaction, create amazing chatbots... But no, I guess all that shit can't make enough money, better work on a system that will refuse you a loan.
Makes me really sad. I mean whats the point of studying the coolest techs around if it is not for the greater good ?
I might be utopist though.

Well, I have a friend working on a major bank in my city. Yesterday we went for a coffee when he told me that the wifi connection that the costumers can use is the same as the network they work in. Like, are you fucking me? Do they know what security means? Jesus Wallace, wake up!
And they have a fucking "web security guy" working there. Doing what? Installing ccleaner on pcs? This shit gets me mad. And that's why I don't trust banks.

I hate silicon valley.

They enable so much of the state's and federal government's bullshit, the corporations and the banks subversion and destruction of society.

It's time to pop their fucking tech bubble.

From here on out, any time you hear or read the words 'startup', be sure to comment with "you mean speculative marketing investments?"

Because most tech runs on shit-tier semi-polished iterations of glorified CRUD anyway, thats all most of it is. And it 100% relies on grabbing network share through massive advertising and presence campaigns. A lot of vc money is being flushed straight down the toilet and this is a point to emphasize. Crash the fucking tech sector. Do it.

It'll have a knock on effect to the advertising space, which will put the hurt on google's bottom line when they and their ilk are already under pressure for all the poisonous, monopolist shit they pull like helping china build their surveillance tech.

Extra points for emphasizing "pot-fueled ideas sketched out on napkins while sitting in fucking chipotle, in unwashed sweater vests, originated by guys who are fresh out of college and never ran a business in their life. 90% of them fail in the first year. VCs and investor are losing their shirts." etc.

The entire dishonest fucking trade relies on other people's money, being bought out in either techno land-grabs or turf-protection e.x. atlassian acquiring trello, a **glorified todo app**.

Thats the business model. Hell go build your own and make a buck.

Build your own. Build something better and most of all... *fuck silicon valley*.

Let it burn, let burn, let it burn.

Why are banks so absolutely archaic and stupid when it comes to tech? I work in a Services based company and currently engaged with a very famous bank to build accounting software for Mutual Funds. The day to day stupidity of this client is driving me absolutely crazy.

They couldn't give us proper requirements, and my company was stupid enough to kickoff the project without official sign off. Not only did they change the requirements, but they added a shit ton MORE features, and essentially bullied us into completing it all in the same timeline. Their attitude is pathetic, they shit talk our dev team, they make us build the worst possible UX, and then complain that it's not looking good and not working well. They have absolutely no idea about any of the technical stuff and think that software is a magic box that will give them what they want.

I swear I have a lot of examples but I'm so angry right now that my words are fumbling and I can't think straight. Stand up is in 45 minutes and I'm just dreading it. Idk how to tell everything, it's just... AAAAAAAAAAAAAAAAAAAA

Multi User, One Account, and other shit

I'm gonna rant about something as a user, and someone who makes stupid web stuff.

My bank has been updating their web banking over time and they decided that every individual on an account, should have their own login. They really want to push this on their users, I suspect specifically folks like me and my wife who share one login for the joint accounts we have at the bank together.

Why share one login, because it's the only sure fire way I know that I and my wife can see all the same shit no doubt about it.

The banks never tell you what you can see or can't with joint accounts, I doubt it is even documented on their end, but in every damn case something is hidden or different in some weird way.

Messages to the bank people? If I send it, my wife often can't. I get that for security reasons that's a thing, but it makes no sense for a joint account.

ANY difference to me breaks online banking ENTIRELY. Joint accounts are supposed to be... well one account that is the same.

Other banks we used where we had different logins for the joint account, each login actually had separate bill pay accounts per user. So if I went to bill pay and scheduled something to be paid, my wife had no idea, same if she did.

Right fucking there, banking is just broken entirely!

So no Mr. Bank, fuck you we're both logging in via the same login.

Fast forward to N00bPancakes making a thing.

So my employer has a customer (Direct Customer). Direct Customer wants a thing that makes communication with their customer (Indirect Customer) easier.

The worst thing about making something for your customer's customer is that Direct Customer always imagines that Indirect Customer is gonna be super ninja power users....

But no, that's not the case... in fact almost nobody is a power user, and absolutely nobody WANTS to be a power users.

Worse yet in my case the only reason this tool exists is because Direct Customer and Indirect Customer can't communicate well enough anyway... that should tell you something about the amount of effort Indirect Customer is willing to expend.

So with that tool, this situation constantly comes up:

Direct Customer thinks it would be great if every user from Indirect Company had some sort of custom messaging, views, and etc in of Cool Communication Tool. The reason is because that's what Direct Customer loves about Ultra Complex Primary Tool that they use ....

