I'm drunk and I'll probably regret this, but here's a drunken rank of things I've learned as an engineer for the past 10 years.

The best way I've advanced my career is by changing companies.

Technology stacks don't really matter because there are like 15 basic patterns of software engineering in my field that apply. I work in data so it's not going to be the same as webdev or embedded. But all fields have about 10-20 core principles and the tech stack is just trying to make those things easier, so don't fret overit.

There's a reason why people recommend job hunting. If I'm unsatisfied at a job, it's probably time to move on.

I've made some good, lifelong friends at companies I've worked with. I don't need to make that a requirement of every place I work. I've been perfectly happy working at places where I didn't form friendships with my coworkers and I've been unhappy at places where I made some great friends.

I've learned to be honest with my manager. Not too honest, but honest enough where I can be authentic at work. What's the worse that can happen? He fire me? I'll just pick up a new job in 2 weeks.

If I'm awaken at 2am from being on-call for more than once per quarter, then something is seriously wrong and I will either fix it or quit.

pour another glass

Qualities of a good manager share a lot of qualities of a good engineer.

When I first started, I was enamored with technology and programming and computer science. I'm over it.

Good code is code that can be understood by a junior engineer. Great code can be understood by a first year CS freshman. The best code is no code at all.

The most underrated skill to learn as an engineer is how to document. Fuck, someone please teach me how to write good documentation. Seriously, if there's any recommendations, I'd seriously pay for a course (like probably a lot of money, maybe 1k for a course if it guaranteed that I could write good docs.)

Related to above, writing good proposals for changes is a great skill.

Almost every holy war out there (vim vs emacs, mac vs linux, whatever) doesn't matter... except one. See below.

The older I get, the more I appreciate dynamic languages. Fuck, I said it. Fight me.

If I ever find myself thinking I'm the smartest person in the room, it's time to leave.

I don't know why full stack webdevs are paid so poorly. No really, they should be paid like half a mil a year just base salary. Fuck they have to understand both front end AND back end AND how different browsers work AND networking AND databases AND caching AND differences between web and mobile AND omg what the fuck there's another framework out there that companies want to use? Seriously, why are webdevs paid so little.

We should hire more interns, they're awesome. Those energetic little fucks with their ideas. Even better when they can question or criticize something. I love interns.

sip

Don't meet your heroes. I paid 5k to take a course by one of my heroes. He's a brilliant man, but at the end of it I realized that he's making it up as he goes along like the rest of us.

Tech stack matters. OK I just said tech stack doesn't matter, but hear me out. If you hear Python dev vs C++ dev, you think very different things, right? That's because certain tools are really good at certain jobs. If you're not sure what you want to do, just do Java. It's a shitty programming language that's good at almost everything.

The greatest programming language ever is lisp. I should learn lisp.

For beginners, the most lucrative programming language to learn is SQL. Fuck all other languages. If you know SQL and nothing else, you can make bank. Payroll specialtist? Maybe 50k. Payroll specialist who knows SQL? 90k. Average joe with organizational skills at big corp? $40k. Average joe with organization skills AND sql? Call yourself a PM and earn $150k.

Tests are important but TDD is a damn cult.

Cushy government jobs are not what they are cracked up to be, at least for early to mid-career engineers. Sure, $120k + bennies + pension sound great, but you'll be selling your soul to work on esoteric proprietary technology. Much respect to government workers but seriously there's a reason why the median age for engineers at those places is 50+. Advice does not apply to government contractors.

Third party recruiters are leeches. However, if you find a good one, seriously develop a good relationship with them. They can help bootstrap your career. How do you know if you have a good one? If they've been a third party recruiter for more than 3 years, they're probably bad. The good ones typically become recruiters are large companies.

Options are worthless or can make you a millionaire. They're probably worthless unless the headcount of engineering is more than 100. Then maybe they are worth something within this decade.

Work from home is the tits. But lack of whiteboarding sucks.

Friend: Why don't you just quit your job?
Me: I want to, I just can't right now, it would cause too many issues.
Friend: oh really? Will it affect your health insurance or pension?
Me: No my office is the shipping address for my new iPhone. Haven't got it yet.
Friend: Oh ffs .... seriously?

You know what? Fuck this shit. We spend most of our life locked down in a school, we are being told facts, tested and stressed for many years with the only hope to get out as soon as possible.
Failing is something that keeps you there indefinitely.
Parents keep pushing on kids to achieve the best and get good grades to have a job.
Then something happens.
You get out of school and what happens?
You start working.
A.k.a modern slavery...
Employers thinks that since you are young they are doing YOU a favor if they decided to hire you.
So you find yourself having to do the same tasks everyone is doing, perhaps you are even fully capable of managing them and get the shit done but guess what!!
You are paid the minimum.
You barely make enough to pay off your rent which keeps you locked away from Holidays abroad, from that huge cake you desperately want.
And guess what! Try to raise your voice and you'll get fired in a Matter of seconds, replaced with someone else which accepts any condition.
You dream of a house, a family and a car but you can't even eat healthy with that salary.
So you are forced to buy cheap and low quality food from the same store again and again till you had enough and spend some days with that horrible feeling...
Calling you to get a job interview feels like they are doing you a favor, they always try to give the minimum possible and expect you to work in a serious manner and respect their deadlines.
Colleagues earn a lot more even though they aren't doing anything different from you.
For the first year you won't have any holiday, let alone traveling or anything different from just staying home for 3 days straight.

