Do all the things like ++ or -- rants, post your own rants, comment on others' rants and build your customized dev avatarSign Up
From the creators of devRant, Pipeless lets you power real-time personalized recommendations and activity feeds using a simple APILearn More
Search - "fintech"
What is the most ridiculous over-the-top "startup" thing you've been the victim of as a developer?
Alternatively, what kind of weird startup luxury would you absolutely love to have at your company?
For me, at various companies I've worked at/visited:
1. Hammocks & fatboy beanbags. Current employer has a "Netflix & Chill" corner with nice couches, and a small gym. I have encountered isolation/flotation tanks at the office of one of our partners... which is cool, but over the top in my opinion.
2. A fully automated aquaponics garden in the lunchroom. Was awesome, until some fish died and started to rot.
3. One hoverboard per employee, at previous employer. I splashed hot chocolate milk in an arc over three desks. A coworker broke his ankle while watching me spill chocolate milk.
4. Daily scrum standup meetings, on socks, in a big bouncy castle. Not kidding. Fucking ridiculous... (but secretly fun). That employer also had spiral slides between all floors, a tiny half-pipe with tiny skateboards, and someone who rode a unicycle way too much. It was a fucking circus. Stuck in the office of a Fintech company.
5. Soldering bench (at my current company), with drawers full of breadboards, servos and electronics components. Completely unrelated to my work, but it was my idea. It's just great to build a simple kits together with another random coworker while brainstorming platform features & refining specs... much better than meetings with bullshit slides.
6. Unlimited energy drink. Developed a serious caffeine habit (15-20 cans a day), and almost got a stomach ulcer. Not beneficial to employee health.
7. I really do love working from home + unlimited holidays. Just being able to honestly say "fuck you guys, I'm gonna get drunk and play games today", and at other times working until 4am and sleeping in the next day, or taking a week to work in a park in Rome... It makes work truly feel like my favorite hobby. Combined with a good sprints and curious/ambitious people, you can easily track productivity anyway.19
I'm currently looking for an internship related to machine learning (finishing my Msc).
WHY ON EARTH ARE ALL (or at least 80%) INTERNSHIPS PROPOSALS ABOUT BANKS, FINTECH, INSURANCES AND SO ON ?
I mean, we can now create music, identify tumerous cells, generate realistic pictures of anything you could dream of, drive cars without human interaction, create amazing chatbots... But no, I guess all that shit can't make enough money, better work on a system that will refuse you a loan.
Makes me really sad. I mean whats the point of studying the coolest techs around if it is not for the greater good ?
I might be utopist though.5
I might lose my Job. Thanks to Central Bank of Nigeria's shenanigans, a promising FinTech startup might be about to go under.
Last month I got married, last month I got a raise. This morning, got told I'm being put on compulsory leave without pay (same as everyone).
Expecting no salary this month. I guess I'll be fine with some Laravel/Flutter freelancing.
Now, how to break the news to my wife. She knows I love my job, she's gonna be even more heartbroken/worried than I am. We were supposed to move to a bigger apartment next month when yearly rent here is due.
I guess we'll be alright. It is what it is.8
Like most people I needed some extra cash during uni, so I proceeded to learn CSS + Photoshop (yeah, I know). Followed by PHP and WordPress.
It can be a very shitty platform until you realize that you can stop combining plug-ins from all over the place with dubious code quality and roll your own.
Anyhow I kept at it until I was able to join a niche company doing a quite popular caching plug-in for WP (yeah, W3 Total) when I suddenly became *very* interested in anything and everything performance.
This landed me a very cozy consulting gig in the Nordics - they were using WP for an elephant-traffic website and had run into a myriad of perf issues.
Fixing them and breaking the monolith awarded me with skills in nodejs, linux, asynchronous caching among others.
I was soon in charge with managing the dev boxes for the entire team, and when the main operations dude left, I was promoted to owning the entire platform. (!) Tinkering with Linux for most of my life really came in handy here. (remember Debian potato?)