Then I have to fight the constant fight of:

NOBODY WANTS TO BE A POWER USER, NOBODY EVEN WANTS TO DO MUCH OF ANYTHING ON THE INTERNET THAT ISN'T SCREAMING AT OTHER PEOPLE OR POST MEMES OR WATCH SHITTY VIDEOS. THE MOMENT ANYONE AT INDIRECT COMPANY LOGS IN AND SEES ANY INFO THAT IS DIFFERENT FROM THEIR COWORKER THEY'LL SHIT THEMSELVES, FLOOD EVERYONE WITH 'OH GAWD SOME NON SPECIFIED THING IS WRONG' AND RESPOND TO EMAILS LIKE A JELLYFISH DROPPED OFF IN NEW MEXICO... AND NOTHING WILL GET DONE!!!

God damn it people.

Also side rant while I'm busy fighting the good fight to keep shit simple and etc:

People bitch about how horrible the modern web is and then bitch at web devs like we're rulers of the internet or something.... What really pisses me off about that is other devs who do that.... like bro, do you make policy at your company? You decide not to sell some info or whatever shit your company sells? Like fuck off with your 'man I miss html' because you got scared by some shitty JS error and ran back to your language of choice and just poked your head out of the the basement and got scared... and you shit on another developer about that? Fuck you.

lol

I had weird apple charges on my credit card so I called the bank and told them I didn't do them and own nothing apple.
they cancelled my card and sent me a new one.
the new one came with a paper saying I need to activate it and the first time I use it I might need to type in the pin.

credit cards typically worked if you insert or swipe you have to type in pin,
and you can wave it over the machine for small charges and that won't ask for pin, which is probably what they're saying is I can't wave until I pin.

so I go to the nearby grocery store so I can activate the card with the pin and order online groceries later, and coincidentally they have a new payment machine (why?), one of those without buttons that just looks like a phone.
I insert it, expecting it to ask me a pin... it beeps saying approved

so

I got credit card fraud and they sent me a new card
and the new card is literally less secure

it's like banks want fraud

when I was calling in or being re-routed with the bank the messages were always "higher number of calls than expected"

how bad is financial fraud rn. why are they making it worse

I don't think my card was leaked due to pinning though. when you order stuff online there should be an approval process on your end to confirm but it just doesn't exist. so if anyone gets your credit card info they can just sell that. I had to order a very hard to find drug from one sketchy (to me) website and after I did so that email got signed up to a weird newsletter and I harassed the shit out of that newsletter company for contacting me. I would assume they also sold my credit card details, or it "leaked" in a hack, whatever. this whole damned circus. I have 4 months of the drug but at some point I'll need more and they're the only ones that have it... so I guess I'll get to find out

I know there are a lot of “devs” out there who only feel responsible for the ‘code’ - but you aren’t.

You’re responsible for the end product too.

When you help build a steaming pile of shit - it’s your fucking fault. It’s not the boss’s fault - it’s everyone who let it happen’s fault.

These hell-holes like Kaiser Permanente and Covered California - and nearly all the government portals and the banks... and almost everything I can think of - are way past unacceptable. You are hurting everyone.

If you are putting these pieces of trash into the word: you need to rethink your life. If there is a hell, you are going there.

Wake the fuck up.

You’re going to have to use these things when you are older. Your kids will have to use them. Your parents will have to use them.

Set an example. Stop making horrible things that don’t work and hurt people.

Today.

Start changing - today.

not dev.

HSBC rejected my request to have my credit card limit increased. I call to ask why and after 38 minutes of holding she comes back and says the system automatically rejected your request because of "poor account conduct" and "unusual activity.".....

w h a t t h e F U C K does that mean???

She was unhelpful in explaining what that meant, and I'm honestly baffled. I've always paid my cc balance in full every month, never went over my limit (in fact, utilisation was almost always below 30%), always had enough balance in my account to cover any Direct Debits, Standing Orders and other purchases (I don't even have overdraft), and my credit score is practically excellent.

Then she proceeds to say that I can try applying again in 3-6 months but she can't guarantee approval. HAH as if. They can suck it.

I moved away from Lloyd's bank because they were shit, and now this. Are all banks this shit?

I sent them a complaint and they said they'd get back to me in 5 working days... let's see.

Just wanna remind everyone that banks are shit.
:Want to write an open source tool to make it easier for all fintechs to collaborate with banks
:Don't have access to banks's sandboxes to create and test the tool because I'm not company