!dev

Bought a house. 😊

When pandemic hit in 2020 I found myself out of work. Until then I used to have a java based pirate gameserver of a MMORPG as a hobby.

When pandemic hit I noticed that online players count increased from like 70 to 200 without much advertising because purely of people being stuck in home. So i decided to scale and spent 2 years with that. What a wild ride it was.

So i invested a bit in ads, managed to reach around 500 online players, opened my own company and launched a couple other successful spinoffs of that gameserver.

First year it was a goldmine but I was doing 10-14 hour days because I had to take care of everything (web, advertising, payment integrations, player support and also developing the server itself, ddos protections and etc.). I made quite a bit of money, saved for a downpayment for mortgage and got an apartment.

Second year I noticed that there was a lot of competition and online players count dropped, but I double downed on this and invested a lot into the product itself and spent most of the time developing a perfect gameserver that would be the big bang while also maintaining existing ones. Clasic overengineering mistake. As you can guess, I crashed and burned on all levels, never even managed to launch my final project because simply the scope was too big and I had trouble finding decent devs to outsource it to, since it was a very niche gameserver.

In the end I learned a lot especially about my own limits and ownership, now Im back to being a dev but working as a contractor.

I believe having actual business owner experience allows me to have different perspective and I can bring more to the table rather than focusing on crunching tasks.

Fucking fuck you fucking fucked up fuckery.

I got fired and signed mortgage at the same day. Well looks like next two months going to be fun.

Time to get drunk.

Probably the most awkward feeling call happened to me just recently.

I was to interview a guy that's like 10 years older from me with 10y more experience in mostly unrelated tech. I was prepared to have some respect for the guy, and was a bit anxious, but that changed quickly.

The first fucking thing he says, on the fucking job Interview is essentially "I've worked in tech for 20 or so years, and I don't appreciate being tested" great start .. needless to say, I tried to reformulate all my prepared Interview questions so they sound as casual as I could while still trying to get him to tell me *anything*. Most of the time I just felt like "why are we even here dude, you clearly don't care about any of this"...

About 12 or so questions later It was finally clear that none of his experience is useful, and even the exp he has sounds like past companies kept him around as a number...

I want to try a few more edge cases, hoping to find anything we could work with, when he calls me out on it and says "Well now you're testing me, I don't like being tested" at which point I pretty much gave up on the dude and let my HR colleague talk.

Then out of nowhere the guy brings up his mortgage, and how he needs money, and how no one wants to give him a job, and that if we don't want him, we should just tell him now.

Then he starts asking how many people we're interviewing, which is obviously stuff we can't answer, I just said "normal amount" to dodge the question at first, but that just made him more closed off and he just silently remarked "so you can be picky..."

That was one of the most painful interviews I had so far. Me and ny colleague pretty much instantly agreed that he's not a good culture fit for us. Probably not a fit for any company really, not with that attitude.

PS: it was a video call, though he had his camera turned off at first, so it was only me with a camera for half the call. He turned it on just about as I had enough of him.

Got my first legit side-gig as a developer (like had to write an SOW and everything): my kids' pediatrician is amazing, but shes switching to a concierge practice, meaning she wont take any insurance, and shes going from about 1500 patients down to about 200. I already pay my mortgage-worth in insurance on a monthly basis, so we were prepared to say adios to her. At my daughter's last appointment, she pulled me aside and said "what can we do to keep you guys as patients?" and i somewhat jokingly suggested "I dunno, need any websites written?"

As a matter of fact, she did: she just fired her practice's web developer, who gave her a shitty wordpress site and fought like hell to avoid any further maintenance or updates for her. She hates the site's current layout (no surprise there) so she is basically giving me full control over a rewrite.

No user logins, no worries about compliance with PII or any of that. Literally just turning a brochure wordpress site into an angular app, hosting it on her own server and eventually building an admin page where she can change the banner text and upload new images.

And my kids will get free, top-notch health care.

Early in my database developer career, I started a new job at a mortgage company. I was poking around the code, just getting familiar with things.

One script identified properties in certain states/territories for special handling:

AND STATECD IN (‘PR’, ‘HI’, ‘AL’)

I thought “Puerto Rico, Hawaii, and ALABAMA?? One of these things is not like the other…”

Yeah, that was supposed to be Alaska (AK)… But they’ve been special-handling properties in Alabama for years.

Manager: You know you really shouldn’t pay off your mortgage faster than you absolutely have to. It’s the cheapest money you’ll ever get!

Dev: I’d rather work towards being debt free. Besides my RRSP (401k) is already maxed out

Manager: RRSPs are a scam! TFSAs (Roth IRAs) are way better

Dev: My TFSA is maxed out too

Manager: 😡 You still shouldn’t pay off your mortgage!

Dev: …

Worst: I lost development contract - probably due to covid - after 4 years of work. I got email when I was at bank seconds before signing mortgage for my first apartment.
I signed it anyways as a technically unemployed person without income looking at the world collapsing.

Best: I gained new contract with 40% money raise. Fuck yeah !

So apparently I own land in dubai. Like three separate mortgages based on the email I received.

Your request (Mortgage Registration)
with request number xxxxx / 2024
has been completed
and you can print your issued certificate from this [link]

I've stripped out the numbers and link.
After confirming it was safe I followed through on a old spare cellphone, and yep, I own three mortgages for properties in dubai.

Except obviously I don't.
Someone used my name, an american, to register mortgages in dubai. *Nice* properties according to the pictures.

What started out as a scam email, or what looked like a scam email, went to an actual government of dubai website, with real mortgage registrations.

How in the fuck does that happen?

The only thing I can think of is someone committed identity fraud, and/or an alphabet agency went through the list of known political dissidents, set up a bullshit mortgage in a questionable territory, and are now using that as a pretext to monitor 'extremists with foreign ties.'

All that for some guy on the west coast that hasn't attended a political rally in his entire life.

Must have been that sign I held at sixteen years old by the side of the road that said "bush lied us into a war, and people died."

or maybe it was that time I told a really enthusiastic obama supporting police officer that it amazed me obama had time to win the nobel peace prize what with all the bombings he carried out against foreign civilians.