Banks won't give you a loan because your job doesn't pay off
The day that your car is broken you struggle to eat the whole month.

On top of that, taxes. Because they aren't taking away enough.

I don't want to live this life, I don't want to become a modern slave and work 8-17 everyday for the rest of my life and retire with a shitty retirement pension that won't probably grant me anything again.

I had enough of this shit.
I don't want to go back to work and pretend to do what I am supposed to do with a smile on my face knowing that I am just a number and that no matter how skilled I am I can always get replaced with N number of people for a lower salary of mine.

I am tired
I dream of a life that I won't ever reach this way.

Today I looked up houses prices and felt like shit.
I will never in my entire life be able to afford something so expensive, let alone buying furnitures and what is needed or what I like.

I dream of having my place, my dog and my family but apparently I am asking too much.

How is this even fair in 2018/2019?

I... I am... Speechless.
I wonder how many people out there are in the same situation or even worse and I can't even wrap my mind around that.

This is just modern slavery.

My boss makes a shit load of money from young people that can't complain because they are threatened and will eventually be replaced...

This is my rant.

Haven’t posted here in a while, life has changed lots since last time. I applied to a new job in September/ October last year, called in for 1st round of interviews in December, got job offer in Valentine’s Day this year. I got a 42% Pay rise increase by going from private media company to governmental company.

Plus the annual pay and pension negotiations just got completed (all gov employees), so that’s a 1.55% payrise. And because I’m in an union, I might get another 1.24% payrise later this year.

So now I work at the National Archives of Norway. Which is just awesome.
Attaching a picture of my new desk, just missing the new 27” monitor I added on the left side.

this is how I destroyed my career in IT and how I'm headed to a bleak future.

I've spent the last 10 years working at a small company developing a web platform. I was the first developer, I covered many roles.
I worked like crazy, often overtime. I hired junior dev, people left and came. We were a small team.
I was able to keep the boat afloat for many years, solving all the technical problems we had. I was adding value to the company, sure, but not to mine professional career.

There was a lot of pressure from young developers, from CEO, from investors. Latent disagreement between the COO and the CEO. I was in between.
Somehow, the trust I built in 10 years, helping people and working hard, was lost.

There was a merge, development was outsourced, the small team I hired was kept for maintenance and I was fired, without obvious explanations.Well, I was the oldest and the most expensive.

Now I'm 53, almost one year unemployed.
I'm a developer at heart, but obsolete. The thing we were doing,
were very naif. I tried to introduce many modern and more sophisticated software concepts. But basically it was still pure java with some jquery. No framework. No persistency layer, no api, no frontend framework. It just worked.

I moved everything to AWS in attempt to use more modern stack, and improving our deployment workflow.
Yes, but I'm no devop. While I know about CD/CI, I didn't set up one.

I know a lot of architectural concepts, but I'm not a solution architect.

I tried to explain to the team agile. But I'm not a scrum master.
I introduced backlog management, story mapping, etc. But I'm not a product manager.

And before that? I led a team once, for one year, part of a bigger project. I can create roadmap, presentations, planning, reports.
But I'm not a project manager.

I worked a lot freelancing.
Now I'll be useless at freelancing. Yes I understand Angular, react, Spring etc, I'm studying a lot. But 0 years of experience.
As a developer, I'm basically a junior developer.

I can't easily "downgrade" my career. I wish. I'll take a smaller salary. I'll be happy as junior dev, I've a lot to learn.
But they'll think I'm overqualified, that I'll leave, so they won't hire me even for senior dev. Or that I won't fit in a 25 y.o. team.

My leadership is more by "example", servant leader or something like that. I build trust when I work with somebody, not during a job interview.

On top of that, due to having worked in many foreign countries, and freelancing, my "pension plan" I won't be able to collect anything. I've just some money saved for one year or so.

I'm 53, unemployed. In few years time, if I don't find anything, it will be even harder to be employed.

I think I'm fucked

I left a well paid job with a very good pension plan for an exciting startup job. Whats wrong with us developers ;)

Yeah sure, the Metaverse will be bigger than the Internet.

I really believe that. Short of a system collapse, there's nothing which will stop some Web/VR/AR amalgam from eventually going mainstream. If anything, a prolonged pandemic will make humans hunger for more digital entertainment and socializing options.

Might take 5 years, or 25, but it will happen in some form. Eventually, people will even readily accept various augmentations to their bodies to further immerse themselves and connect to digital experiences.

BUT:

We're still pre-bubble.

Does no one remember the dotcom crash?

Facebook/Meta will become the new Yahoo, decimated to a sliver of its former glory. Million dollar hype NFTs will become the new $10 parked domain names. 99.99% of all current efforts and content will end up like a modern day Geocities Archive.

So yeah... when I read that my pension fund is considering "investing in metaverse technologies"...

...you fucking bet it's time to transfer to a different fund!

Finally handed in my resignation. It’s a lengthy one, so that’s going to sting on Monday haha.

However, I signed a new contract Friday, better pay, better benefits, pension etc.

Onwards and upwards, feels good.