Used saltstack + aws cloudformation to achieve full parity between all environments. Learned myself some python and all various tips and tricks which in the end amounted to 90% reduction in time-to-first-byte and considerable cost savings.
By the end of the 2yr contract I had turned myself into a fullstack systems engineer and never looked back.
Lawyers not getting along resulted in us having to abandon NewRelic, so I got to learn and deploy the ELK stack as a homegrown replacement, which was super-fun.
Now I work in the engineering effectiveness department of a Swedish fintech unicorn where all languages under the Sun are an option (tho we prefer Python), so the tech stack is unlimited. Infinite tools and technologies, but with strong governing principles and with performance always in mind so as to pick the right tool for the job.
It's like that childhood feeling when you've just dumped a ton of Lego on the floor and are about to build something massive.
I guess the morale here is however disappointed you feel by your current stack - don't. Always strive to make things better, faster, more decoupled, easier to test, etc. and always challenge yourself to go outside the comfort zone.6
This month is going pretty well so far..
New job: ☑️
Get out of FinTech: ☑️
New place: ☑️
Get rid of car #1: ☑️
Get rid of car #2: ☑️
Pay a shit lot of taxes: ☑️
Still have some money to on the side: ☑️
Book flight&car: ⬜️
Register in new country: ⬜️
And still 2 weeks to go.
Holidays are coming though..
I actually did a sticky label agile board for this 😄9
That feeling when you about to leave at work and ready for the long holiday, and suddenly there's a 🔥. You need to investigate and fix the issue. What a day!2
How do you deal with massively poorly-performing and unknowledgeable teams?
For background, I've been in my current position for ~7 months now.
A new manager joined recently and he's just floored at the reality of the team.
I mean, a large portion of my interview (and his) was the existing manager explicitly warning about how much of a dumpster fire everything is.
But still, nothing prepares you for it.
We're talking things like:
- Sequential integer user ids that are passable as query string args to anonymous endpoints, thus enabling you to view the data read by that view *for any* user.
- God-like lookup tables that all manner of pieces of data are shoved into as a catch-all
- A continued focus on unnecessary stored procedures despite us being a Linq shop
- Complete lack of awareness of SOLID principles
- Actual FUD around the simplest of things like interfaces, inversion of control, dependency injection (and the list goes on).
I've been elevated into this sort of quasi-senior position (in all but title - and salary), and I find myself having to navigate a daily struggle of trying to not have an absolute shit fit every time I have to dive into the depths of some of the code.
Compounded onto that is the knowledge that most of the team are on comparable salaries (within a couple thousand) of mine, purely owing to length of service.
We're talking salaries for mid-senior level devs, for people that at market rates would command no more (if even close) than a junior rate.
The problem is that I'm aware of how bad things are, but then somehow I'm constantly surprised and confronted with ever more insane levels of shitfuckery, and... I'm getting tired.
It's been 7 months, I love the job, I'm working in the charity sector and I love the fact that the things I'm working on are directly improving people's lives, rather than lining some fintech fatcat's pockets.
I guess this was more a rant than a question, and also long time no see...
So my question is this:
- How do you deal with this?
- How do you go on without just dying inside every single day?8
Next week I'm starting a new job and I kinda wanted to give you guys an insight into my dev career over the last four years. Hopefully it can give some people some insight into how a career can grow unexpectedly.
While I was finishing up my studies (AI) I decided to talk to one of these recruiters and see what kind of jobs I could get as soon as I would be done. The recruiter immediately found this job with a Java consultancy company that also had a training aspect on the side (four hours of training a week).
In this job I learned a lot about many things. I learned about Spring framework, clean code, cloud deployment, build pipelines, Microservices, message brokers and lots more.
As this was a consultancy company, I was placed at different companies. During my time here I worked on two different projects.
The first was a Microservices project about road traffic data. The company was a mess, and I learned a lot about company politics. I think I never saw anything I built really released in my 16 months there.