I know a developer who works for a Mortgage Company, and he is dangerously incompetent. He used to work for my boss before I did and we both told his new boss how unqualified he is, but because he's able to get things "done" they think he does a good job. But I've been in the code and their entire system could any day just completely Fall Apart and they could be in a lot of trouble and we tell them this and they don't listen to us.

I HATE my work but I STILL go to work because I need money to pay-off mortgage.

Boss: Use the same template that site [X] is using for this project.
Me: [X] is WordPress. Our project is asp.Net/C#. I can't
Boss: Why?
Me: You can't put a round peg in a square hole!
Boss: Why?
Me: [thinking about mortgage] I'll do it.
Boss: Why didn't you say so in the first place?
Me: [die a little inside]

Me and my gf are looking for a house. Since we’re both on temporary contract we want a declaration of intent. For arranging a decent mortgage. My gf get’s called and signed within a day, getting compliments and a thumbs up.

I get called after three days; yeah eh we need to talk about this. I can’t sign this right now. A talk with both director and HR. Let’s get stressed...

I took mortgage and need to pay it off

Not dev related.

I am fucking tired of the house buying process in the England. Honestly it is such shambles that I don't think I have ever encountered anything like this. Nothing is ever predictable, everything and everone works at random timescale and nobody gives a fuck of you as a buyer even if you are paying crazy money. Apparently we are meant to be moving next Monday but contracts haven't been exchanged, my mortgage broker gave incorrect solicitors details to the bank so they are having to redo some paperwork, the buyer of our current place has not responded for last week to confirm the date, the seller we are buying from has been jumping up and down to exchange and here I am with no certainty.

My anxiety and frustration levels are through the roof for last 10 days. I can't wait for it all to be over. I don't think I am ever buying another house unless the process changes. Just needed to vent my frustration somewhere

me: Dad I got a job! It's...

dad: great! you can help pay mortgage!

me: oh shit, should have said nothing..

Hey Code-tards,

We're announcing a new update to our software `FUCK YOU` to include a new 'feature' no one asked and would give a FLYING FUCK about, but we were sitting on our MOTHERFUCKING ASSES and had to justify our salaries somehow.

So this new feature really just makes your life horrible by taking away or breaking all useful features you were PERFECTLY HAPPY with before, but FUCK YOU if you aren't happy with it and don't throw half of your salary our way every month.

Remember our library you were perfectly OK with, that u integrated in your codebase? DEPRECATED from this second onwards. WHY? BECAUSE FUCK YOU ! That's WHY.

Oh yeah, and one last thing before we make your life a living hellhole, give us your SSN, credit card(s) and mortgage payments to us, you money-hungry CUNT. Haven't you heard the phrase already? YOU WILL OWN NOTHING AND YOU WILL BE HAPPY.

never have I ever:
boomers:
- never have I ever cheated on my husband!
- never have I ever paid my mortgage on time!
- never have I ever left my car uninsured!

zoomers:
- never have I ever found a logically sound justification to continue living
- never have I ever had a social interaction without voices in my head telling me my whole life is a secret plot to betray me spectacularly at the end
- never have I ever coped with the realization that the fabric of my reality itself is nothing but assumptions that hardened into beliefs
- never have I ever felt that my life after I started to take my prescriptions is something but a bland, ironed out shadow of what a functioning member of society should feel

There's little irritations that happen when working with clients over time that let you know that they're stuck in the past and definitely not the kind of client you want to have long term.

My personal favorite example:

"Can we put an icon that shows the weather on the banner of the website?"

Note: I don't make "websites," information portals, content pieces, etc.

It doesn't to matter what type of application it is; time tracking, HR, mortgage application, industrial control system, etc. I don't know why, but every single client I've ever had where I've been saddled with one or more people who have no business being anywhere near the term "stakeholder" asked for this stupid, banal, 1995 web portal fuckery. Their shitty little mushroom stamp contribution wasting everyone's time.

What's worse, they want it be prominent in the screen real estate. It can't just be a responsibly sized waste of space like the screenshot's top example (from a company whose entire business is weather, nonetheless). No, it has to be the busiest fucking thing in the control space, as in the example inferior.

Or maybe I'm just wrong and people desperately want to know if the sky is going to piss on them if they leave the cave.

Anyone else have a pet peeve in regards to recurrent, pointless functionality?

Burned out but trapped at work for next 4-6 weeks - need survival tips

I'm 31y/o software dev and I'm completely fried and need advice on how to hang on until I can quit.

After 5 months job hunting, I landed a role that turned into a nightmare. 6 months of being bounced between different teams/scopes/projects with impossible deadlines and covering for incompetent managers/colleagues has left me burned out. Problem is, I'm finalizing a mortgage and can't quit or take sick leave without messing up income verification stage. Need to survive 4-6 more weeks.

Work is toxic and unpredictable - not enough resources given, blaming, shifting priorities, undefined tasks, endless meetings. Fake sense of urgency. Never feeling a sense of completion - there is always something extra that comes up. Documenting everything to have paper trail in case shit hits the fan, but honestly it feels like I'm at war daily and it's exhausting. I'm weeks behind on everything.

I have ADHD and my usual meds (18mg Concerta/10-20mg Lisdexamphetamine of Adixemin brand) aren't working anymore. Im able to fall asleep only after taking 0.2-0.3mg of Xanax or smoking some THC/CBD flowers. Constant brain fog, shot memory, never feel rested. Maybe 2-3 productive hours max daily before I become useless - either depressed or too wired and too anxious to function.

Already tried bunch of supplements (all possible forms magnesium, vitamin D, fish oil, my supplements drawer has like 60 different bottles), cleaned up diet, cut dairy/nicotine/alcohol/caffeine, taking strategic vacation days here and there in beginning or ending of a week.

I also suspected some allergies, tried out quercetine + vitamin c + all possible anti allergy meds - didnt help. I even suspected inflammation - tried curcumin and all other stuff - useless.