#justathought

There are 6 stages of an man's live that he wish for

1. Child phase and school phase : don't know what it was, can't remember mine

2. Teenage phase : study, exploring new areas, competition, body building, getting into relationships , breakups, dreaming, etc

3. Ambitious phase : getting graduate, changing jobs , lust for money, tensions, parties, ambitions, cars ,new houses , marriage, honeymoons and kids

4. Family settled phase : permanent job, nice salary, long family trips , fun time with kids, paid holidays, hardworking phase

5. No tensions settled phase : children getting graduate, marrying, trying to settle themselves, you and your wife having enough money or pension to live peacefully, you are playing golf with friends, doing excersize nd charity regularly, etc

6. Permanently settled phase : lie peacefully in your death bed and wait for eyes to close in sleep forever

..
..
..
..
..
What life gives : "fuck that shit... let's mix some of these stages, replace some of them with opposite/ negative stages and skip some of them"

German bureaucracy, German tax offices, German pension insurance: of course we should feel very lucky and grateful for those institutions but currently, all they do is keep frustrating me with their kafkaesque bureaucracy. Don't they have anything more useful and productive to do than bother me with their bean counting?!

Competent software engineers are in high demand in Belgium. If you are looking for a workplace that treats devs as demi-Gods, relocate now.

Perks available to you are:
- working from home 2-5 days/ week.
- English at the workplace because the northern & southern parts don't speak each other's languages
- terrible rush hour traffic jams allowing you to flexibly choose your schedule as long as there is enough overlap
- pension & hospital insurance
- a company car (electric or fuel)
- ability to get away with any lack of soft skills as long as you're technically strong
- a competitive salary (2-4k/mo), even with almost half of it being eaten by taxes
- limited competition, because there's a sore lack of competent developers

welcome to the first day of the rest of your life

🤡🤡🤡🤡🤡🤡🤡

The global joke of Information Security

So I broke my iPhone because the nuclear adhesive turned my display into a shopping bag.

This started the ride for my character arc in this boring dystopia novel:

Amazon is preventing me from accessing my account because they want my password, email AND mobile phone number in their TWO.STEP Verifivation.
Just because one too many scammers managed to woo one too many 90+y/o's into bailing their long lost WW2 comrades from a nigerian jail with Amazon gift cards and Amazon doesn't know what to do about anymore,

DHL is keeping my new phone in a "highly secure" vault 200m away from my place, waiting for a letter to register some device with a camera because you need to verify your identity with an app,

all the while my former car insurance is making regress claims of about 7k€ against me for a minor car accident (no-one hurt fortunately, but was my fault).

Every rep from each of the above had the same stupid bitchass scapegoat to create high-tech supra chargers to the account deletion request:

- Amazon: We need to verify your password, whether the email was yours and whether the phone number is yours.

They call it 2-step-verification.

Guess what Amazon requests to verify you before contacting customer support since you dont have access to your number? Your passwoooooord. While youre at it, click on that button we sent you will ya? ...

I call this design pattern the "dement Tupi-Guarani"

- DHL: We need an ID to verify your identity for the request for changing the delivery address you just made. Oh you wanted to give us ANOTHER address than the one written on your ID? Too bad bro, we can't help, GDPR

- Car Insurance: We are making regress claims against you, which might throw you back to mom's basement, oh and also we compensated the injured party for something else, it doesn't matter what it is but it's definitely something, so our claims against you just raised by 1.2k. Wait you want proof we compensated something to the injured at all? Nah mate we cant do that , GDPR. But trust me, those numbers are legit, my quant forecasted the cost of childrens' christmas wishes. You have 14 days or we'll see you in court haha

I am also their customer in a pension scheme. Something special to Germany, where you save some taxes but have to pay them back once you get the fund paid out. I have sent them a letter to terminate the contract.

Funniest thing is, the whole rant is my second take. Because when I hit the post button, devrant made me verify my e-mail. The text was gone afterwards. If someone from devRant reads this, you are free to quote this in the ticket description.

Fuck losing your virginity, or filing your first tax return, or by God get your first car, living through this sad Truman dystopia without going batshit insane is what becoming a true adult is.

I am grateful for all this though:

Amazon's safety measures prevented me from spending the money I can use to conclude the insurance odyssey, and DHLs "giving a fuck about customers" prevention policies made me support local businesses. And having ranted all this here does feel healthy too. So there's that.

Oh, cherry on top. I cant check my balance, because I can only verify my login requests to my banking account wiiiiiiith...?

Wow, didn't notice at first! But devRant is fast again! After all those weeks. I really thought we were doomed now. Still, i did see lesser activity during the slow period, hope it didn't cost some members. Wouldn't be weird. I expect to end up alone here around 2050. Switched to apple, because Lensflare still updates his app. Still not accepting that his app became the official one. In 2050, dfox will have his pension maybe and devRant will be actively maintained again! Or he gives it to his grand kids.

what brothers me is the experience requirements like motherfucker, if I had all those years I'd be retired by now. you gov? wanna cut my pension is it?

I am sitting here fixing some asshole's fuck up (he went and fucked around with the certificates on the Sonic Wall - now DPI SSL doesn't work anymore and people are wondering why things aren't working as they used to).