I also had to drive 200km every day for this job, which just killed me. And after far too long I was finally moved to the second company, which was much closer.
The second company was a fintech startup funded by a bank. Everything was so much better than the traffic company. There was a very structured release schedule, with a pretty okay scrum implementation. Every team had their own development environment on aws which worked amazingly. I had a lot of fun at this job, with many cool colleagues. And all the smart people around me taught me even more about everything related to working in software engineering.
I quit my job at the consultancy company, and with that at the fintech place, because I got an opportunity I couldn't refuse. My brother was working for Jordan Belfort, the Wolf of Wallstreet, and he said they needed a developer to build a learning platform. So I packed my bags and flew to LA.
The office was just a villa on the beach, next to Jordan's house. The company was quite small and there were actually no real developers. There was a guy who claimed to be the cto of the company, but he actually only knew how to do WordPress and no one had named him cto, which was very interesting.
So I sat down with Jordan and we talked about the platform he wanted to build. I explained how the things he wanted would eventually not be able with WordPress and we needed to really start building software and become a software development company. He agreed and I was set to designing a first iteration of the platform.
Before I knew it I was building the platform part by part, adding features everywhere, setting up analytics, setting up payment flows, monitoring, connecting to Salesforce, setting up build pipelines and setting up the whole aws environment. I had to do everything from frontend to the backest of backends. Luckily I could grow my team a tiny bit after a while, until we were with four. But the other three were still very junior, so I also got the task of training them next to developing.
Still I learned a lot and there's so much more to tell about my time at this company, but let's move forward a bit.
Eventually I had to go back to the Netherlands because of reasons. I still worked a bit for them from over here, but the fun of it was gone without my colleagues around me, so I quit last September.
I noticed I was all burned out, had worked far too much, so I decided to take a few months off and figure out what I wanted to do with my life. I even wondered whether I wanted to stay in programming.
Fast forward to last few weeks. I figured out I actually did want to work in software still, but now I would focus on getting the right working circumstances. No more driving 3 hours every day, no more working 12 hours every day. Just work close to home and find a company with the right values.
So I started sending out resumes and I gave one recruiter the chance to arrange some interviews too. I spoke to 7 companies in the span of one week. And they were all very interested. Eventually I narrowed it down to 2 companies and asked them for offers. And the company that actually had my preference offered me significantly more than I asked for, which settled the deal.
So tomorrow I'm officially signing with them, and starting next week I'll be developing in Kotlin, diving into functional programming and running our code in serverless environments. I'm very excited!
So a few weeks back guy I used to work with contacts me for some dev work on a UK project he is working on, it's the Thursday and they need the thing the coming Monday. I tell him it's totally impossible, and it was so he asks what can done and how much, as well as how much for the entire project.
I stipulate exactly what can be done, with exclusions and say 7.5k and them mail over a detailed quote for 30k for everything.
I get told it's all fine, I must go ahead. I get through a bit more than expected by the Monday, but they still needed something to demo and I set I can get enough for demo in place by Thursday.
They demo to business and money and all that and everyone is happy and tell me to finish up along with some changes, and I don't even adjust the price as it was more work they wanted outside of the original spec.
Get to probably 80% done and they say we need to pause they need to look over other feedback.
Next thing, the PM come back, no they were never actually happy with the quote and they found some other guy willing to do the entire thing for 7.5k and they willing to only give me that for the code I have written so far. Cunts.
Anyway, he tries to take some blame for it, even though I know it's BS and says he will pay in another 7.5k from his share if I am willing and we call it quits.
This people, is why I don't freelance.
I feel sorry for this new kid, he clearly under quoted, and yes I am expensive, but with decades experience having worked on international projects for one of the largest digital asset management firms, my countries leading fintech dev house and now the lead developer for my countries largest insurance software dev house, you damn fucking strait my free time comes at a premium, as you are getting top fucking quality, 100% tested, high performing code.