Anyone dealt with extreme burnout while trapped in a job? How do you function when your tank is empty but quitting isn't an option?

Only thing that helps is that I work fully remotely. Exercise would help but I cant force myself to do it.

Once the mortgage closes, I'm gone. Get a less stressful job lined up. Just need to survive until then without falling apart completely.

Stupid fuck shit. I am living in a tiny apartment right now but have a better paying job to afford a better apartment where my fucking workspace is not in my tiny bedroom. I really need and wish for a dedicated workspace now because office is pandemicwise closed since a year, but guess what my hometown is having a housing boom and constant influx of rich young professionals or newly weds with lots of cash from them or their parenrs/family. And everybody is buyigh up apartments like crazy. If u want to have a good apartment now u already need to settle for life with a high mortgage or pay half of your salary away for rent. Unfortunately the pay does not accomodate for that but is on the level of 10years ago. Aaand as a single iam fucked royally from taxes and everybody else. Fyi: hometown berlin and Hamburg germany.

Such a business!

Holy fucking shit, I can't stand this corporate framework they use for this banking app on which I've been working on for 2 months.

I’ve spent the last damn month just building three basic screens, and now my very first PR is buried under 50 fucking comments. Half of them exist purely because their shitty framework has multiple versions stacked and stitched together with so many workarounds that you need so much domain knowledge that intuition or actual dev experience goes out the window.

They’ve abstracted real app development into oblivion. It’s a CRUD app, but they've over-engineered it so much they’re now creating their own problems — just so they can specialize in solving them. It's become this self-sustaining nightmare where they make themselves irreplaceable... and simultaneously unemployable anywhere else.

I genuinely have no idea what I’m doing with my life anymore. The original plan was six months here, grab a mortgage, fuck off, and go back to contracting.

Now I’m stuck questioning my sanity every time I open this project or have to listen to another lecture from my 'buddy' about how everything that I'm doing is wrong.

Feeling overworked and underpaid, as my skill set improves I find myself less and less willing to do actual work, I consider my payscale far to low for my ability and as such I work far less than I probably should. My partner is doing well though, I guess that’s what I get for working with a start up.

Here’s hoping I can land a new job soon with that chunky pay raise I deserve.

On a positive note, I got pre-approved for a mortgage today so that might mean I can move into an actual home instead of this land lord bullshit.

I was today years old when I learned about "shadow jobs". This is where companies list jobs without any intention of hiring anyone. You could also call them "fake jobs", or "lies". Why they do this is anyone's guess. Maybe they want to look like they're expanding for their investors or something. Maybe they're harvesting resumes to train AI. Maybe they're just bored, and this is how the sick fucks get their jollies now that it's harder to find snuff films on the public internet. I wonder if HR didn't exist, would asylums still be popular? Is HR as a field just a way to keep prison populations lower?

For me, this is more of a matter of "want" to change jobs, over "need a job". For example, I've got a friend who is a way, way, way better programmer/developer than I could ever claim to be, and he's been fighting tooth and nail to get the time of day from some of these companies. Despite his extensive academic background, professional credentials, and high levels of skill and competence, he's been out of work for months now. At least they're going to "keep your information on file" though, right? Can definitely pay a mortgage with that.

Maybe I don't get it, but if you're hiring, post the JD. If you're not hiring, shut the fuck up and stay off the job boards. Everyone wins, except for the recovering snuff film addicts in HR.

I start a new job Monday, it feels so great to be out of my old place.

But it also is kinda weird, cause my old job helped get me to where I am now. I along with my brothers and dad were evicted before I started my old job as an intern.

But 6 months into working there and staying with my grandparents, and I got hired full time making $5 more than my dad makes. Me and my dad built up enough savings to own a place. My credit score was higher, and I was working for a title company so my boss gave me a BIG employee discount (this was early into things before I realized how 2-faced she is) if it was my name going onto the mortgage so that's what we did. His savings my credit score and the discount allowed us to get a place 1 bedroom bigger than the old house meaning no more sharing a room with my brother for the first time in my life.

And because of that discount after all was said and done we still had enough in savings to cover rent for a good bit and not have to stress like we did in the last months before we were evicted.

That allowed us to build up savings, start putting more into the mortgage and start paying it down slightly faster, (50 extra a month isn't a lot but it's also not nothing to sneeze at).

I got into the stock market and about a little under a year later i have $150 in unrealized gains gains with a market value of $365 in my stocks.

I also bought a server with the leeway I got from this job and the stability of the new home environment and started toying around with that teaching me I have a major interest in homelab and self hosting which is a part of what helped me get the new job.

This seems like a lot of ramble sorry but it's just weird, 1 job changed my life, and even due to that I couldn't wait to leave it and now that I am I feel kinda regretful at how happy I am to be leaving after how much this job did for me.

But yeah, I couldn't stay another day with my boss. Glad to leave, but also really grateful for everything the job did for me.

Laravel, Symfony...

It doesn't seem to matter what framework I pick to learn next. I rarely get past the Installation step where I have to install and learn a bunch of command line tools first.

It makes me realize I no longer want to be a web developer as even the biggest step I can reasonably make in my career will still not result in an income change significant enough to pay for a mortgage, and the smallest step still expects me to understand all of these command line tools for seemingly no payoff whatsoever.

I feel stuck and depressed looking at all the toxic positivity on LinkedIn. I cannot fathom the amount of indoctrination that must be going on between all these people chirping about how great it is to work for their company.

I’m terminally short of cash.

I can pay the mortgage and everything else, but I’d like a bit more for a rainy day fund.

My question is, how do you get into doing some freelance work?