I have been offered an opportunity to work in a place that is about 1000 miles from where I currently work. The pay is a bit better, and I get benefits (like health, pension, etc - where here I don't get shit).

The issue is that my family and what not are this side. They are begging me not to leave. They don't know that I have been considered for the job.

Not going to lie, the last time I moved away, I nearly died because I have a family to support, and I was porting all my funds back to them (yeah - the one who cheated).

I am anxious as fuck, and today I have an interview.

I don't know if going is the right thing to do. There is so much opportunity, and I might stuggle for about a year - but is the struggle worth it.

I cannot take it where I am now. They appointed a new guy, and he is monumentally fucking everything up. He also doesn't shut up. Even if you ignore him, or tell him that you are busy - he just goes on and on talking. Fuck my life.

Anyways, will see how things go - I don't know what is right - perhaps it will come to me.

I'll let you guys know what happens, not that anyone might directly care - which is fine.

Time to go fix CA, and then code until I die.

Why?! Why do companies need to build a useless application for their product every... single... time? It's not like I'm going to watch the state of my (future) pension every single day, I only want to update my personal information.

(I kinda get why, but still, you can get similar features out of a PWA as well, which is less annoying for the end user)

tax, pension, etc deductions increased so my recent paychecks are less than previous ones, if this stays this way i guess i'll hopefully get a bigger tax refund later

still sadge

Hey guys,

I need your advice about deciding wether to work as a freelancer for a startup or no.
So this French startup is couple years old and they decided to build a team in my country. I went to the interview few weeks ago and we discussed the projects, details, potential salary and everything seemed great.

Couple days ago I received a service contract from them and now I need to decide to work for them or no.

Plan is for them to come to my country, rent an office and I should go there and work for them.
The salary that they offered is medium level and they will not have any legal entity in my country. However it’s not a problem for me since I have my own LTD company so I would pay salary on my own.

However there are some cons:

My team members are being hired as freelancers, however salary is defined with a daily rate instead of hourly and we are allowed to work maximum 20 days a month. It is not clear how many hours a week/month they will expect us to work and at this point I’m afraid to rock the boat with my questions. I understand that I shouldn’t receive any health insurance, sick leave pays, vacation days, home office, pension contributions and so on. But it’s so weird that they pay per day instead of per hour. It screams with unpaid overtime.

Payment time is 30 days after invoice has been sent. So If I started working from September 01, I will send them invoice at September 30, then I will work all October and will receive my money only around end of October. Working 60 days to receive my first salary doesn’t seem nice.

Notice period is 30 days. Which is fine on my end since I can be completely free after initial notice. But in their case if they want to fire me I guess they will simply not give me any work to do and since I’m charged per day I won’t be able to send them any invoice. No employment safety, which means if after 2-3 months they don’t have anything to do I can get royally screwed. But it’s startup nature I guess?

They don’t provide a laptop to work with. I’m lucky since I have a laptop for developing mobile apps, and they said they will at least provide office to work in and a monitor.

All this situation is sending vibes of "we want to save money so we came to your country for cheap labour and now we gonna exploit you"

What complicates matters is that my sister will be working with me and It’s her first job. They agreed to pay her a decent salary and even be flexible with her studies. However this deal for me does not seem too great as I will be receiving mid level salary with no benefits that I would otherwise get.

On the other hand maybe I'm just overthinking this I can just try it out for few months and see where it goes.

Any thoughts?

I’ve become so indecisive in terms of knowing what I want from my career.
All I know is what I don’t want (to end up a in management)

I’m definitely getting a new job and right now it looks like I’ve got 3 offers on the table

Option 1, a previous company I worked for. Still the same problems with the company there as before but the work was interesting and unusual. and my line manager was a good guy.
They have practically no legacy code.
Not much in the way of company benefits but they’re local and it would be nice to see friends again.
So feels like the pull to this is strong.

Option 2, a fully remote company that I’ve been referred to by an ex-workmate.
They’ve not even tech tested me because they’ve read my blogs and GitHub repos instead and said they’re impress. So just had a conversation with them. I feel honoured that they took the time to look at what I’ve done in my own time and use that in their decision.
Benefits are slightly better than option 1 (more hols)
But they’re using .net 6 and get a lot of heavy use on their system and have some big customers. I think the work is integrations to start with and moving services into docker and azure.

Option 3, even though I’ve got an offer from this one but they can’t actually explain the work until We can arrange a call next week (they recruit and then work out what team your in, but Christmas got in the way of me having a call with them straight away)
It’s working on government systems and .net is their least used stack so probably end up switching to Java. Maybe other tech stacks too.
This place has much better benefits than option 1 and 2 (more hols and more pension), but 2 days a week in office.

All of the above pay the same salary.

Having choice feels almost as bad as having no choice.
It’s doing my head in thinking about it , (even tho I might as well not think about it at all until the call with option 3 happens).

On the one hand with option 3, using a tech stack that’s new to me might be refreshing, as I’ve done .net for 10 years.

On the other hand I really like c# and I’m very good at it. So it feels a bit like I should be capitalising on that and using my experience to shape how the dev is done. Not sure I and I can do that with option 3, at least for a while.
C# feels like it’s moving forward nicely and I’m not sure I can say the same for Java or other languages.