They can go fuck an entire flock of ducks when they come back after this half ling fucks up the diamond I coded up for them.
Even funnier, they a UK based company, so for them this was a 1.5k project. Cheap cunts.3
Guys, I have an interview Friday to a company I don't necessarily want to work for but I need the job because I just finished a coding boot camp not too long ago. What are some templates for Fintech, business macho companies that I can work on? Also, my resume sucks ass. Any advice is appreciated.5
Recruiter called me to present me a job in fintech.
Arguing about how work standards are important and that task oriented work culture is great.
Recruiter (can’t find any argument): All people work in office. It’s financial institution they need to protect privacy.
Me: AWS on last summit presented show case of whole bank from EU in their cloud infrastructure.
And we argued for at least 10 minutes where me was talking about losing time and task oriented workplace with specified goals and listening about how brilliant people are there and how much they believe in opensource.
I started believing they want me to go to work to indoctrinate me and make me corporate pig.
Hell no I am to old for that.10
"We are applying deep learning, NLP, machine learning, Big Data frameworks and other technologies to produce outstanding fintech products in areas of robo advisors, stocks and cryptocurrencies analysis, digital assistants, prediction of customer behavior, deep learning analysis of alternative data (satellite images) and other areas."
SWE in fintech in MNC, job involves "bigdata' . Get paid >> avg
I FUCKING HATE IT. THIS PLACE IS A REAL DREAM-KILLER.
Size of the big-data ??? <50 GB ! Entire place runs on gimmicks and show off.
PO is a dumb cock sucker with minimal tech idea. He is busy sucking up business users and dictating us to rearrange tiles on reports all day long.
Fed up with all this shit , I decided to give GRE and apply for masters in Computer Vision .
For good GRE verbal score , I need to learn 1100 words , 90% of which I have never heard in my entire life.
WHAT THE ACTUAL FUCK ????????
Will my dream of working as a vision scientist for autonomous cars never come to life ???????
Plz motivate me to get out of this shit-hole1
Need some advice. I'm 19, working on my own fintech startup. Should I apply to Ycombinator or finish high school first? The prototype is basically ready, but the Winter 2018 YC is taking place while I have school. What should I do?8
What is the best programming language for fintech - Python or Java?
Here's the graphic from Cleveroad's research: https://cleveroad.com/blog/...
What's your opinion?9
Towards the end of my art degree we were encouraged to setup portfolio sites. Most people used iWeb but I went to a DreamWeaver workshop and built mine and my girlfriend's.
Then I got into WordPress, read some good books and decided to pursue a career in it. Got my masters while working part time as a postman and my first job as a front end dev with a medium sized fintech.3
I joined a company who works in fintech technologies and I have almost zero knowledge of the field... Where should I begin?3
Currently it's hard to tell in some financial apps if log it means finish my current session or completely remove me from the app.
Any one here in the Netherlands that considers to start freelancing? I'm asking this because I'm a freelancer myself and joined a cooperation. This allows me to focus 100% on what I love doing. The cooperation does everything else for me: legal, sales, finance, trainings, events etc. etc.
In fact, the only thing that is left for me to do is my income taxes once a year but even that can be arranged!
We are always looking for highly skilled people to join us. Many areas: development, agile, testing, fintech etc.
If you want to start freelancing but have any doubts in taking that step feel free to contact me. I can help you out!!
Working with external teams on this new project involving pretty sensitive stuff like bank transactions.
Talking about user flow and how to handle authentication, like 2-factor and stuff.
Newish guy on external team (though experienced) says they have a proposal.
... like "What was you first car" security questions...
awkward silence in room...8
Just completed a web project for a fintech start up. We usually complain about clients’ demands and satisfactions. But look, some designers are full of surprises! SMH.
Decided to continue my studies because I really wanted to go into Artificial Intelligence. Even though I've learnt some here and there in Machine Learning, Deep Learning and its various modules of supervised and unsupervised learning but I felt like that I'm not getting anywhere and need some proper guidance. Decided I could take a Masters in this specific field with a lecturer's guidance.