I’ve looked on places like Freelancer, but it seems to be full of people offering £100 for a fully working amazon clone etc.

one day, a solar flare will come in and erase everyone's banking records

and then what would the communists complain about?!

modern day Robinhood. erases all your debts, all tax information at the royalty office, the mortgage you owe on your house, and every rich person's balance

So, we're preforming a re-write an application. It's on an application (actual mortgage application, not 'app') that has 4 different entry points. We have the most common entry point converted to our re-written application with plans to have the next couple done over the next several weeks. Yesterday, the old version broke. It was under the impression that it could grab any row that matched the borrower and then check against a hash of that data to see if it could proceed. It can't. You can't hash data set 1 and expect it to be the same as the hash for data set 2. Not a thing. When asked, the only answer we could give right away was "We'll fix it, give us a couple of minutes" and "Sorry, bad {{appName}} is bad. We don't know root cause yet. We'll let you know when we do." Was pulled aside by my manager and told my answer was unsatisfactory and I shouldn't give answers like that. I get it, "Bad {{appName}} is bad" isn't great, but it's not like we were going to give that and leave it! We needed some time!

So basically I joined this new android dev job 3 months ago. I did android dev for 2.5 years and then had a gap of 1.5 years where I did game development so Im comming back into android dev as "junior" however Im tryharding to prove myself and reach mid level as fast as I can.

I had it planned like this from the beginning: original plan was to do really good during probation period so I could ask for a raise (which I did). Now while Im waiting for answer (which will take 2-3 weeks) I need to keep the show going so I am sacrificing evenings to accomplish goals. I ham going to these teambuildings, I am volunteering in this job fair event and Im joining bars with the not-so-social devs 1-2 times a week just to "fit in" and be noticed. After getting a raise I plan to take it down a notch and somehow relax....

During the usual work week I rely on stimulants (coffee/cigarettes/concerta) to get me through the days and then I use xanax or alcohol to relax. Worst part is that I am totally drained exhausted after long working week. I dont want to go out with my girlfriend. My libido is at its lowest and we do it maybe max 2 times a week and it feels like a chore to me. It feels like I exist only for this job and only to please everyone around me and it drains me out completely.

I feel like I am burned out. I wish I could just quit this job and run away somwhere warm for 6 months to chill alone and take it easy and recover but I cant. Im stuck in a trap. I have to pay off mortgage, I have to pay off bills. I am approaching 30's soon and I became fat and balding, I want to loose weight, I wanna get a hair transplant to at least enjoy my 30's properly. Im only 28 but I already have a lot of grey hair just because of immense ammounts of stress I have to deal daily because of my ADHD and anxiety. Also my gf is kinda dissapointed that I havent proposed her in 3 years of our relationship. I feel so much pressure and obligations to the point where I feel that theres no point in living if I just exist for the needs of others. I cant imagine getting married and having a child now - life is already complicated chaotic mess as it is.

I dont't know why I throw myself 150% at projects and hyperfocus so much to the point where it becomes my priority in life? Am I compensating for my lack of executive functions by throwing lots of effort and care in hopes that I will be validated? How to learn to take it easy instead of always thinking that what Im doing is not enough?

It's not even the problem of this job. Its just me. I had my own company for 2 years and I was dealing with same burnout problems...

2019 - The year I try freelancing as a contractor and doing some paid side projects as an alternative to permanent employment. I'm sure it'll be ok, I've only got a mortgage to pay and a young family to feed! 😬

Seriously though, looking forward to getting a wider range of experience and having some in-between contract down time. What are your experiences of contracting?

Quitting dev job after 3 months (8 YOE) – thinking of switching to BA/PO. Anyone else been there?

Just passed the 3-month probation at a mobile dev job in a bank—and I’m already planning to quit either tomorrow or Monday.

It took me 5 months to land this job, I’ve spent 3 months working here, and I only need 3 more to qualify for a mortgage (which was the original plan). But I just can’t do this anymore. I’m drowning in endless technical churn every day.

Last week broke me: I was moved without notice to a completely different team and domain, with a massive proprietary codebase, zero onboarding, and totally unreasonable deadlines—in other words, unpaid overtime is just expected. I was hired at mid-level pay but expected to produce senior-level results like someone who’s been here for years. I honestly don’t know how even neurotypicals would cope with this chaos.

I have a bachelor’s degree, 8 years of experience, and usually stick it out at least a year—even in shitty jobs. But this? Either I’m too old for this shit, or taking this role was just a mistake. My ADHD brain is fried. I’ve never felt this anxious, foggy, and burnt out—and it happened fast.

The guilt of quitting this quickly and going back to the grind of interviews and memorizing trivia is eating me alive. But I’m falling apart, and at this point, I feel like I have no other choice.

I’m also thinking of switching to a BA/PO role. I’m actually good at organizing chaos, writing documentation, and talking to people—without wanting to hide under a rock.

Has anyone else with made the jump from dev to BA/PO? Did it help? Would love to hear your experience.

On the other hand, I really dig the new MacBook. Anyone knows a good mortgage plan?

When does the bank decide to take their site down for maintenance? Payday. I'm not alone in this boat, millions of people get paid today (It's the last business day before the 15th!)

Not only can I not see what's in my account, but I can't pay the mortgage, the car payment, or a bunch of other bills.

Of all the fucking times to pick a maintenance window, somebody had to not be thinking about this.

I was doing android apps for a year and a half, but then during the pandemic my hobby gaming projects blew up and I had to quit my fulltime job and focus on them. Spent last year working for myself. I managed to save enough money and got a mortgage for my apartment. Now I feel accomplished what I wanted and Im tired of working alone on my own projects. Its sad doing all these mental gymnastics and not having anyone else to share the results with.

I'm considering getting back into part/full-time position. Main reason is the social aspect, as well as stability. I'm tired of stress, too much responsibility. I want a better work/life balance. Also I think I need a position where they would allow at least 2 days a week working from home.

How to recondition myself and first of all to motivate myself to get back into the rat race? I haven't done android app development in a year and a half, I'm rusty af. I'm a junior at best right now. Also in the past year I got fat and I'm too conscious about my beer belly lol. Thinking of loosing weight and sharpening my app dev skills first, only then applying.

Can anybody advice anything?

Need advice about switching to contracting.