I love programming and learning new stuff but so unable to let things go. It’s like I have a fear that c# will move on without me and I’ll end up turning into one of those devs whose skills are a decade out of date.

Maybe the early years of my career formed me in this way.
Early on I worked at a company where there was a high number of Cobol devs who thought they had a job for life.
But then redundancies came and many left. Of those who stayed they had to cross train to Java and they just couldn’t do it.

I don’t think the tech was hard for them, I think they were just so used to not learning that they could no longer adapt.
Think most of them ended up retiring after trying to learn Java for a few years.

Not dev related so don't shoot me. If you like writing I figure you maybe might enjoy this and thought I'd share.

This is a section from an unfinished novel about 2050s America, set in a corporate subsidized mega-fevela sprawling across washington state, ruled by gangs and patrolled by the officers of a bankrupt nation suffering through austerity and on-and-off again spasms of mass civil conflict.

"Averice - Sex, drugs, and vice, in the downfall and dying days of america."

we lived in a smoke government, where everything was bullshit they blew up your ass so you could continue make believe while
you were bent over with your head in the hole in the ground you mistook for your ass to start with. And if you questioned it all, one bit, the mouth organ of the state would command
hate upon you, like an old latin curse, with a lexicon armada of phrases like "terrorist", and "troubled individual" to character assassinate you by drowning you in the humbling river of societies mass delusion giver, those two sweet letters "TV."

No, we were on the industry edge here, inventing better bait to catch what the state politiburo labelled 'bandits', all for what?

It had, in later years become fashionable to call those who didn't want to be stolen from any more, projected as it were, "thieves", in the same fashion as those in the middle east, defending
their homeland from foreigners, were labelled "insurgents." Tyranny had not so long ago grown a sense of irony it would seem.

And if you became enemy number one of the state, as thousands were, you would spend your days on the run, always looking over your
shoulder for the states vanish vans--black escalades with men in dark suits and mirrored glasses, like bugmen with shiny inhuman, and inscrutable eyes full of alien malice.

These were sordid summers, full of plastic playhouses where the cost of a days wages you could lay with a synthetic lover and pay away the days tense tax for a good lay, and forget your toils and troubles. And so many were kept in poverty because of easy habit and routine that they forget they were not living.

But for me, I had none of it. I preferred the troubled thing on the corner when I could coax one into my state issued sedan. She was sulky, with bright blonde curls, 19, maybe 20, with empty eyes, as if watching some invisible horizon. And in the glow of the blue neon, among the wet sidewalks, and trash, she leaned into my car. No words were exchanged. I nodded, and
she got into the car, a miniskirt, and slinky little handbag.

This was no more than state business with a bureau guy like me, and for her, little more than the prison trade taken public.

She huffed some powder and climbed spraddle leg onto my lap, grabbing me along my jawline, eyes locked onto the depths of my soul, and
for the next ten minutes as she moved on top of me, I was motionless property while my lusts became animal, and she, my cream cup.

After, I arrested her to the standard protests, but she new the game and quickly hushed. This was the verdant arithmetic of the state. I was awarded x amount of pension points for every criminal, no matter how, and it was no gentle hand, not the judge, not the jury, or the executioner of their will. It was the rigid touch of a long arm, dislocated from the law, and now, like frankenstein's monster, cobbled onto the mechanism of the state not unlike the manner of a combine harvester.

We were the owners of all by virtue of all we could take, and we took all we could get. The serial romeos of state police power, romancing
the unwilling citizenry with televised patriotism and five minute power talks at the beginning of the corporate day.

It could be paradise or a wasteland if we wanted it to be. And for a time it was.

Edit: devrant always breaks my formatting. sigh.

So I'm currently working for a school as an IT person. I love my job but it's only part time and low wage. I also go to college 2 classes a semester.

I love what I'm doing and I love the team I work with but it can also be extremely stressful (beginning of school year). I also don't know where there is to go in terms of advancement other than going full time.

Although I don't want too I'm thinking about looking at other jobs again and trying to see if I can find something better. But at the same time I'm earning a pension at the school and I'm really enjoying what I do except for the stress.

Anyone have any thoughts on this? What should I do? Should I stay? Should I leave? Or should I stay but work on my open source contributions and hope that those earn me a better job in development?

!dev

So, today until Sunday, a fairly general strike is going on based on how our government wants to set up our pension or something..

Now I have to call and wake up my friggin' dad to bring me to work, and probably come and get me too...

That's not all, even.. most people still go to work by car, generating a lot of traffic...

Will I be too late at work today? Probably.

Fucking A!

I am afraid, I don't even wanna have a look at how my pension fund is doing in the stock market these days ... Not that it has shares of Huawei, but all this instability caused by Trump is just bringing down the whole market. Won't this guy ever stop tweeting shit and taking stupid decisions without thinking twice?