Enter my boss, I've asked for consent if its OK for me to continue my studies. He goes on and on that employees are valuable and that we're at the start of a big project currently (even though I've asked that I'm thinking of taking the next intake in September 2019) and couldn't afford to lose my time to studying A.I. Not only that, he insulted that A.I. is useless in a Fintech company. And instead he wants me to learn about blockchain tech.
Who is the choosing beggar here?
I mean OK, I get it. I've seen mature students who took on part-time studies to get diplomas and degrees and I understand the huge stress in assignments and research. I'm well aware of that and I've done self-paced studies for a long time now. I believe I can handle the pressure and time management in juggling between work, study and life through past experience and observation. How is this any different aside from doing towards a degree?
He even felt threaten that I might leave and get a better and different job after I graduate. Does he think I'm stupid to tell him about my intention if I knew that I'll be getting a better paying with more perks job than what I already have with him? I didn't want to leave my good job as there's loads of things I want to do for the company. But since his attitude towards my education pursuit shows, I think I just might. I don't know. I like the company I'm working for. Just not for him.3
Anyone work on alternative mainframe banking software? Like https://temenos.com/en/solutions/... It kinda looks just like software now, which is a good thing.2
Being a quant developer based in the UK, do you think it's possible to find a job in US? Ideally I was thinking to approach a fintech.. What are the real obstacles in doing this?5
How difficult is it to decide for your own future?
It's a month that I'm in total panic 'cause of a difficult choice I have to make about my job.
I really need some external opinions and points of view from other developers, maybe more experienced than me (I'm a medium-junior JS developer).
The situation is as follows:
1) I work as a Frontend Web Developer for a wonderful enterprise-like company with 100+ employees, where the individual rights are fully respected, there are no whatsoever pressures and there is a peaceful paradise-like atmosphere most of the days. I also love my teammates, which is something rare because I often dislike other humans.
2) I received a proposal from a Fintech startup, which required me a long time to complete a complex programming test they gave me. They look all very young, modern, fast and passioned about their job. But they are only living with bank's investments and are not producing any money at the moment. Also, I don't know if Fintech will be a successful field in the future.
3) I received another proposal, from a Healthtec startup this time, which has a lovely mission in the medical field, has received millions of investments, it's gaining some KK net each month but has a team of only 2 developers (3 with me if I accept). I know one of the developers and I remember he had issues of not getting paid months ago.
What's the problem with the first company? I totally dislike the product we are building, the development stack (fully Microsoft-based), the company's view (they still sell and think about software like in the 90's) and how the repository is managed. Everyday there are huge problems that end up blocking the frontend work and the final product is super ugly and works only if you know all the quirks behind it.
It's an old-fashioned desktop app with inside Chromium which should execute some components like graphs, tables, forms and shit like this. Every component is configurable through a property editor which is an utter giant mess of collapsed menus. I also suspect that the company's main business model is based on the difficulty to use this software (because they sell licenses and courses to use it).
There are no modern UX/UI concepts applied at all, nor they seem to care about it.
Each time I propose something there is a huge chain of approval-waiting that end up in a stale mate.
Also, it's useless to show my frustration about all these issues because I count very little in a so populated office.
TLDR: I need to choice if staying in a Enterprise Microsoft-based and old-fashioned company, but in which the atmosphere is paradisiac or accept the risk to work for a Fintech or a Healthtec startup.
What would you do if you were in my situation? What's for you the most stable field in the future?
Many thanks for the attention!6
Just got a message from a recruiter about an opportunity at a FinTech company. Does this mean financial tech? Please tell me this isn't a thing.1
Hey testing geeks, I just come up with "FinTech product" when I was on the train. I am just curious about what's the trendy technology for FinTech product in banks. So what would be the best automation testing scenarios to be used to test FinTech product? Time to open your bain.