TL;DR;

So I had 2 years of exp as an android dev, then I had a 1.5 year gap from doing android and now for the past 6 months Ive been doing android again fulltime. Im thinking of switching to contracting due to my debts and boring project and life crushing slow corporate processes in my current fulltime job, so I need tips and advices as to where should I start looking for new contracting gigs and in general what should I pay attention to. If it helps, I am based in EU, but am open to any EU/US gigs.

Now the full story:

Initially when I joined my current fulltime job after a break I had zero confidence, lowered my and employers expectations, joined as a junior but quickly picked up the latest standards and crushed it. Im doing better than half devs in my scrum team right now and would consider myself to be a mid level right now.

Asked for a 50% bump, manager kinda okayed it but the HQ overseas is taking a very long time to give me the actual bump. I have been waiting for 10 weeks already (lots of people in the decision chain were on and off vacations due to summer, also I guess manager sent this request to HQ too late, go figure). Anyways its becoming unnaceptable and I feel like its time for a change.

Now since I have mortgage and bills to pay, even with the bump that I requested that would leave me with like maximum 700-800 bucks a month after all expenses. I have debts of around 20k and paying them back at this rate would take 3 years at least and sounds like a not viable plan at all.

Also it does not help that the project Im working on is full of legacy and Im not learning anything new here. Corporate life seems to be very slow, lots of red tape kills creativity and so on. I remember in startups I was cooking features left and right each sprint, in here deploying a simple popup feature sometimes takes weeks due to incompetence in the chain. I miss the times where I worked in startups, did my job learned nre skills and after 6 months could jump on another exciting gig. Im not growing here anymore.

So because my ADD brain seems to be suited much better for working in startups, and also I need to make more money quick and I dont see a future in current company, I am thinking of going back to contracting. All I need right now is to build a few side apps, get them reviewed by seniors and fill my knowledge gaps. Then I plan of starting interviewing as a mid level or even a senior for that matter, since I worked with actual seniors and to be honest I dont think getting up to their level would be rocket science.

Only difference between mid and senior devs that I see atleast in my current company is that seniors are taking on responsibility more often, and they also take care of our tools, such as CD/CI, pipeline scripts, linters and etc. Usually seniors are the ones who do the research/investigations and then come up with actual tasks/stories for mids/juniors. Also seniors introduce new dependencies and update our stack, solve some performance issues and address bottlenecks and technical debt. I dont think its rocket science, also Ive been the sole dev responsible for apps in the past and always did decent work. Turns out all I needed was to test myself in an environment full of other devs, thats it. My only bottleneck was the imposter syndrome because I was a self taught dev who worked most of my career alone.

Anyways I posted here asking for some tips and advices on how to begin my search for new contract opportunities. I am living in EU, can you give me some decent sites where I could just start applying? Also I would appreciate any other tips opinions and feedback. Thanks!

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Triplex: A Smart Real Estate Investment for Property Owners and Developers

In today’s competitive real estate market, property owners and investors are always looking for ways to increase their income and maximize the potential of their properties. One of the most profitable strategies is converting or building a triplex—a residential property containing three separate units, each with its own entrance and living space.

At AgileBuilds Ltd, located at 47 Whitfield Ave, North York, ON M9L 1G4, Canada, we specialize in triplex conversions and custom-built triplex properties. Whether you're looking to generate more rental income or enhance the value of your investment, we provide expert solutions that make the process smooth and efficient.

What is a Triplex?
A triplex is a multi-family residential property that contains three distinct living units. Each unit typically includes its own entrance, kitchen, bathroom, and living space. A triplex can either be a newly constructed building or the result of converting an existing property, such as a single-family home, into three separate units.

At AgileBuilds Ltd, we have extensive experience in both designing new triplex properties and converting existing homes into profitable triplex units. This type of property offers a number of financial and practical benefits for both investors and homeowners.

Why Invest in a Triplex?
1. Higher Rental Income
One of the most obvious advantages of a triplex is the potential for higher rental income. With three separate units, you can generate revenue from multiple tenants, increasing the overall rental income compared to a single-family home. This makes it a great investment for property owners looking to increase cash flow.

2. Diversified Income Stream
Having three separate rental units in one property means that if one unit becomes vacant, the other two units can continue to generate income. This diversification of rental income reduces financial risk and ensures a more stable cash flow.

3. Lower Operating Costs
Operating a triplex can be more cost-effective compared to managing multiple single-family homes. Since all the units are within the same building, expenses like property maintenance, insurance, and taxes are often lower. This makes a triplex an efficient way to manage multiple rental properties with less overhead.

4. Increased Property Value
When you convert a single-family home into a triplex or build a new one, you are likely to see a significant increase in property value. Multi-family properties, like triplexes, tend to be valued higher than single-family homes because of the added rental potential. This can provide a solid return on investment, whether you choose to hold the property long-term or sell it.

5. Flexibility for Homeowners and Investors
For homeowners, a triplex offers the opportunity to live in one of the units while renting out the others. This can help cover mortgage costs, and in some cases, even provide additional income. For developers and investors, a triplex provides flexibility in terms of tenant demographics, allowing you to cater to students, families, or professionals.

How AgileBuilds Ltd Can Help You with Your Triplex Project
At AgileBuilds Ltd, we offer expert services to guide you through the process of developing or converting your property into a triplex. From the initial design phase to the final construction, our experienced team is here to ensure your project meets local building codes, regulations, and your personal investment goals.

The Process of Building or Converting a Triplex
Consultation and Property Assessment
We begin by meeting with you to assess your property’s potential for conversion into a triplex or discuss plans for a custom-built triplex. We will evaluate zoning laws, building codes, and local regulations to ensure the project is feasible.

Design and Planning
Once the property is assessed, our design team works closely with you to develop a layout that maximizes space and functionality for all three units. We focus on creating an efficient, comfortable living environment that appeals to potential tenants.

Permitting and Approvals
AgileBuilds Ltd handles all the necessary paperwork for permits and approvals. We ensure that your triplex project complies with all local zoning laws and building codes, making the approval process as smooth as possible.