EMAIL\\Tech cybers force recovery @ cyberservices . com

WhatsApp\\ +.1.5.6.1.7.2.6.3.6.9.7

I nearly lost $235,000 of my pension funds to a self-proclaimed broker I connected with on LinkedIn. This individual promised me an impressive 35% return on every investment, including bonuses. At the time, I was seeking financial freedom and saw this as a golden opportunity. I was eager to make my money work for me, so I invested quickly without fully understanding the risks involved. Unfortunately, I didn't realize that I was actually putting my funds in the hands of a scammer looking to profit at my expense. At first, things seemed fine. I received some early "profits," which reassured me and made me feel more confident in my decision. But soon, the situation took a turn for the worse. I tried to withdraw my funds, but the broker began making excuses. They claimed that additional fees were required before I could access my profits and capital. The more I tried to withdraw, the more hurdles they put up. It was at this point that I realized I had been taken for a ride. The broker wasn't interested in helping me grow my wealth, he was only looking to take advantage of my trust and hard-earned money. Panicked and desperate to recover my funds, I turned to the internet in search of a legitimate solution. That's when I came across reviews of Tech Cyber Force Recovery, a professional fund recovery service. I was initially skeptical, having read about so many fake recovery firms that promise results but end up scamming victims further. However, after doing some research and reading positive testimonials from real people, I decided to reach out to Tech Cyber Force Recovery. To my relief, they immediately took my case and assured me that they would work to retrieve my funds. What impressed me the most was their transparency; there were no upfront fees, and they explained every step of the process. Within a short time, they managed to recover my entire $235,000 investment, including my profits. I couldn't believe it. This experience taught me a valuable lesson about the dangers of online investments and the importance of being cautious when dealing with unknown brokers. I am grateful to Tech Cyber Force Recovery for their professionalism and dedication in helping me get my money back. If you've fallen victim to a similar scam, I highly recommend reaching out to them. Legitimate recovery firms still exist, and they can help you reclaim what’s rightfully yours. Don’t make the same mistake I did to protect your financial future!

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I’m Sarah K, a retired English teacher at Maplewood High School. For most of my life, I dedicated myself to teaching young minds, helping them shape their futures through literature and language. But nothing could have prepared me for the experience that would shake me to my core losing 17 BTC to a fake Elon Musk giveaway. It all started innocently enough. After retiring, I found myself looking for ways to supplement my savings, which had dwindled after years on a teacher’s pension. I had heard about cryptocurrency from a few friends and read a few articles, but I didn’t fully understand it. That’s when I stumbled across a post online that seemed too good to ignore. A promotion claiming that Elon Musk was giving away Bitcoin as part of a special event. The ad looked professional, the message was convincing, and the link seemed legitimate. I thought it was a once-in-a-lifetime opportunity. After all, Elon Musk had made so much noise around Bitcoin. It seemed like the real deal. The offer promised that anyone who sent Bitcoin to a specific address would receive double the amount back. My excitement got the best of me. I thought to myself, If I send a little, maybe I’ll get a return to help me enjoy my retirement more. So, I sent the Bitcoin, 17 BTC in total, to the address provided. But when nothing happened when I received no confirmation and the website went dark I knew something was wrong. I tried reaching out, but all my messages went unanswered. It became clear that I had been scammed. The emotional toll was immediate. I felt foolish, devastated, and completely exposed. My savings were tied up in that cryptocurrency, and suddenly, I was left with nothing. The financial loss was hard enough to handle, but the emotional weight of it was even worse. I questioned everything: my judgment, my understanding of online investments, and the very security I once felt in my own knowledge and experience. That’s when I turned to Digital Tech Guard Recovery for help. Their psychologists first stabilized my trauma, offering support as I processed the shock. Then their engineers took over, analyzing the on-chain data to track the scam’s digital footprint. Thanks to their expertise, Digital Tech Guard Recovery helped me recover all 17 BTC. While the ordeal was painful, I’m grateful for the help I received. It taught me valuable lessons, and now I’m passionate about sharing my story to warn others. I never want anyone to feel the way I did, reach out to Digital Tech Guard Recovery if fallen victim to cryptocurrency scam.

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I’m Sophia K, a retired English teacher at Maplewood High School. For most of my life, I dedicated myself to teaching young minds, helping them shape their futures through literature and language. But nothing could have prepared me for the experience that would shake me to my core losing 17 BTC to a fake Elon Musk giveaway. It all started innocently enough. After retiring, I found myself looking for ways to supplement my savings, which had dwindled after years on a teacher’s pension. I had heard about cryptocurrency from a few friends and read a few articles, but I didn’t fully understand it. That’s when I stumbled across a post online that seemed too good to ignore. A promotion claiming that Elon Musk was giving away Bitcoin as part of a special event. The ad looked professional, the message was convincing, and the link seemed legitimate. I thought it was a once-in-a-lifetime opportunity. After all, Elon Musk had made so much noise around Bitcoin. It seemed like the real deal. The offer promised that anyone who sent Bitcoin to a specific address would receive double the amount back. My excitement got the best of me. I thought to myself, If I send a little, maybe I’ll get a return to help me enjoy my retirement more. So, I sent the Bitcoin, 17 BTC in total, to the address provided. But when nothing happened when I received no confirmation and the website went dark I knew something was wrong. I tried reaching out, but all my messages went unanswered. It became clear that I had been scammed. The emotional toll was immediate. I felt foolish, devastated, and completely exposed. My savings were tied up in that cryptocurrency, and suddenly, I was left with nothing. The financial loss was hard enough to handle, but the emotional weight of it was even worse. I questioned everything: my judgment, my understanding of online investments, and the very security I once felt in my own knowledge and experience. That’s when I turned to FIXER WALLET RECOVERY for help. Their psychologists first stabilized my trauma, offering support as I processed the shock. Then their engineers took over, analyzing the on-chain data to track the scam’s digital footprint. Thanks to their expertise, Fixer Wallet Retrieval helped me recover all 17 BTC. While the ordeal was painful, I’m grateful for the help I received. It taught me valuable lessons, and now I’m passionate about sharing my story to warn others. I never want anyone to feel the way I did, reach out to Fixer Wallet Retrieval Recovers, if fallen victim to cryptocurrency scam.