Construction and Renovation
Our team of skilled professionals will manage the renovation or new construction of your triplex. We prioritize quality craftsmanship, safety, and efficiency throughout the building process to ensure the finished property meets your expectations.

Miami Mortgage Brokers: Your Trusted Mortgage Loan Provider in Miami

Finding the right mortgage loan provider is a crucial step in securing your dream home. At Miami Mortgage Brokers, located at 333 SE 2nd Ave Suite #2000, Miami, FL 33131, we pride ourselves on being a reliable and experienced mortgage loan provider dedicated to serving the Miami community.

As a leading mortgage loan provider, we offer personalized solutions tailored to fit your financial goals and homeownership dreams. Whether you are purchasing your first home, upgrading, or refinancing, our team works diligently to find the best loan options with competitive rates and flexible terms.

Why choose Miami Mortgage Brokers as your mortgage loan provider?

Wide Network of Lenders: We partner with multiple trusted lenders to offer you a variety of mortgage products.

Customized Loan Solutions: Our experts evaluate your financial situation to provide loan options that best suit your needs.

Efficient and Transparent Process: We guide you smoothly from application to closing, ensuring clear communication throughout.

Local Expertise: With a strong presence in Miami, we understand the local real estate market and can advise you accordingly.

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Support for Struggling Homeowners with Patty Navarro - LUXURY COLLECTIVE Sherman Oaks

Homeownership is a significant part of many people's lives, offering stability, security, and a sense of accomplishment. However, life doesn't always go as planned. Whether it’s due to financial challenges, job loss, or unexpected circumstances, some homeowners may find themselves struggling to maintain their property. If you're in this situation, you don't have to face it alone. At LUXURY COLLECTIVE in Sherman Oaks, Patty Navarro is here to offer expert guidance and support for struggling homeowners, helping you find solutions and peace of mind during difficult times.

Located at 14242 Ventura Blvd, Suite 100, Sherman Oaks, CA 91423, Patty Navarro specializes in assisting homeowners who are facing financial hardship, foreclosure, or other real estate-related challenges. With her compassionate approach, knowledge of the local market, and strategic problem-solving, Patty can provide the support you need to move forward with confidence.

Understanding the Challenges of Struggling Homeowners
Many homeowners face difficult circumstances that can make it challenging to stay current with mortgage payments, property taxes, and other home-related expenses. Whether it’s a temporary setback or an ongoing financial issue, being behind on payments can cause stress and worry about the future of your home.

Common struggles for homeowners include:

Foreclosure Risk: If you're unable to make mortgage payments, you may be at risk of foreclosure. The thought of losing your home can be overwhelming, but there are often solutions that can prevent foreclosure and help you keep your property.
Behind on Property Taxes: If you're struggling to pay property taxes, you may face penalties, liens, or even tax foreclosure. It's essential to understand your options to avoid further financial strain.
Mortgage Delinquency: Missing mortgage payments due to job loss, medical expenses, or other unforeseen circumstances can put your homeownership in jeopardy.
Divorce or Family Transitions: Changes in personal circumstances, such as a divorce or the passing of a loved one, can create financial strain that makes it difficult to maintain your home.
If you're facing any of these challenges, Patty Navarro at LUXURY COLLECTIVE is ready to provide the support for struggling homeowners that can help you navigate through difficult times with clarity and direction.

How Patty Navarro Can Help Struggling Homeowners
1. Expert Advice on Foreclosure Prevention
One of the most distressing challenges for homeowners is the risk of foreclosure. Patty Navarro understands how stressful this can be, and she’s committed to helping you explore all available options to avoid losing your home. Patty will work with you to understand your situation, communicate with your lender, and present potential solutions, such as loan modifications, refinancing options, or even negotiating a short sale if keeping the home isn't viable.

2. Assistance with Selling Your Home Quickly
If keeping your home is no longer an option, Patty can help you sell your property quickly and effectively. She understands the urgency of the situation and works diligently to get your home on the market, attract qualified buyers, and close the sale as fast as possible. Patty’s comprehensive marketing strategies, professional staging, and strong negotiation skills ensure that your home sells for the best possible price under your circumstances.

3. Property Tax Solutions
If you are behind on property taxes and facing the possibility of a lien or tax foreclosure, Patty offers solutions to help you avoid this outcome. She can guide you through options such as negotiating a payment plan with the tax authorities or selling your property quickly to pay off the taxes. Patty’s expertise in navigating these situations can provide you with the breathing room you need to avoid further penalties or the loss of your property.

4. Probate and Inherited Property Assistance
In some cases, homeowners may struggle with a property inherited through probate. Managing a home in probate can be overwhelming, especially if you’re not familiar with the legalities or financial responsibilities. Patty Navarro specializes in probate real estate transactions and can help you navigate the complexities of selling inherited property. Whether you’re looking to sell or manage the property, Patty will provide you with the guidance you need to make the best decision.

Discover Top Mortgage Refinance Rates with Miami Mortgage Brokers Near You
In the vibrant city of Miami, homeowners and potential buyers seeking optimal financial solutions need look no further than Miami Mortgage Brokers. Conveniently located at 333 SE 2nd Ave Suite #2000, Miami, FL 33131, we are your go-to experts for securing the best mortgage refinance rates available in the market.

Why Consider Mortgage Refinance?
Refinancing your mortgage can be a strategic financial move if you're looking to lower your monthly payments, shorten your loan term, or tap into your home equity for large expenses. At Miami Mortgage Brokers, we specialize in finding competitive mortgage refinance rates that can help you achieve your financial goals.

Expert Mortgage Brokerage Services Near You
When searching for a "mortgage broker near me," you want someone who not only provides excellent service but also understands the local market intimately. Miami Mortgage Brokers offers just that—a team of dedicated professionals who are well-versed in all aspects of the Miami real estate market.

Our Refinancing Services Include:
Competitive Rates: We continuously monitor the mortgage landscape to offer you the best mortgage refinance rates, ensuring that your refinancing decision will be as beneficial as possible.

Personalized Consultations: Our approach is to tailor our services to your specific needs. We provide personalized consultations to discuss your financial situation, explore various refinancing options, and devise a plan that aligns with your financial objectives.

Streamlined Process: We understand that refinancing can seem complicated and time-consuming. Our team is committed to making the process straightforward and hassle-free, helping you save time and avoid unnecessary stress.

Local Expertise: Our deep knowledge of the Miami real estate market sets us apart. We use this insight to advise you on the best times to refinance and how to make the most out of current mortgage refinance rates.

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Home Loan Calculator: Simplify Your Mortgage Process with Calculating a Mortgage Loan

When you’re ready to purchase a home, one of the most important financial decisions you’ll make is how to finance it. A home loan calculator is an invaluable tool in this process, helping you understand exactly what your monthly payments will look like and ensuring that you are financially prepared for your new home. At Calculating a Mortgage Loan, we provide comprehensive, user-friendly home loan calculators that make it easier for you to make informed decisions about your mortgage.

Why Use a Home Loan Calculator?
A home loan calculator allows you to quickly and accurately determine the cost of your mortgage. It’s an essential tool for anyone looking to buy a home, refinance, or even adjust their current loan terms. By calculating your mortgage payments in advance, you’ll be better prepared to make a sound financial decision. Here’s why it’s essential to use a home loan calculator:

Understand Your Monthly Payment:
A home loan calculator helps you determine what your monthly mortgage payments will be based on the loan amount, interest rate, and loan term. This gives you a clear picture of how much you’ll need to budget each month to stay on track with your payments.

Assess Affordability:
With the home loan calculator, you can easily adjust loan amounts, interest rates, and loan terms to see how these factors affect your monthly payment. This allows you to find a loan structure that fits your budget and financial situation.

Plan for the Long Term:
It’s not just about your current monthly payment. A home loan calculator also shows you the total cost of the loan over its lifetime, including the principal and interest. This can help you compare different loan terms and decide whether a shorter or longer-term loan is right for you.

Make Informed Decisions:
By using a home loan calculator, you can see exactly how different interest rates and down payment amounts affect your loan. This helps you make smart decisions about choosing a lender, negotiating terms, and determining how much you should put down on your new home.

Save Time and Stress:
Having access to a home loan calculator saves you the hassle of manual calculations or relying on estimates. The tool provides quick, accurate results that allow you to move forward with confidence.

How to Use a Home Loan Calculator
Using a home loan calculator is simple and straightforward. Here’s how you can calculate your monthly mortgage payment:

Enter Loan Amount:
This is the total amount you plan to borrow for your home. It’s usually the purchase price of the home minus your down payment.

Interest Rate:
Input the interest rate for your loan. This rate can vary depending on the type of loan and your creditworthiness.

Loan Term:
Choose the length of your loan, typically 15, 20, or 30 years. The longer the loan term, the lower your monthly payment will be, but you’ll pay more in interest over the life of the loan.

Down Payment:
The more money you put down upfront, the smaller the loan amount will be, reducing your monthly payment. Most homebuyers make a down payment of 20%, but it can vary.

Additional Costs:
Be sure to account for other costs, such as property taxes, homeowner’s insurance, and private mortgage insurance (PMI). These costs are often rolled into your monthly mortgage payment.

Once you input these details, the calculator will give you an estimate of your monthly payment, helping you plan and budget accordingly.

Why Choose Calculating a Mortgage Loan?
At Calculating a Mortgage Loan, we understand that buying a home is one of the biggest decisions of your life. Our home loan calculator is designed to simplify the mortgage process, providing you with all the information you need to make confident financial decisions.

Here’s why you should choose us:

Accurate Results:
Our home loan calculator provides precise, reliable estimates to help you make informed decisions about your mortgage.

Ease of Use:
Whether you’re a first-time homebuyer or a seasoned homeowner, our tool is easy to use, allowing you to quickly calculate mortgage payments and compare loan options.

Expert Advice:
Beyond just the calculator, we offer expert advice to help you navigate the home loan process. Our team is available to answer any questions and guide you through every step.

Comprehensive Resources:
We provide additional resources to help you understand every part of the mortgage process, from the initial calculation to closing the deal.

Contact Us Today
If you're ready to start using our home loan calculator or need assistance with your mortgage, our team at Calculating a Mortgage Loan is here to help. We’re committed to making the mortgage process simple and transparent, so you can feel confident about your home purchase.

Yash Duggal - Trusted Mortgage Broker at Think and Grow Finance: Offering Free Home Loan and Mortgage Broker Consultations

At Think and Grow Finance, Yash Duggal is your dedicated and trusted mortgage broker, serving the Melbourne area with expert advice and tailored home loan solutions. Whether you’re a first-time homebuyer, refinancing your current mortgage, or looking to invest in property, Yash Duggal offers free consultations to help you navigate the mortgage process with ease and confidence.

Located at 14 Cabarita St, Truganina VIC 3029, Yash is committed to providing a personalized service to every client, ensuring you get the best loan options available. With his extensive experience in the mortgage industry, he will guide you step by step to find the right financial solutions for your unique situation.

Why Choose Yash Duggal - Trusted Mortgage Broker?
Finding the right home loan or mortgage can be a daunting process. However, with the help of a professional, the journey can become much smoother. Here’s why Yash Duggal, your trusted mortgage broker, is the right choice:

Free Home Loan Consultation: At Think and Grow Finance, we believe in transparency and giving our clients a clear understanding of their options. That's why we offer a home loan free consultation, where you can discuss your needs and goals with Yash, without any obligation. During this session, you’ll learn about different mortgage products, the loan process, and the best options available based on your specific circumstances.

Comprehensive Mortgage Advice: As a professional mortgage broker, Yash has access to a wide range of lenders and loan products. This gives you the opportunity to compare various mortgage options and find the one that suits your financial goals. His advice is completely unbiased, as he works independently and is committed to securing the best deal for you.

Personalized Loan Solutions: Every financial situation is unique, and Yash takes the time to get to know you and understand your specific needs. Whether you're buying your first home, refinancing, or looking to invest, he will help you find the most suitable loan option for your individual circumstances.