Hello, my name is Donald, and I’d like to share my ordeal with Market Trade com and how I almost lost a significant amount of money. I’m a doctor based in Dallas, and I invested a portion of my pension funds with Market Trade com, hoping to earn passive income while working at my primary job. I also have a 20 year-old daughter, and my wife tragically passed away a few years ago. As a result, I wanted to secure my financial future, and I thought this investment would help me achieve that .At first, everything seemed fine. I saw some returns, which made me feel more confident about my decision. However, things took a drastic turn when I noticed that a substantial portion of my investment—about $32,000 worth of Ethereum (ETH)—seemed to be missing from my account. I had no idea where the funds had gone. After investigating, I realized that the money had been transferred to a series of soft wallets, which made tracking it down almost impossible. The feeling of panic and helplessness that followed is something I’ll never forget. I couldn’t afford to lose such a large amount of money, especially with my responsibilities to my daughter. I had no clue how to recover the funds, and I thought I was at the mercy of Market Trade com, which didn’t seem interested in helping me. In my desperation, I came across a company called Coder Cyber Services. After reading some positive reviews and reaching out to them, I was relieved to find that they specialized in recovering funds from lost or stolen cryptocurrency. They immediately got to work by tracking the wallets where my funds had been transferred, and within a week, they managed to recover nearly all of my $32,000 worth of Ethereum. I was incredibly grateful for Coder Cyber Service's help. They were professional, responsive, and most importantly, they delivered on their promise. If I hadn’t found them, I would have likely lost everything. I want to share my story as a warning to others who might be considering investing with Market Trade com. While some people may have had positive experiences, my situation turned out to be a nightmare. If you’ve already invested with them and are in a similar predicament, I highly recommend contacting Coder Cyber Services. They were a lifesaver for me, and I’m confident they can help others recover their lost funds too. To know more about the company reach them on their email enquiries@coder-cyberservices.info or WhatsApp/Text : +1 (672) 648-1781.

CYBER SPACE HACK PRO: Your Path to Financial Freedom

My names are Christine Mc Adamson, am from Ohio, USA. 67 years old. Retired two years ago, I had a friend on social media who we always share business ideal and she seems to be very smart and I liked her so I told her about my pension funds and we finally agree to invest in crypto since it’s the fastest way to earn a higher profit, she showed me others trade she has done in the past, more than 20s so I was totally convinced that she got my back. I invested $325,000 on her platform only to discover I just got scammed, she blocked me and stop talking to me immediately I sent the money. That was all my life, i nearly died, was suffering from emotional betrayal cause I really trusted her. Am thankful to Cyberspace hackpro who rescued me, I read an article on BBC news, A lady named Mary wealth was able to get her scammed funds through Cyberspace, so I also give a try and it turns out to be a good one. Please if you are still crying and frustrated over scam experience do contact cyberspace Hackpro now and be rest assured that your stolen funds will be recovered.

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Losing money to crypto theft and other online theft is very devastating and it’s more sad if you can’t get a way to recover the stolen funds. But truth be told, it’s 100percent possible to recover this funds through the remarkable assistance of the best recovery company named FAST LINE RECOVERY SERVICE with the mail: (Fastlinerecoveryservice @ Gmail com) They're tested and trusted as they just got back my pension funds with no penny missing from a fake investment platform using newer fund recovery technologies. This is the real deal, try them out now!!

QROPS Direct: Understanding the HMRC QROPS List and How It Affects Your Pension Transfer

When it comes to managing your UK pension, transferring your pension savings to an overseas scheme can be a great way to gain more control, flexibility, and tax efficiency. One of the most popular ways to do this is through a QROPS (Qualifying Recognised Overseas Pension Scheme). However, it's crucial to ensure that the overseas pension scheme you're considering is HMRC-approved. This is where the HMRC QROPS List comes into play.

At QROPS Direct, we specialize in guiding individuals through the process of transferring their UK pensions to HMRC-approved QROPS. Based at No L4, 10th Main, Indira Nagar, 100 Feet Main Road, Jeevan Bima Nagar, Bengaluru, Karnataka 560075, we offer expert advice and support to help you make the most of your pension transfer, ensuring that your scheme is on the HMRC QROPS List and compliant with UK regulations.

What is the HMRC QROPS List?
The HMRC QROPS List is a list published by HM Revenue & Customs (HMRC) that contains overseas pension schemes that meet the necessary criteria to accept pension transfers from UK pension plans. When you transfer your UK pension to a QROPS, it must be an eligible scheme on this list in order to avoid potential penalties or tax liabilities.

The HMRC QROPS List ensures that the overseas pension scheme you choose is recognized by HMRC and that it complies with all UK regulations, making it eligible to receive pension transfers from the UK. If you transfer your pension to a scheme that is not on the list, you risk facing substantial tax penalties, including a 55% tax charge on the amount you transfer.

Why Is the HMRC QROPS List Important?
Compliance with UK Regulations: The HMRC QROPS List is important because it ensures that the overseas pension scheme is fully compliant with the UK’s pension transfer regulations. Only schemes that meet these criteria are allowed to receive pension transfers from the UK without incurring heavy tax penalties.

Avoiding Tax Penalties: Transferring your UK pension to a scheme that is not on the HMRC QROPS List can result in a 55% tax charge on the pension amount you attempt to transfer. This is why it's vital to ensure that the scheme you choose is approved by HMRC and is listed on the QROPS list.

Security and Transparency: When you transfer your pension to an HMRC-approved QROPS, you can be confident that the scheme has been thoroughly vetted and complies with both UK and international pension standards. This provides you with added security and peace of mind, knowing that your pension funds are in good hands.

How to Check the HMRC QROPS List
The HMRC QROPS List is publicly available and can be accessed on the official HMRC website. It is updated regularly, so it’s important to check for the latest version of the list before proceeding with any pension transfer. The list includes the names of the qualifying pension schemes and their relevant details, such as the country they are based in and the type of pension scheme they offer.

Why Choose QROPS Direct for Your HMRC QROPS Transfer?
At QROPS Direct, we provide comprehensive support and expert advice to help you transfer your UK pension to a QROPS listed on the HMRC QROPS List. Here’s how we can help:

HMRC Compliance: Our team ensures that any pension transfer to an overseas scheme is fully compliant with UK pension transfer regulations. We will assist you in selecting a QROPS from the HMRC QROPS List to avoid any tax penalties.

Expert Advice: Navigating the world of pension transfers can be complex, especially when it comes to understanding which schemes are eligible for transfer. At QROPS Direct, our expert team will guide you through the process and help you select the most suitable QROPS for your retirement needs.

Tax Efficiency: We understand the importance of minimizing tax liabilities on your pension savings. We will help you choose a QROPS that offers favorable tax treatment in your country of residence, ensuring that your pension transfer is as tax-efficient as possible.

Seamless Transfer Process: Once you’ve selected a QROPS from the HMRC QROPS List, we take care of the entire transfer process, ensuring that your funds are moved smoothly and in compliance with all necessary regulations. Our team handles all the paperwork and logistics, making the transfer process straightforward and stress-free.

Ongoing Support: After your QROPS transfer, we continue to provide support, ensuring that your pension continues to grow and is managed in line with your retirement goals.

Benefits of Choosing a QROPS from the HMRC QROPS List
Tax Efficiency: By choosing a QROPS from the HMRC QROPS List, you benefit from favorable tax treatment in your country of residence, helping to maximize the growth of your retirement savings.

QROPS Direct – Your Trusted India QROPS Expert for UK Pension Fund Transfer to India

Transferring your UK pension fund to India can be a complex process, requiring expert knowledge of both UK pension regulations and Indian financial laws. At QROPS Direct, we are proud to be recognized as a leading India QROPS expert and QROPS specialist India, providing clear guidance and professional support for clients wishing to transfer their UK pension funds efficiently and securely.

What is a UK Pension Fund Transfer to India?
A UK pension fund transfer to India involves moving your accumulated pension savings from the UK to a Qualifying Recognised Overseas Pension Scheme (QROPS) based in India. This allows expatriates and Non-Resident Indians (NRIs) to consolidate their retirement savings locally, potentially benefiting from more favorable tax treatment and easier access to their pension funds.

Why Choose QROPS Direct – Your QROPS Specialist India?
Choosing the right specialist to handle your UK pension fund transfer is vital to ensure compliance, minimize costs, and maximize your retirement benefits. Here’s why QROPS Direct stands out as your trusted partner:

Expertise You Can Trust: As an established India QROPS expert, we possess in-depth knowledge of UK and Indian pension rules, making the transfer process seamless.

Tailored Pension Solutions: We understand that each client has unique retirement goals. Our advice is customized to suit your specific financial situation.

Transparent & Reliable: At QROPS Direct, we pride ourselves on clear communication, ensuring you understand every step of your pension transfer.

Regulatory Compliance: We guarantee that all transfers comply with HMRC guidelines and Indian regulations to protect your pension fund.

Dedicated Support: From initial consultation to post-transfer management, our team is committed to providing ongoing support.

How We Help with Your UK Pension Fund Transfer to India
Our step-by-step approach ensures a smooth and hassle-free pension transfer:

Comprehensive review of your existing UK pension plan.

Detailed consultation to understand your retirement objectives.

Guidance on selecting the most suitable QROPS scheme in India.

Management of all paperwork and communications involved in the transfer.

Continued support to help you manage your pension effectively once transferred.

Contact QROPS Direct Today
Ready to discuss your UK pension fund transfer to India? Reach out to QROPS Direct, your trusted India QROPS expert and QROPS specialist India, for expert advice and personalized service.

Business Address:
3rd Floor, #51, 1st Main Rd, Gandhi Nagar, Adyar,
Chennai, Tamil Nadu 600020

Contact Number: +91 99621 70707

Secure your financial future with expert guidance from QROPS Direct. Let us help you make the most of your UK pension in India.