Expert Support Throughout the Process: From your initial free consultation to the settlement of your loan, Yash is with you every step of the way. He’ll help you gather all necessary documents, answer any questions you have, and ensure your loan application is processed smoothly.

How Can a Free Consultation Benefit You?
A free consultation with Yash Duggal is the perfect way to kickstart your home loan or mortgage journey. Here’s how it can benefit you:

Clarity on Your Loan Options: Whether you're new to the world of home loans or an experienced borrower, a free consultation will help you understand your loan options. Yash will provide an in-depth overview of different mortgage products, such as fixed-rate loans, variable-rate loans, and interest-only loans, to ensure you make an informed decision.

No Pressure, No Obligation: One of the best aspects of a mortgage broker free consultation with Yash is that it’s completely obligation-free. You won’t feel pressured to make decisions during the consultation. Instead, you can take the time you need to review your options and decide what’s best for you.

Customized Advice for Your Needs: Yash’s consultations are personalized to meet your specific needs. He will take into account factors like your income, credit history, and future financial goals to recommend the right loan products and lenders. This tailored approach ensures that you get a loan that fits your budget and long-term financial plans.

Save Time and Money: Working with a professional mortgage broker like Yash means you won’t waste time searching through multiple lenders. Yash does the hard work for you, finding the most competitive rates and ensuring your loan application is submitted to the best lenders for your needs.

Contact Yash Duggal for a Free Consultation Today!
If you're looking for a home loan free consultation or a mortgage broker free consultation, Yash Duggal at Think and Grow Finance is here to help. Yash is committed to making the home loan process as easy and transparent as possible for you.

Visit 14 Cabarita St, Truganina VIC 3029, or call +61401545302 to schedule your free consultation today. Let Yash Duggal assist you in finding the perfect loan option and take the first step toward achieving your financial and property goals!

Matt Hansen: Your Trusted Real Estate Agent in Southeast Idaho

If you're searching for a real estate agent in Southeast Idaho or looking for realtors near Pocatello, ID, Matt Hansen at Keller Williams Realty East Idaho is here to provide expert services tailored to your real estate needs. Whether you're buying or selling, Matt's deep knowledge of the Southeast Idaho market ensures that your experience is as smooth and successful as possible.

Why Choose Matt Hansen as Your Real Estate Agent in Southeast Idaho?
The real estate market in Southeast Idaho offers a unique blend of opportunities, from homes in quiet rural areas to properties in the heart of bustling Pocatello. Understanding these nuances is essential, and that’s where Matt Hansen comes in. As a local expert with years of experience, Matt knows the area inside and out, making him the ideal choice for anyone looking to buy or sell real estate in this region.

Here’s why Matt is the perfect real estate agent in Southeast Idaho:

In-Depth Market Knowledge: Southeast Idaho is diverse, with rural properties, suburban neighborhoods, and city homes all having different characteristics. Matt stays up-to-date on market trends, property values, and community developments, ensuring that you receive the best advice possible when making decisions.

Personalized Service: Every client has unique needs, whether you're a first-time homebuyer or a seasoned investor. Matt takes the time to understand your specific goals and tailors his approach to meet them. He provides guidance through every step of the buying or selling process, ensuring a smooth experience.

Expert Negotiation: One of Matt’s key strengths is his negotiation skills. Whether you’re looking to buy or sell, Matt works diligently to ensure you get the best deal possible. He’ll help you navigate offers, counteroffers, and contingencies with ease.

Local Connections: With years of experience as a real estate agent in Southeast Idaho, Matt has built strong relationships with other professionals in the industry, including mortgage brokers, inspectors, contractors, and more. These connections can be invaluable during your real estate transaction, making the process more efficient and seamless.

Realtors Near Pocatello, ID – Why Matt Hansen Stands Out
Pocatello, ID, is the heart of Southeast Idaho, and if you're searching for realtors near Pocatello, ID, Matt Hansen should be at the top of your list. His extensive experience with Pocatello properties means he has the local insight to help you find the perfect home or investment opportunity.

Expert Knowledge of Pocatello’s Neighborhoods: From historic homes in the city’s core to newer developments on the outskirts, Matt understands the unique characteristics of Pocatello's various neighborhoods. Whether you want to be close to schools, parks, or the city center, he can help you find a location that suits your lifestyle.

Comprehensive Services: Matt provides a full range of services to both buyers and sellers. Whether you’re looking to buy a home in Pocatello or sell an existing property, Matt offers expert guidance throughout the entire process. His goal is to make sure you feel confident and well-informed every step of the way.

Commitment to Client Satisfaction: With Matt, you’re not just another transaction—you're a valued client. His commitment to your satisfaction means he listens to your needs, answers your questions, and provides consistent communication from start to finish.

Why Southeast Idaho is a Great Place to Buy or Sell
Southeast Idaho offers an attractive combination of affordable housing, scenic beauty, and access to outdoor activities. Whether you're drawn to the city life in Pocatello or the quieter charm of rural towns like Chubbuck or Blackfoot, there is something for everyone in this region.

Affordability: Compared to larger cities in Idaho or neighboring states, Southeast Idaho offers a more affordable cost of living, including housing prices, making it an ideal location for first-time homebuyers or those looking to downsize.

Outdoor Recreation: Southeast Idaho is known for its incredible outdoor recreation, including hiking, skiing, and fishing, which makes it an ideal place for those who love nature and an active lifestyle.

Strong Community: The cities and towns of Southeast Idaho are known for their friendly communities and welcoming atmosphere. Whether you're moving to the area for work, school, or retirement, you'll find a tight-knit community ready to make you feel at home.

Contact Matt Hansen for Your Real Estate Needs
If you're ready to work with an experienced real estate agent in Southeast Idaho, Matt Hansen at Keller Williams Realty East Idaho is ready to assist you.
Contact Matt Hansen Today
Matt Hansen – Keller Williams Realty East Idaho
1777 E. Clark St. #110, Pocatello, Idaho 83201
Phone: +1 208-220-0566